1 . 语法填空

An e-payment system(系统)is a way of     1    (pay)for goods and services through an electronic medium(媒介), without the use of cash(现金). It’s also     2    (call)an online payment system or electronic payment system.

The electronic payment system has grown     3    (rapid)over the last 10 years because of the     4    (grow)spread of Internet-based banking and shopping. As the world progresses more with the help of technology, we can see the rise of electronic payment systems     5     leads to fewer check and cash transactions(交易). One of the most popular payment     6    (method)online is Alipay. Besides it, there are also other forms of payment, such     7     electronic wallets, smart cards and WeChat Pay.

E-payment systems allow people     8    (make)electronic payments for online transactions. With the great popularity of online shopping, e-payment systems have become     9     must for online customers, making shopping and banking much     10    (easy).

2 . 听下面一段较长对话，回答以下小题。
1. How does the woman want to pay?

A．In cash.

B．By credit card.

C．With her smartphone.

2. What does the man think of PayPal?

A．It is free.

B．It is popular.

C．It isn’t very fast.

3. Where is Venmo accepted?

A．At many small shops.

B．At most large stores.

C．At a lot of restaurants.

4. What does the woman offer to do for the man?

A．Download the app.

B．Send him an invitation.

C．Lend him some money.

3 . 听下面一段较长对话，回答以下小题。
1. How many days is the man going to stay in the city?

A．More than a week.

B．A week.

C．Less than a week.

2. What vehicles does the 7-day pass allow people to take?

A．The taxis.

B．The subway and buses.

C．The airport express train.

3. Where are the speakers?

A．At a hotel.

B．At the airport.

C．At home.

4 . WeChat, one of the world’s most popular mobile apps and social networks, brought home iF Gold Award for its smart retail innovation, Scan & Go. It is the first ever Chinese product to win4 gold in the iF Service Design category.

Established in 1953, the German-based iF Design Award has always been known for its “Independent, Rigorous(细致的) and Reliable” standards.

Scan & Go enables shoppers at retail stores to turn their mobile phone into a virtual checkout counter. When shopping, customers use their mobile phones to scan product barcodes(条形码), view product information, get discounts, complete self-checkout, and pay directly within the app via WeChat Pay. There is no queuing up at the cash register.

According to statistics, sales during peak hours in traditional supermarkets account for 60% of total turnover, and on average customers spend three to five minutes on queueing and payment during peak hours. With Scan & Go, customers no longer have to queue, and the payment time is shortened to one minute.

In order to realize queue-less purchasing, the WeChat team greatly optimizes retailers’ in-store customer handling efficiency during peak hours, and enables overall management of the consumer traffic flow. By introducing dedicated lanes for Scan & Go, supermarkets have achieved over a five-fold increase in converting(转变) digital members within two months.

In addition to improving retailers’ checkout efficiency and providing customers with a better shopping experience, Scan & Go also combines promotion and marketing modes through Mini Programs, to help increase sales. It helps retailers(零售商) to link the online and offline aspects of their business, and has become the standard tool in China for merchants to realize digital transformation. Scan & Go is now widely used by retailers in China.

1. What does the third paragraph mainly tell us?

A．The convenience of Scan & Go.

B．The use of a virtual checkout counter.

C．Ways to get discounts from retailers.

D．Methods of scanning product barcodes.

2. One of the advantages of Scan & Go is that customers

A．can buy more items

B．can save a lot of money

C．don’t have to pay for what they buy

D．spend less time to pay for what they buy

3. What can retailers do by combining promotion and marketing modes?

A．They can sell more goods.

B．They can reduce the discounts.

C．They can create more Mini Programs.

D．They can make their goods more standard.

4. What is the author’s attitude toward Scan & Go?

A．Doubtful.	B．Positive.
C．Subjective.	D．Negative.

5 . 听下面一段独白，回答以下小题。
1.

A．To bring employment to remote areas.

B．To bring shops to remote towns.

C．To create a new business model.

D．To compete with convenience stores.

2.

A．Identification is required.

B．Only BankID is accepted.

C．All purchases must be scanned.

D．Payment is made offline.

3.

A．Personal space.	B．Remote control.
C．Limited contact.	D．Peaceful surroundings.

8 . 假定你是李津，你在某英文网上论坛看到大家在讨论人们使用非现金支付越来越普遍的现象，你打算在论坛里跟帖讨论，内容包括：
（1）非现金支付的好处；
（2）非现金支付的弊端；
（3）你的观点。
注意：
（1）字数100左右；
（2）可适当增加细节，以使行文连贯；
（3）开头与结尾已给出，不计入字数。

With fewer and fewer people using cash, Non-cash payments are becoming increasingly popular, especially in China.

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Posted by Li Jin

10 . 阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。

Annabelle Huang recently won a government lottery to try China’s latest economics experiment: a national digital currency.

After    1    (win) the lottery through the social media app WeChat, Ms. Huang received a digital envelope with 200 electronic Chinese yuan inside, or eCNY. To spend it, she went to a convenience store to buy some nuts and yogurt. She pulled up a QR code (二维码),    2    the store scanned for payment.

“The journey of how you pay is similar    3    that of other Chinese payment apps like Alipay and WeChat Pay,” Compared with the other two payment apps, Ms. Huang added that the new way wasn’t quite smooth.

The development of a national digital currency began in 2014, when the People’s Bank of China set up an internal group    4    (short) after Bitcoin (比特币) gained attention in the country. Over the last 12 months, more than 60 countries    5    (experiment) with national digital currencies, up from just over 40 a year    6    (early), according to the Bank for International Settlements.

    7    the Chinese government has not said if and when it will officially introduce the eCNY nationwide, several officials have mentioned having it ready for    8    (tour) visiting the 2022 Olympics in Beijing.

If the eCNY is successful, it will give the Central Bank new powers to help the economy grow. With new tools     9    (develop) to collect the real-time data to record every transaction,    10    raises privacy concerns, though.