Is Student-loan Forgiveness Unforgivable?
Roughly 45 million Americans currently hold $1.6 trillion in student debt, with the average student-loan receiver owing between $20,000 and $25,000, according to the Federal Reserve. Among those actively making payments on their debt, the average monthly installment is between $200 and $300. And with 5.3 million more people unemployed than in February, right before the U.S. fell into the economic depression caused by pandemic (流行病), some people say that student-debt forgiveness could be beneficial to the economy.
“Student-debt cancellation feels like one of the most accessible executive actions to stimulate the economy at the moment,” says Suzanne Kahn, director of the Education. Kahn says the move would also help close the wealth gap between white Americans and people of color. Some 90% of Black students and 72% of Latino students take out loans for college versus just 66% of white students, according to an analysis from the Consumer Financial Protection Bureau.
But others argue that sweeping student-loan forgiveness doesn’t help the people who need aid most. Americans with college degrees, as a whole, have been less influenced by the economic effects of COVID-19 than their non-college-educated counterparts. Besides, they raise concerns that if the government wipes out current student loans, future college students may have a motivator to take on debts, hoping they will also be forgiven. Colleges may in turn tend to raise their prices further.
What’s clear, according to the both sides of the aisle (过道), is that economic crises worsen the problem of student debt. The last time the U.S. dipped into a recession, state governments cut their investments in colleges and universities—which, in turn, raised their tuition prices and forced students to take on ever larger loans.
In recent weeks, the government has walked a fine line on the issue, offering support for a bill calling for $10,000 worth of student-loan forgiveness but turning down anything close to a plan to issue $50,000 per borrower through executive action.
That’s not sustainable in the long run. It remains to be seen if the government can arrive at a political solution that is.
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相似题推荐
Directions: Write an English composition in 120 – 150 words according to the instructions given below in Chinese.
下图是小学新生的课堂一角，对照你当时的上课情况，作出比较并谈谈你的感受。你的作文必须包括：
●描述图片里学生上课的场景
●比较你同时期的上课情况
●简单谈谈你的感受
信的内容包括：
1．描述中美大学生的经济资助状况；
2．分析这种状况的成因；
3．预测中国大学生经济资助的可能变化。
| Financial Sources of College Students | ||
| Financial sources | Examinees | |
| American StudentS | Chinese StudentS | |
| Parents | 45％ | 90％ |
| Part-time Jobs | 40％ | 5％ |
| Scholarship | 15％ | 5％ |
注意；1．词数100左右；
2．可以适当增加细节，以使行文连贯；
3．信的开头和结尾已给出，不计入总词数-
Dear Joe，
How is everything going? I’m writing to talk about financial sources of college students，which are quite different between in China and m America. According to a survey，
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What’s your idea? Looking forward to your reply!
Yours．
Li Hua
请简要描述图片，并结合生活实际（自身或他人的例子），谈谈你对于“舒适圈”的看法。
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This week should have seen the beginning of a new semester. Instead, China has been witnessing a different kind of new semester because of the novel coronavirus outbreak. Many Chinese schools have suspended the new semester and moved the classrooms online, leading to an explosion of viewings on online educational platforms,
On the first day of school, DingTalk, a virtual workplace developed by Alibaba Group, held online classes for an estimated 50 million students nationwide, from primary to high school level.
The huge demand led many to assume that online classrooms are the source of future prosperity. But according to a guideline issued by the Ministry of Education on Feb 12, “postponement of school without suspension of learning” is not equal to learning through online courses. As the education authorities have said, it is unnecessary for every teacher to record online courses to be evaluated for quality. Also, kindergarten classes cannot be held online.
【写作内容】
1.用约30个单词概述上述信息的主要内容；
2.用120个单词发表你的观点, 内容包括:
(1) 网络直播课是否会取代传统课堂。
(2) 用2-3个理由或论据支撑你的观点。
【写作要求】
1. 阐述观点或提供论据时, 不能直接引用原文语句;
2. 作文中不能出现真实姓名和学校名称；
3. 不必写标题。
【评分标准】
内容完整, 语言规范, 语篇连贯, 词数适当。
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Do We Need Art in Our Lives
No one will be surprised to hear that the arts are under fire in this day and age. We view the arts as something of a hobby, something that’s fun but certainly can’t pay the rent. If it’s not a useful skill, no wonder arts funding is being cut in schools. Do we really need art in our lives?
In schools, time and money is at a premium （稀有而珍贵）, now more than ever. With teachers having to fit so many lessons into every day. it’s easy to see why art is dropping more and more by the wayside. Budgets are dropping at an alarming rate, and what school is going to drop teaching in essential subjects such as math or science when they can drop art instead?
It seems as though the loss of art in daily life is sad fact of life, but it doesn’t have to be. There are actually a lot of practical uses for art for many people. For example, art therapy has helped people with a range of illnesses, both mental and physical, cope with their symptoms. Art is found almost anywhere you look in your home. Practical items, such as bedspreads, furniture or clothing, are all art forms in themselves and arouse emotions in the people interacting with them.
Art also gives us insight into the world. History tells us what happened and when it happened, but it can’t tell us how the population at large felt about it, which is where art steps in. We know a lot about how people in the past lived and worded, because their art has given us much a deep insight into their daily lives. We wouldn’t have that insight without it.
Most of all, we need art in our lives as it gives us a form of self-expression. Being able to talk about our feelings is essential to staying healthy. You may not think ou talk about your feelings, but you may express them in other ways. Some like to cook or bake, some like to work machinery, and others may like to paint or draw. Whatever you like to do in your spare time, you’re probably creating art every day.
So, do we need art in our lives? Many people would say no, but the art they’re thinking of is the art you see in galleries. Art is actually much more accessible and it truly needed in everyday life. It helps those in need, gives people in the future an idea of what life was like, and is a vital form of self-expression.
注意：1.词数100词左右；
2.可以适当增加细节，以使行文连贯。
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