1 . 听下面一段较长对话，回答以下小题。
1. How much is the service charge?

A．$25.

B．$50.

C．$75.

2. How does the man pay the bill?

A．In cash.

B．By cheque.

C．By credit card.

2 . Credit cards

However you view credit card, it’s hard to live in the modern world without one. And if you have one, you owe it to yourself to use it properly.

Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with suspicion by many as being a major part of the “live now pay later” syndrome(综合症).     1     They can allow you to pile up debts that you have difficulty paying off; they can also let you spend next month’s salary today. Of course, it is only the foolish who give in to the temptation to live temporarily at least beyond their means, and such people would no doubt manage to do so even without credit cards.

Advertising campaigns have, however, promoted a growing realization of the advantages of these small pieces f plastics. They avoid the need to carry large amounts of cash and are always useful in emergencies. All the credit card organizations charge interest on a monthly basis.     2     Using a card abroad where items frequently take a long time to be included on your account can extend this period even further.

    3     It is necessary to consider the amount of credit granted and interest rates, which may vary slightly. And of course, what happens if your card is lost or stolen? A credit card chief may be sitting on a potential gold mine particularly if there is delay in reporting the loss of the card.

Using a credit card wisely takes discipline and a little self-control. Once you realize your debt is someone else’s profit margin, your approach to your plastic will change. With a bit of discipline and some practical knowledge, you can make your cards work for you, rather than the other way round.     4    

A．The cardholder must pay a defined minimum position of the amount owed by a due date, or may choose to pay a higher amount.

B．It is worthwhile shopping around before deciding on a particular credit card.

C．They provide encouragement to spend more money.

D．In other words, they combine payment services with extensions of credit.

E．As a matter of fact, a credit card can cost noting or at least help you through a period of financial difficulty.

F．Yet wise purchasing using a card can mean you obtain up to seven weeks’ interest-free credit.

3 . 阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。

With the rapid development of third-party mobile payment tools,     1    increasing number of consumers across China are using cashless payment methods.

Transactions(交易)    2    (involve) third-party mobile payments rose by 39. 1 percent in the first quarter of 2021 compared     3     the previous quarter to 74 trillion yuan. Although China has the most third-party payment accounts in the world, it is not the first country     4    (seek) a cashless society. Developed states like Sweden, Denmark and Singapore are also witnessing that increase.

However, the rapid development of cashless payments does not mean there are no challenges and criticisms. Alibaba’s Hema Fresh Store,     5     customers can shop, dine and order goods for delivery from their mobile phones via Alipay,     6    (come) into the spotlight recently. Media reports say that consumers can’t purchase goods with cash there, which would be considered     7    (legal).

Alipay and WeChat Pay, the nation’s two major third-party mobile payment tools, have also launched     8    (campaign) to encourage more merchants and customers to use cashless payment methods, which has caused concerns over     9     cash will soon disappear.

However, experts believe that a cashless society does not mean that cash will     10    (complete) disappear. As the economy grows, the circulation of cash is still very huge. In the long term, various payment methods will be used by consumers, and merchants should respect consumers’ payment habits.

4 . 听下面一段较长对话，回答以下小题。
1. What type of tea does the woman prefer?

A．Green tea.

B．Brown tea.

C．Flower tea.

2. How will the man make the payment?

A．By cellphone.

B．By cash.

C．By credit card.

5 . How much does the woman save?

A．$11.30.

B．$99.26.

C．$110.56.

6 . American Express Gold: Best “non-travel” travel card

Why it’s great in one sentence: The American Express Gold card earns tons of valuable Amex travel points on practically all the food-related purchases you’re making even when you are not traveling, and the credits available on the card nearly offset (抵消) its annual fee.

This card is right for: People who can use all of the card’s various credits and who spend significant money at restaurants, on food delivery services or at U.S. supermarkets while they are not on the road.

Highlights:

First, with the Amex Gold, you’ll earn 4 points for every dollar you spend on restaurants worldwide, and on up to $25,000 in annual purchases at U.S. supermarkets (1 point per dollar afterwards). Most food delivery services count as “restaurants” on this card, so that means the vast majority of your food purchases will earn 4 points, regardless of how you’re eating.

You’ll also earn 3 points per dollar when you book airfare directly with an airline, so if you’re looking to jump on any sales for flights later in the year, you can pay for them with the Amex Gold and earn extra points on those as well.

The points earned on this card are American Express Membership Rewards points, which are extremely useful. You can redeem (兑取现金) them directly for flights via Amex Travel at 1 cent each, but if you put in some extra effort and research, you can potentially get much more value from them by transferring them to any of Amex’s 21 airline and hotel partners, which include Delta Air Lines, JetBlue, Marriott and many more.

1. What can we know about the American Express Gold card?

A．It requires no annual fee.	B．It has a link with food purchases.
C．It is targeted at delivery services.	D．It.is right for restaurant managers.

2. If you spend $ 25,800 annually at U.S. supermarkets, how many points will you earn?

A．100,000.

B．100,800.

C．103,200.

D．400,000.

3. What can you do with these points on this card?

A．Change them into money to buy food.

B．Transfer guests from airlines to hotels.

C．Purchase services in suggested airlines.

D．Make some extra effort and do research.

7 . 阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。

As science technology develops, mobile phones have become necessary for Chinese.     1     individual possesses one mobile phone on average. In addition to the elderly and children, the majority    2     the Chinese people are using mobile phones in the age of mobile phone.

Over the past few years, the Chinese market of mobile payment    3     ( witness) a booming development. With the emergency of the mobile internet, smartphone shopping has    4     ( gradual) become trendy, especially with the 18 -30-year-olds    5     make up the lion's share in the mobile payment market. Since it is so convenient to pay with a smartphone while    6     ( shop), many consumers prefer    7     (pay) by their phone rather than by cash or credit card.

To boost    8     (they)consumption, many stores offer a discount to customers who make mobile payments.     9    ,the Chinese market of mobile payment has a great potential for    10     (far) development, according to experts' prediction.

8 . How will the woman pay?

A．By cash.

B．By check.

C．By credit card.