1 . A house is the most expensive thing most people will buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called “take a mortgage （抵押）”. The bank usually lends money or gives a mortgage for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as $ 50 000. In other words, they will have a $ 50 000 mortgage.
How can you get a mortgage？ When you find a house you like, you go to a bank. The bank will research you financial history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job. They will also want to know how much money you have. In addition，the banks will require a down payment. Depending on which state you live in， the bank may require as much as 30% of the-price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.
1. What does a house mean in the United States？| A．It is a dream which many people can hardly realize. |
| B．It is so expensive that many people cannot really buy them. |
| C．It is the most important property that many people try to buy. |
| D．It doesn‘t belong to people if they can’t borrow money from the bank. |
| A．has twenty-five years to pay back the money |
| B．has more than twenty-five years to pay back the money |
| C．has less than twenty-five years to pay back the money |
| D．has about twenty-five years to pay back the money |
| A．Money borrowed from a bank as a mortgage. |
| B．Money paid to a bank before the mortgages is given. |
| C．Interest received by a person who borrows money as the mortgages. |
| D．Interest charged by a bank on a mortgage. |
| A．How to Save Money on the House |
| B．How to Borrow Money from a Bank |
| C．How to Take a Mortgage |
| D．How to Buy a House |
City Varieties
The Headrow, Leeds. Tel. 430808
Oct 10—11 only A Night at the Varieties. All the fun of an old music hall with Barry Cryer,Duggle Brown, 6 dancers, Mystina, Jon Barker, Anne Dural and the Tony Harrison Trio; Laugh again at the old jokes and listen to your favorite songs.
Performances: 8 pm nightly.
Admission: ₤5; under 16 or over 60: ₤4.
York Theatre Royal
St Leonard's Place, York. Tel. 223568
Sept. 23--Oct 17 Groping for Words - a comedy by Sue Townsend. Best known for her Adrian Mole Diaries, Townsend now writes about an evening class, which two men and a woman attend. A gentle comedy.
Admission: First night, Mon: ₤2; Tues—Fri: ₤3.25 - 5.50; Sat: ₤3.50 - 5.75.
Halifax Playhouse
King's Cross Street, Halifax. Tel. 365998
Oct 10—17 On Golden Pond by Ernest Thompson. This is a magical comedy about real people. A beautifully produced, well-acted play for everyone. Don't miss it.
Performances: 7:30 pm.
Admission: ₤2. Mon: 2 seats for the price of one
Grand Theatre
Oxford Street, Leeds. Tel. 502116
Restaurant and Caf
Oct —17 The Secret Diary of Adrian Mole, Aged 13. Sue Townsend’s musical play, based on her best-selling book.
Performances: Evenings 7:45. October 10—17,at 2:30 pm. No Monday performances.
Admission: Tues—Thurs: ₤2—5; Fri & Sat: ₤2—6.
1. Which theatre offers the cheapest seat?
| A．City Varieties | B．Halifax Playhouse |
| C．Grand Theatre | D．York Theatre Royal |
| A．430808 | B．223568 | C．365998 | D．502116 |
| A．a musician | B．an actress |
| C．a writer | D．a director |
