When you think of friends，you tend to think of people who have been in your life for a long time.But there’s another kind of friend— one that appears at a particular moment.
The first such friend I remember is a Russian girl I met in London at the age four.That year, my mother had remarried and we'd be moving to the UK.Everything was changing to me. The Russian girl and I were the two oldest in our school.She spoke no English;I，no Russian. We communicated by trying to go beyond the other at drawing,at games, even at eating. Our contests gave me something I could control.And maybe I gave her the same.
In my eight，I grade, there was Jenny, who had a small horse named Red Wing. The eighth grade was a terrible year. We both knew it, but we didn’t talk about it. We spent most of our time with Red Wing. On cold winter days, we’d go out and take turns riding and walk. She left in the ninth grade and I missed her.
To Julie，I'll be forever grateful. We met on the beach in New Jersey one afternoon. She was there with her twin boys，the only other children there，and they were about the same age as my daughter. Gradually，the children approached each other and soon were digging holes together. And we began to talk. She lived in the little beach town. I lived alone with my daughter in a big apartment a block from the beach. My husband had taken off for North Da- kota,leaving me to think about what to do next. Suddenly，there was someone I could talk to. For the next couple of weeks，we met at the beach with the children，and I would go home with her. Meeting Julie filled my despairing heart.
Such friends as these often arrive when your own life is off—balance，and will support you till the world settles on its axis(轴线）once again.
1. How did the friendship between the author and the Russian girl develop?| A．They had many common interests. |
| B．They competed with each other. |
| C．They shared the same activities together. |
| D．They showed great concern for each other. |
| A．Great comfort. | B．Deep wisdom. |
| C．Financial support. | D．Patient care. |
| A．They appeared when the author was in trouble. |
| B．They stayed with the author for a long time. |
| C．They shared the same painful experience. |
| D．They were lifelong friends of the author. |
| A．A friend in need is a friend indeed. |
| B．He is rich enough who has true friends. |
| C．A friend is a present which you give yourself. |
| D．Some friends are arranged in our lives for good reason. |
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【推荐1】Too many people want others to be their friends, but they don’t give friendship back. That is why some friendships don’t last very long. To have a friend, you must learn to be one. You must learn to treat your friend the way you want your friend to treat you. Learning to be a good friend means learning three rules: be honest; be generous; be understanding.
Honesty is where a good friendship starts. Friends must be able to trust one another. If you don’t tell the truth, people usually find out. If a friend finds out that you haven’t been honest you may lose your friend’s trust. Good friends always expect one another to speak and act honestly.
Generosity means sharing and makes a friendship grow. You don’t have to give your lunch money or your clothes. Instead, you have to learn how to share your ideas and feelings. These can be very valuable to friends. They tell your friends what is important to you. By sharing them, you help your friends know you better.
Sooner or later everyone needs understanding and help with problems. Something may go wrong at school. Talking about the problem can make it easier to solve. Turning to a friend for help can be a first step in solving the problem. So to be a friend you must listen and understand. You must try to put yourself in your friend’s place so you can understand the problem better.
No two friendships are completely alike. But all true friendships have three things in common. If you plan to keep your friends, you must practice honesty, generosity and understanding.
1. Some friendships don’t last long because ________.| A．there are too many people who want to make friends |
| B．some people receive friendship but never give it back |
| C．they do not know that friendship is something serious |
| D．those who give others friendship also receive friendship |
| A．something understanding | B．the base of friendship |
| C．a good way to solve problems | D．more important than money |
| A．generosity and friendship | B．generosity and sharing |
| C．your ideas and feelings | D．your money and clothes |
| A．Honesty Is Most Valuable | B．A Friend In Need Is a Friend Indeed |
| C．How To Be a Good Friend | D．Three Important Points In Life |
【推荐2】The castle had two floors. We were ten years old and sat around the coffee table, drinking from coffee cups filled with water. We talked about our future good friends, girls' dress, make-ups and well-behaved classmates at our daily meeting. We promised each other that this was how our lives would be.
