1. Where are the two rooms located?
A.On the second floor. | B.On the fourth floor. | C.On the fifth floor. |
A.$200. | B.$400. | C.$600. |
A.6: 30 am. | B.8: 00 am. | C.9: 40 am. |
A.Cash. | B.Check. | C.Credit card. |
1. Why does the woman make the call?
A.Her television doesn’t work properly. |
B.Her bill has not yet arrived. |
C.She was charged twice. |
A.The computer system is out of order. |
B.The shop assistants are always careless. |
C.It doesn’t accept credit cards. |
A.Get a written apology. | B.Offer her receipt number. | C.Have her television fixed. |
By December of this year, students in Jiangsu will likely have a new way
One benefit of e-CNY is that it is safer compared to Alipay and WeChat payment. E-commerce (电子商务) platforms
The
1. Why does the man want to open a new account?
A.For daily use. | B.For saving money. | C.For a more expensive purchase. |
A.He doesn’t have the right documents. |
B.He doesn’t get enough money. |
C.He doesn’t own an ID card. |
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2. 可以适当增加细节,以使行文连贯;
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A.£30. | B.£35. | C.£40. |
7 . Generally speaking, convenience and safety affect how we choose to pay for things. Environmental concerns do, too.
Each time you pull out a credit, use a phone’s wallet app or hand over cash, you take part in a system. Some parts of that system make things, like coins, bills or cards. Other parts move money between buyers, sellers, banks and others. Used cash, cards and equipment will be eventually disposed of (处理), as well. Each part of this system uses materials and energy. And all parts produce waste.
Now researchers are looking more closely at how “green” these payment systems are. They’re finding buyers can help cut some of the environmental costs, no matter how they pay.
To understand the full “cost” to society of money or any other system, researchers can perform what’s called a life-cycle assessment. It looks at all the environmental impacts of a product or process. It starts with mining, growing or making the raw materials. It includes what happens while something is in use. And it considers the final disposal or reuse of things.
Even though raw materials are the first step, in fact there are raw materials added in at every single step along the journey. For money, raw materials go into each step of something that is “made”. Fuels are the raw materials for energy to make products and transport them. More energy goes into using products. Recycling or disposal also requires energy, plus water, soil or other materials.
People don’t realize most of those steps, so they can’t judge if one form of payment is dirtier or more costly. And that’s a problem, researchers say. It’s also what has got some of them to show more about the costs of how we pay for our lifestyles.
A life-cycle assessment doesn’t tell you what to do. However, it gives you an informed basis for making a decision.
1. What is Paragraph 2 mainly about?A.The ways of paying. | B.The process of payment. |
C.The waste produced by payment. | D.The introduction of payment systems. |
A.The real value of money. | B.The history of the currency. |
C.The effect on the environment. | D.The importance of raw material. |
A.Steps. | B.Products. | C.Materials. | D.Fuels. |
A.The Payment Patterns are Changing | B.How We Choose to Pay Affects the Environment |
C.New Payment Patterns Have Come into Being | D.How We Make Payment Systems “Green” |
8 . When diners ask for the bill in an urban Chinese restaurant, they are more likely to reach for their mobile phones than their wallets. This reflects the rapid spread of mobile payment platforms,which are pushing urban China towards becoming a cashless society.
In a survey of 1,000 urban consumers conducted by the Financial Times, 98% of respondents (受访者) said they had used mobile payment platforms over the past three months. For example, Alibaba’s Alipay was the most frequently used payment platform preferred by 79% of respondents. That is a far greater proportion than those who said they used credit cards (45%) or cash (65%).
These respondents said they most often used them for payments in supermarkets and shopping malls, but they are also popular for ordering food, buying travel tickets or eating out.
Unsurprisingly, the younger the respondents, the more likely they were to have adopted this relatively young technology. While only 56% of respondents aged 35 or older said they preferred making mobile payments to paying via PC, even though almost all owned smart phones, 88% of 18 to 24-year-olds preferred paying via their mobile device.
Mobile platforms are now taking advantage of the big data resources of their parent companies to expand business,and to challenge the traditional banks. It is not surprising that China’s big banks are refusing to co-operate with the upstarts, limiting the range of services they are able to offer. On the other hand, China’s banks, especially the big four state lenders, are known to fiercely guard their turf (领域). Both regulators and China’s well-entrenched (根基深厚) banks will need to adapt if these online lenders are to succeed.
1. How does the author introduce his topic about mobile payment platforms?A.By raising a question. | B.By giving an example. |
C.By making a comparison. | D.By listing the details of a survey. |
A.Cash. | B.Credit cards. |
C.Alibaba’s Alipay. | D.Mobile payment platforms. |
A.People chose to pay via PC because of lack of smart phones. |
B.The younger the respondents, the more smart phones they owned. |
C.The younger the respondents, the greater chance that they paid by smart phones |
D.Paying by smart phones was not popular at all among the people aged 35 or older. |
A.They feel the threat from mobile payment. |
B.They can’t share their big data resources. |
C.They are determined to ensure financial safety. |
D.They are refused to cooperate with the platforms. |
1. How many days is the man going to stay in the city?
A.More than a week. | B.A week. | C.Less than a week. |
A.The taxis. | B.The subway and buses. | C.The airport express train. |
A.At a hotel. | B.At the airport. | C.At home. |
10 . WeChat, one of the world’s most popular mobile apps and social networks, brought home iF Gold Award for its smart retail innovation, Scan & Go. It is the first ever Chinese product to win4 gold in the iF Service Design category.
Established in 1953, the German-based iF Design Award has always been known for its “Independent, Rigorous(细致的) and Reliable” standards.
Scan & Go enables shoppers at retail stores to turn their mobile phone into a virtual checkout counter. When shopping, customers use their mobile phones to scan product barcodes(条形码), view product information, get discounts, complete self-checkout, and pay directly within the app via WeChat Pay. There is no queuing up at the cash register.
According to statistics, sales during peak hours in traditional supermarkets account for 60% of total turnover, and on average customers spend three to five minutes on queueing and payment during peak hours. With Scan & Go, customers no longer have to queue, and the payment time is shortened to one minute.
In order to realize queue-less purchasing, the WeChat team greatly optimizes retailers’ in-store customer handling efficiency during peak hours, and enables overall management of the consumer traffic flow. By introducing dedicated lanes for Scan & Go, supermarkets have achieved over a five-fold increase in converting(转变) digital members within two months.
In addition to improving retailers’ checkout efficiency and providing customers with a better shopping experience, Scan & Go also combines promotion and marketing modes through Mini Programs, to help increase sales. It helps retailers(零售商) to link the online and offline aspects of their business, and has become the standard tool in China for merchants to realize digital transformation. Scan & Go is now widely used by retailers in China.
1. What does the third paragraph mainly tell us?A.The convenience of Scan & Go. |
B.The use of a virtual checkout counter. |
C.Ways to get discounts from retailers. |
D.Methods of scanning product barcodes. |
A.can buy more items |
B.can save a lot of money |
C.don’t have to pay for what they buy |
D.spend less time to pay for what they buy |
A.They can sell more goods. |
B.They can reduce the discounts. |
C.They can create more Mini Programs. |
D.They can make their goods more standard. |
A.Doubtful. | B.Positive. |
C.Subjective. | D.Negative. |