Credit Card Management Apps to Stay on Top of Payments
Americans collectively hold about $4 trillion in consumer credit card debt, so a money management app might be worth consideration. Here are two top choices that will help manage the credit life.
For Budgeting: Mint
If you’re seeking an app for both a broad view and a detailed look at your credit cards and overall finances as well as warnings to ensure on-time payments, Mint is perhaps the most popular app in this category. You can create a budget, track card spending in customizable (可定制的) categories, get credit card bill warnings, and more.
Reserve a couple of hours to get started because setting it up takes time. And if you’re completely new to financial apps, tracking and categorizing every transaction (交易) you might make could take some getting used to.
Download Mint from the App Store or Google Play for free.
For Tracking Credit Card Rewards: AwardWallet
You can see all of your credit card rewards — including credit card points such as Citi ThankYou Points, American Express Membership Rewards and Chase Ultimate Rewards—in one place. The app also lets you know when your awards will expire (过期) so you can use them before you lose them.
Arghandewal, who travels all over the world by using points and miles, says the AwardWallet app helps her keep track of everything. “You can link all of your frequent flyer, hotel and even bank rewards accounts and get notices when your rewards balance changes,” she says.
AwardWallet requires access to your email account, which could make some folks uncomfortable. And some loyalty programs aren’t part of the platform.
Download AwardWallet from the App Store for free.
21. The users of Mint can ________.
A.reduce daily transactions | B.get detailed financial advice |
C.receive warnings of on-time payment | D.track their card spending and rewards |
22. Arghandewal is quoted in AwardWallet to ________.
A.show why the app is popular | B.explain how to win rewards |
C.instruct people to download the app | D.persuade people to use the app |
23. Both Mint and AwardWallet ________.
A.help users manage their credit cards | B.need access to users’ email accounts |
C.inform users of the expired awards | D.take time for users to get used to them |