Then we got a little older. I was graduating from the eighth grade. This time we were in a real coffee shop. We were growing up, drinking hot chocolate instead of water, but our conversation hadn't changed. We were going to go to college together. Then we would open a business in the city. We promised each other this was how it would be.
My interests and areas of study have changed many times. I've become involved in many activities that have opened my eyes to new possibilities. My friends are part of my life. I would do anything for them. I know they would do the same for me. In the case of a broken heart, a silly argument, or a difficult test, I am always the first to help. Being there for my friends comes first no matter what else I have to do.
I'm growing up fast. Junior year has almost terminated. College is just around the corner, but our childish talks and plans don't seem so long ago. In fact, we're still having the same discussions. We probably won't go to the same college but would be in the same state. We will talk every day, meet on weekends and come home on holidays. This plan is just as good.
Now I am ready for college. I will meet new people, have new experiences in new surroundings and live on my own. But I will not leave my friends. I won't see them on weekends, but maybe on holidays. I will be making new ones at college. I hope I will become as close with them as I am with those old friends. Maybe if I'm lucky I will meet a few with whom I can sit and share a cup of coffee.
1. What did the author and her friends often talk about when they were ten years old?| A．Their rapid progress. | B．Their great imagination. |
| C．Their childish plans. | D．Their good living conditions. |
| A．She is looking forward to her future college life. |
| B．She plans to run a coffee bar when she begins to work. |
| C．She took part in many activities in order to make new friends. |
| D．She used to ask her friends to help with her difficult tests. |
| A．finished | B．collected | C．closed | D．formed |
| A．The author's relationship with her friends. |
| B．The author's achievements. |
| C．The author's ideas of friendship. |
| D．The author's experiences of her study. |
【推荐3】When it comes to friends, I desire those who will share my happiness, who possess wings of their own and who will fly with me. I seek friends whose qualities illuminate(照亮）me and train me up for love. It is for these people that I reserve the glowing hours, too good not to share.
When I was in the eighth grade, I had a friend. We were shy and “too serious” about our studies when it was becoming fashionable with our classmates to learn acceptable social behaviors. We said little at school, but she would come to my house and we would sit down with pencils and paper, and one of us would say,“Let's start with a train whistle today.” We would sit quietly together and write separate poems or stories that grew out of a train whistle. Then we would read them aloud. At the end of that school year, we, too, were changing into social creatures and the stories and poems stopped.
When I lived for a time in London, I had a friend. He was in despair and I was in despair. But our friendship was based on the idea in each of us that we would be sorry later if we did not explore this great city because we had felt bad at the time. We met every Sunday for five weeks and found many excellent things. We walked until our despairs disappeared and then we parted. We gave London to each other.
For almost four years I have had remarkable friends whose imagination illuminates mine.We
write long letters in which we often discover our strangest selves. Each of us appears,sometimes in a funny way, in the other' s dreams. She and I agree that,at certain times, we seem to be parts of the same mind. In my most interesting moments,I often think,"Yes,I must tell...."We have never met.
It is such comforting companions I wish to keep.One bright hour with their kind is worth more to me than the lifetime services of a psychologist, who will only fill up the healing silence necessary to those darkest moments in which I would rather be my own best friend.
1. In the eighth grade, what the author did before developing proper social behavior was to| A．become serious about her study |
| B．go to her friend's house regularly |
| C．share poems and stories with her friend |
| D．learn from her classmates at school |
| A．We parted with each other in London. |
| B．Our unpleasant feeling about London disappeared. |
| C．We were unwilling to tear ourselves away from London. |
| D．Our exploration of London was a memorable gift to both of us. |
| A．To be left alone. |
| B．To seek professional help. |
| C．To break the silence. |
| D．To stay with her best friend. |
| A．Unforgettable Experiences |
| B．Noble Companions |
| C．Remarkable Imagination |
| D．Lifelong Friendship |
【推荐1】Yi So-yeon, an engineer from Seoul, returned to Earth on Saturday after 11 days aboard the International Space Station(ISS)along with Russian cosmonaut Yuri Malenchenko and US astronaut Peggy Whitson.
