1 . It’s not so long ago that contactless card payments were exciting and new, but the technology is already old-hat. The new, better way to pay for things in shops? By using your phone to make a contactless payment.
Because traditionally, when you have paid with a card tap (轻敲) or using a chip and pin machine, ultimately the shop you are buying from will be noting down all of your card details.
However, when you tap to pay with your device, it generates a unique ID number for that deal and sends that instead. So you can pay for your goods and the shop can get your money.
Want to give it a try? To actually set things up, go to your Wallet app and follow the instructions.
A.It helps to build the client list. |
B.The setup process varies with banks. |
C.No one needs to share any sensitive data. |
D.It’s also more effective against the threat of thefts. |
E.And phone payments are increasingly convenient too. |
F.Typically this starts by scanning your card with your phone. |
G.Therefore, it knows which bank account to take the money from. |
A.WeChat pay. | B.Bank cards. | C.Credit cards. |
3 . Generally speaking, convenience and safety affect how we choose to pay for things. Environmental concerns do, too.
Each time you pull out a credit, use a phone’s wallet app or hand over cash, you take part in a system. Some parts of that system make things, like coins, bills or cards. Other parts move money between buyers, sellers, banks and others. Used cash, cards and equipment will be eventually disposed of (处理), as well. Each part of this system uses materials and energy. And all parts produce waste.
Now researchers are looking more closely at how “green” these payment systems are. They’re finding buyers can help cut some of the environmental costs, no matter how they pay.
To understand the full “cost” to society of money or any other system, researchers can perform what’s called a life-cycle assessment. It looks at all the environmental impacts of a product or process. It starts with mining, growing or making the raw materials. It includes what happens while something is in use. And it considers the final disposal or reuse of things.
Even though raw materials are the first step, in fact there are raw materials added in at every single step along the journey. For money, raw materials go into each step of something that is “made”. Fuels are the raw materials for energy to make products and transport them. More energy goes into using products. Recycling or disposal also requires energy, plus water, soil or other materials.
People don’t realize most of those steps, so they can’t judge if one form of payment is dirtier or more costly. And that’s a problem, researchers say. It’s also what has got some of them to show more about the costs of how we pay for our lifestyles.
A life-cycle assessment doesn’t tell you what to do. However, it gives you an informed basis for making a decision.
1. What is Paragraph 2 mainly about?A.The ways of paying. | B.The process of payment. |
C.The waste produced by payment. | D.The introduction of payment systems. |
A.The real value of money. | B.The history of the currency. |
C.The effect on the environment. | D.The importance of raw material. |
A.Steps. | B.Products. | C.Materials. | D.Fuels. |
A.The Payment Patterns are Changing | B.How We Choose to Pay Affects the Environment |
C.New Payment Patterns Have Come into Being | D.How We Make Payment Systems “Green” |
Buy Now, Pay Later Spending
Buy now, pay later(BNPL) spending is expected to rise to record levels this holiday season. With so many young “buy now, pay later” shoppers already in debt from this short-term financing tool not requiring interest, questions emerge: Why do these shoppers use such a tool? And what risks does it pose to their budgets in the months
The many Generation Z and millennials (typically around 40 years and younger) tend to use this short-term financing,
However, since BNPL
A.It is easy. | B.It is secure. | C.It is comfortable. |
6 . American Express Gold: Best “non-travel” travel card
Why it’s great in one sentence: The American Express Gold card earns tons of valuable Amex travel points on practically all the food-related purchases you’re making even when you are not traveling, and the credits available on the card nearly offset (抵消) its annual fee.
This card is right for: People who can use all of the card’s various credits and who spend significant money at restaurants, on food delivery services or at U.S. supermarkets while they are not on the road.
Highlights:
First, with the Amex Gold, you’ll earn 4 points for every dollar you spend on restaurants worldwide, and on up to $25,000 in annual purchases at U.S. supermarkets (1 point per dollar afterwards). Most food delivery services count as “restaurants” on this card, so that means the vast majority of your food purchases will earn 4 points, regardless of how you’re eating.
You’ll also earn 3 points per dollar when you book airfare directly with an airline, so if you’re looking to jump on any sales for flights later in the year, you can pay for them with the Amex Gold and earn extra points on those as well.
The points earned on this card are American Express Membership Rewards points, which are extremely useful. You can redeem (兑取现金) them directly for flights via Amex Travel at 1 cent each, but if you put in some extra effort and research, you can potentially get much more value from them by transferring them to any of Amex’s 21 airline and hotel partners, which include Delta Air Lines, JetBlue, Marriott and many more.
1. What can we know about the American Express Gold card?A.It requires no annual fee. | B.It has a link with food purchases. |
C.It is targeted at delivery services. | D.It.is right for restaurant managers. |
A.100,000. | B.100,800. | C.103,200. | D.400,000. |
A.Change them into money to buy food. |
B.Transfer guests from airlines to hotels. |
C.Purchase services in suggested airlines. |
D.Make some extra effort and do research. |
With the rapid development of third-party mobile payment tools,
Transactions(交易)
However, the rapid development of cashless payments does not mean there are no challenges and criticisms. Alibaba’s Hema Fresh Store,
Alipay and WeChat Pay, the nation’s two major third-party mobile payment tools, have also launched
However, experts believe that a cashless society does not mean that cash will
1.移动支付的利弊;
2.你对移动支付的看法。
注意:1.词数 100 词左右;
2.可以适当增加细节,以使行文连贯;参考词汇:移动支付:mobile payment
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1. What can we know about the computer?
A.It can only be used in a fixed place. |
B.It can only be ordered over the phone. |
C.It comes with a fourteenday free trial. |
A.A bigger discount. | B.A faster delivery. | C.A lower risk. |
1. 问候他的近况
2. 介绍中国人的支付方式(手机,信用卡,现金)
3. 你对非现金支付的看法(包括这种方式的优点和不足)
参考词汇:非现金支付Non—cash payments
注意:
1. 词数不少于100词。
2. 文章的开头和结尾已经给出,不计入总词数。
Dear Jason,
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Yours
Li Jin