A technical problem turned a routine(常规)return to Earth into a sharper than usual descent(下降)that tested the group members' energy and courage. They landed in the Kazakh steppes(大草原)about420km(260 miles)wide of their target.
''During the descent there was some kind of fire outside the Soyuz capsule because we were going through the atmosphere, '' Yi said.
''At first, I was afraid but the two other guys looked okay so I tried to look okay too. ''
Yi smiled and joked her way through a 10-minute news briefing at Star City the wooded Soviet era cosmonaut training centre on the edge of Moscow. However Malenchenko and Whitson looked tired and thin after nearly six months in space. Their answers were short and Whitson needed support to balance when she walked. The 29-year-old Yi has become famous in R.O. Korea since the take-off but she brushed this aside and said she has had little contact with friends or family since returning.
''In fact they are the heroes right now, '' Yi said referring to Malenchenko and Whitson. ''I'm just a beginner and a little ashamed to say that I am a hero. '' She did though relate a more light-hearted incident on the ISS.
''I sang Fly Me to the Moon'' Yi said about the 1950s pop song. ''It's my favourite song from university although at that time I didn’t know I would be an astronaut. ''
The capsule's so-called ''ballistic'' re-entering made the group members face twice the usual pull from the centre of the earth. The flames Yi described may have been caused by friction(摩擦)heating the capsule as it fell through the atmosphere.
Whitson told reporters that Saturday's, ballistic landing was irregular but not an emergency.
''The Soyuz has been through its history very reliable and there has obviously been some issue in the last couple of descents which went ballistic but I'm sure the engineers will determine what the problems are and get them fixed, '' she said.
In October a Soyuz capsule carrying Malaysia's first space tourist touched down about 200 km(125 miles)off course in a similar ballistic landing caused by a technical problem.
The Soyuz is the world’s longest-serving manned space capsule. An early version of the craft the Vostok carried the first person into space in 1961.
Whitson, 48, has become the American with the longest amount of time in space with 377 days.
1. What's the main idea of the passage?| A．Flight in space is very dangerous. |
| B．Not everybody can go into space. |
| C．Fearful landing tests the Korean astronaut |
| D．Yi didn't know she would be an astronaut when she was our young. |
| A．a fire was caused by the friction |
| B．she had no such experience before |
| C．she was not brave enough |
| D．the other two didn't help her |
| A．Yi So-yeon, a space tourist came from R.O. Korea |
| B．Whitson became energetic when they landed on earth |
| C．the two other guys were not afraid during the descent |
| D．the Soyuz, an unmanned space capsule, had a long history |
| A．experience is very important for astronauts to ensure safety |
| B．Yi So-yeon will never return to the space station |
| C．people are not willing to experience the space flight |
| D．we should draw a lesson from the accident |
【推荐2】Since the very year I was born, South Jersey has been a part of me. Since both of my grandparents have lived in the area for many decades, my family has visited South Jersey yearly since 2014. Its warm and lively feel is very appealing to many families that are looking for an easy and fun getaway.
Every summer we pile into the car and drive four hours away to the Seaview Hotel and Club, a wonderful place which is located in Galloway. 20 minutes from the beach and board- walk （木板人行道）.The Seaview is enticing and quite inexpensive as well, which is perfect for any family. The rooms are neat, and the breakfasts are a real attraction, even to adults. I have always loved going down to their lovely outdoor swimming pool in the mornings and then ordering a lunch from The Coastal Grille, the hotel's main restaurant. The Seaview is really great, and somewhere else is even more exciting.
At the end of every day in South Jersey, my family always makes it an important goal to drive to the local beach and boardwalk. Ocean City is wonderful with great swimming, lots of pizza places, ice cream stands, and excellent rides and games.
After dinner, we always check out "Gillian's Pier," the impressive and exciting, yet small amusement area located on the boardwalk. It is lots of fun to ride on bumper car （碰碰车）and rollercoaster and to taste soft-serve ice creams and cotton candy. Next door, there is even a video arcade （游戏厅）, so overall South Jersey is your classic family summer vacation. 1 would definitely recommend visiting, even just for a weekend, someday.
1. What does the underlined word "enticing" in paragraph 2 mean?| A．Attractive. | B．Crowded. |
| C．Remote. | D．Developed. |
| A．To show his living conditions. |
| B．To show the attraction of South Jersey. |
| C．To show it's convenience to go to South Jersey. |
| D．To show his preference for tourism. |
| A．Fun in South Jersey | B．My traveling life |
| C．A famous tourism spot | D．My hometown. South Jersey |
【推荐3】P. T. Usha is an Indian athlete. Her success story is an inspiration to women all across the world.
She was born in a poor family in Kerala in 1964. She was unable to enjoy her childhood because of her family’s poverty. Usha was always interested in sports and took part in a variety of contests from a young age. She easily defeated the school champion, who was three years older than her, in a school race.
She received Rs. 250 scholarships from the Government of Kerala in 1976. Later coach OM Nambiar gave her an award in a match event. In an interview, he stated that he felt she had the ability to be a great short-distance runner so he began coaching Usha. She won a variety of medals in the sports contests she competed in under his guidance. Usha won six medals at the interstate meet for juniors in 1978. She won 14 medals at the Kerala State College Meet. Usha had both the best and a little tough time during the 1984 Olympics.
At the games, she established new Commonwealth marks by running 56.81 seconds in the heats and 55.54 seconds in the semi-finals, and she advanced to the final. She finished fourth in the final with a time of 55.42 seconds. She was just 0.01 second slower than the bronze model.
Usha won six medals in the 1985 Jakarta Asian Championships, five gold and one bronze. She established a record for the most gold medals won at a single event in the championships’ history. She won four gold medals in the Asian Games in 1986. She became the first woman president of Indian Olympic Association.
P. T. Usha’s sporting career and moments of glory are imprinted in the minds of many people. P. T. Usha is still an inspiration to female athletes all over the world.
1. What does the paragraph 2 mainly talk about?| A．P. T. Usha’s early life. | B．P. T. Usha’s success. |
| C．P. T. Usha’s family. | D．P. T. Usha’s education. |
| A．He was requested by her. | B．He believed her athletic talent. |
| C．He wanted to achieve his dream. | D．He wanted to help her earn money. |
| A．A person who is very interested in swimming. | B．A person who sets an example to males. |
| C．A person bringing hopes to the world. | D．A person with amazing achievements. |
| A．By space. | B．By time order. | C．By comparison. | D．By listing reasons. |
【推荐1】The editor of the new Cool Camping Britain guide chooses some of his favorite new finds in England, Wales and Scotland.
Cleadale, Isle of Eigg, Inner Hebrides
Is this Britain’s most beautiful campsite? From the grassy point looking seaward to the mountains, it’s not hard for campers to see how the island inspired The Lord of the Rings author’s fantasy landscapes. The campsite itself is as wild and wonderful as its setting.
Open April — September, from ￡5 per tent per night.
Swattesfield, Thornham Magna, Suffolk
Deep in the wilds of north Suffolk, this seven-acre campsite has only been open for a few years, with two fields separated by a lake and surrounded by woodland. The position is perfect. It’s a great place to do nothing but get into nature. You can put up your tent in the bottom field or the woodland beyond.
Open Easter —October, from ￡10 per tent per night.
Pleasant Streams Farm, near St Austell, Cornwall
This site, by a lake, is all about simple pleasures. Located in the former mining village, it has a summerhouse（凉亭）with books and games for a rainy day. There are many animals including pigs, hens, goats and ducks on the farm and a pub just a 10- minute stroll away. There’s very little to do here, no bells and no whistles. Campfires are encouraged.
Open Easter — September, from ￡10 per tent per night.
Troytown Campsite, St Agnes, Isles of Sciily
Its only campsite, Troytown, couldn’t be in a more remote position. Isolation is its greatest advantage — so bring plenty of books to read and don’t expect a phone signal. But at least one of life’s necessities is available. Lying on the hillside overlooking the bay and near the island of the Gugh, it might just win the prize for best beer garden view in England.
Open March-- October, from ￡7. 50 per tent per night,
1. Which of the following is TRUE about Cleadale, Isle of Eigg, Inner Hebrides?| A．It has been open for a few years. | B．A beautiful lake surrounds it. |
| C．It offers the longest service. | D．The rent of a tent per night is the lowest. |
| A．Cleadale, Isle of Eigg, Inner Hebrides. |
| B．Swattesfield, Thornham Magna, Suffolk. |
| C．Pleasant Streams Farm, near St Austell, Cornwall. |
| D．Troytown Campsite, St Agnes, Isles of Scilly. |
| A．contact others by phones | B．view the bay from the hillside |
| C．get everyday necessities | D．relax yourself by reading |
【推荐2】Is digital technology weakening our ability to communicate? Fingers flying, we can blog, email and enter chat rooms. As we type our millions of words, something is being lost. Our virtual skills increase, our ability to communicate using speech is on the decline (下降).
We are addicted to the power of the typed word and it is getting in the way of our ability to look people in the eye and talk. A good example is how much digital technology has affected public speaking.
At conferences and meetings, I hate it when speakers show their long and boring slides (幻灯片). I don’t mind maps and pictures, but all those words of text drive me crazy. “And now for my introduction...” and up comes the word “introduction”. “There are four main points” and we see “four points”. Lots of facts and data follow. These should all have been given out as an information sheet, or put on a website. Instead, while you are trying to go through the material, the lecturer is reading all about it, word for word. There’s a confusion of focus, and it gives me a headache. As the slides flash by, the most important relationship in public speaking is being destroyed — the connection between the speaker and the audience.
Good speakers watch their audiences. They don’t allow them to be distracted. If heads are nodding or feet moving around, it is time to attract their attention. Change the tone (音调) of your voice, slow down, and then suddenly speed up. “And most importantly!” you shout, and then say the next thing very softly, so people prick up (竖起) their ears in case they miss important information.
We would be better off if we stop clicking away crazily on a mouse, as the ability to communicate face to face and hold the attention of others is a necessary human skill. Be careful of a technology in which the speed of our fingers is more important than the quality of our voices.
1. What does the underlined word “something” in Paragraph 1 probably refer to?| A．Time for online chatting. |
| B．Ability to use technology. |
| C．Face-to-face communication. |
| D．Ability to survive in real life. |
| A．Tips on being an excellent public speaker. |
| B．Unusual mistakes that public speakers make. |
| C．The author’s expectations of slides for meetings. |
| D．Digital technology’s ill effects on public speaking. |
| A．Changing the talking speed. |
| B．Pricking up ears while talking. |
| C．Nodding heads while listening. |
| D．Walking around in the room. |
| A．We need to improve our typing skills. |
| B．We should stop using digital technology. |
| C．We'd better think twice before using technology. |
| D．We should balance our virtual life and the reality. |
| A．Opinions. | B．Lifestyle. |
| C．Breaking News. | D．Art and Design. |
【推荐3】America is a mobile society. Friendships between Americans can be close and real, yet disappear soon if situations change. Neither side feels hurt by this. Both may exchange Christmas greetings for a year or two, perhaps a few letters for a while—then no more. If the same two people meet again by chance, even years later, they pick up the friendship. This can be quite difficult for us Chinese to understand, because friendships between us flower more slowly but then may become lifelong feelings, extending (延伸) sometimes deeply into both families.
Americans are ready to receive us foreigners at their homes, share their holidays, and their home life. They will enjoy welcoming us and be pleased if we accept their hospitality (好客) easily, but truly can’t manage the time to do a great deal with a visitor outside their daily routine. They will probably expect us to get ourselves from the airport to our own hotel by bus. And they expect that we will phone them from there. Once we arrive at their homes, the welcome will be full, warm and real. We will find ourselves treated hospitably.
Another difficult point for us Chinese to understand Americans is that although they include us warmly in their personal everyday lives, they don’t show their politeness to us if it requires a great deal of time. This is usually the opposite of the practice in our country where we may be generous with our time. Sometimes, we, as hosts, will appear at airports even in the middle of the night to meet a friend. We may take days off to act as guides to our foreign friends. The Americans, however, express their welcome usually at homes,
For the Americans, it is often considered more friendly to invite a friend to their homes than to go to restaurants, except for pure business matters. So accept their hospitality at home !
1. Where are we expected to call our American friends if we go there by plane?| A．On the bus. | B．At the airport. |
| C．Near their home. | D．At our own hotel. |
| A．Friendships between Americans usually last for all their lives. |
| B．Americans always show their warmth even if they are very busy. |
| C．Americans will continue their friendships again even after a long break. |
| D．Friendships between Americans usually extend deeply into their families. |
| A．Treating friends at home. | B．Sharing everything they have. |
| C．Taking days off to be with friends. | D．Meeting friends at the airport at midnight. |
| A．Culture. | B．News. |
| C．Story. | D．Travel. |
【推荐1】Do you now have a teacher who just doesn't understand you？ If you're not getting along well with your teacher， then continue reading this article to gain some tips that can help you deal with your bad situation．
Talk to your parents
Tell them about your situation． Be detailed with the actions your teacher has made that bother you． The more specific（具体的） are with your worries and problems， the easier it will be for your parents to understand where they are coming from． By sharing your problems with your parents， you are able to relieve（减轻） your stress instead of getting mad at someone at school．
Meet with the Guidance Counselor（辅导员）
Guidance Counselor can give you good advice about how to deal with unfair or mean teachers． Your guidance counselor knows the different teachers in your school so they will know if it is a personality problem or some others behind you and your teacher's difference． Your parents can also come in for this appointment if it makes you more comfortable． The purpose of your counselor is to provide you with help with your classes or other school related problems and they are willing to invite parents or make other adjustments with them as comfortable as possible．
Meet with the Teacher
You could also have your parents plan a meeting with your teacher．You can join them in the meeting or just have your parents discuss your concerns with the teacher．If you join the meeting，you will be able to tell your teacher what has been annoying you，but this can be uncomfortable for a lot of students．Either way is usually effective because it warns the teacher that he or she has been making students feel uncomfortable．Many a time a teacher will not realize that he or she has been misjudging a student or treating them differently than other kids．
1. The guidance counselor is a person ______ ．| A．has the duty to punish the teachers at school |
| B．protects the students from being injured |
| C．helps the students to be out of trouble |
| D．makes sure the safety of the school |
| A．to beg him/her to praise you | B．to let him/her know your worries |
| C．to make an apology to him/her | D．to make a good impression on him/her |
| A．by accident | B．at times | C．on purpose | D．in return |
【推荐2】I have been studying literature all the time, so someone asked me if l made the wrong choice by devoting myself to studying literature. I was deep in thought.
A good friend of mine took every single literature class she could while in college and decided early on that she wasn't cut out to be a teacher. Her parents were concerned because she wasn't really focused on becoming something that would pay the bills. In order to mollify their concerns, she took a library science course and told them she would regard library science as a career path. But she ended up taking a job as a communications assistant at a mid-size company and eventually became the director of communications. She put her literature studies to work in making company materials and has benefited a lot from that.
Another friend turned his love of Hemingway’s writings into inspiration for his artworks. Most people don’t stay at one job for their entire career. I can’t tell you how many teachers I worked with over the years give up teaching to paint houses, work in an advertising company, start a company, and so on. A degree is important for many places to get your foot in the door. But I think you should choose your job based on what you're really interested in,and no one says you have to do something for the rest of your work life.
Colleges generally don’t clue you in on the possible career paths available to you with your particular studies, but some are getting far better with guiding students toward the possibilities.Your reading, writing and analytical skills would be great advantages to many companies, so don’t think that your love of literature is going to leave you with few choices. So I didn’t feel sad to devote myself to studying literature.
1. What does the underlined word “mollify” mean?| A．Express. | B．Relieve. |
| C．Deepen. | D．Realize. |
| A．Learning literature is good for one’s later careers. |
| B．Most people have a negative attitude towards literature. |
| C．His friends both disliked the career connected with literature. |
| D．College majors(主修课） have nothing to do with career choices. |
| A．Change your jobs frequently. | B．Stay at one job for all your life. |
| C．Love whatever job you take up. | D．Choose your job by your interest. |
| A．didn’t regret studying literature all the time |
| B．had a negative attitude towards literature learning |
| C．thought that love for literature held the key to career paths |
| D．thought that colleges should design career paths for students |
【推荐3】If you discover that your credit card, cheque book, debit card or cash card is missing, telephone the credit card company or bank as soon as possible. Follow this up with a letter. If you suspect theft, tell the police as well. In most circumstances, provided you act quickly, you will not have to pay any bills which a thief runs up on your account. Most home insurance policies will also cover you against even this limited risk.
Because plastic money is now so common, central registration schemes such as Credit Card Shield and Card Protection System exist to help customers whose cards are lost or stolen. Under the schemes you file details of all your cards—including cash cards and account cards issued by shops—with a central registry, for a small annual fee. Then, if any or all of your cards are stolen, you need to make only one phone call to the registry, which is open around the clock 365 days a year. As soon as you have called, your responsibility for any bills run up by the thief ends and the scheme's staff make sure that all the companies whose cards you had are notified.
What you stand to lose on a stolen card:
CREDIT CARD You will not have to pay more than £ 50 of the bills a thief runs up with your card. If you report the loss before the card is used, you will not have to pay anything.
CHEQUES AND GUARANTEE CARD Unless you have been careless—by signing blank cheques, say --- you will not have to pay for any forged cheques a thief uses. The bank or shop that accepts them will have to bear the loss.
DEBIT CARD (Switch or Visa Delta) The banks operate a system similar to that for credit cards, in that you are liable for bills up to £ 50.
If your cash card is stolen:
Legally, you can be made to pay back any sums a thief withdraws using your card, but only up to the time you report the loss and only up to £ 50, unless the bank can prove serious carelessness, such as writing your personal identification number on your card.
•Never keep your card and a note of your personal number (which does not appear on the card) together.
•Memorize your personal number if possible. If you must make a note of it, disguise it as something else—a telephone number, say.
•The same rules and precautions apply to a credit card used as a cash card.
1. Credit Card Shield is .| A．an agency for finding lost or stolen cards |
| B．an emergency telephone answering service |
| C．a system for registering people's card details |
| D．an insurance company which deals with card theft |
| A．ensure that lost cards are replaced |
| B．inform the police about the loss of the card |
| C．give details about the loss of the card to shops |
| D．get in touch with the relevant credit card companies |
| A．a cheque that is signed but not otherwise completed |
| B．a blank unsigned cheque |
| C．a Switch card |
| D．A credit card |
| A．pay for anything the thief buys on it |
| B．pay up to £ 50 for any loss incurred |
| C．change your account to a different bank |
| D．join a different credit card protection scheme |
| A．You may have to pay up to £ 50 of any stolen money. |
| B．The bank stops you withdrawing money. |
| C．You arrange for the card to be returned. |
| D．You cannot use a cash card in future. |
