| A．At a post office. | B．At a bank. | C．At a bookstore. |
They like using the Internet. They have lots of pocket money to spend. And they spend a higher proportion of it online than the rest of us. Teenagers are just the sort of people an online seller is interested in, and the things they want to buy — games, CDs and clothing — are easily sold on the Web.
But paying online is a tricky business for consumers who are too young to own credit cards. Most have to use a parents card. They want a facility that allows them to spend money.
That may come sooner than they think: new ways to take pocket money into cyber space are coming out rapidly on both sides of the Atlantic. If successful, these products could stimulate online sales.
In general, teenagers spend huge amounts: $153 bn (billion) in the US last year and £20 bn annually in the UK. Most teenagers have access to the Internet at home or at school — 88 percent in the US, 69 percent in the UK. According to Jupiter Research, one in eight of those with Internet access has bought something online — mainly CDs and books.
In most cases, parents pay for these purchases with credit cards, an arrangement that is often unsatisfactory for them and their children. Pressing parents to spend online is less productive than pressing on the high street. They’re more likely to ask “Why” if you ask to spend some money online.
One way to help teenagers change notes and coins into cybercash is through prepaid cards such as IntenetCash in the US and Smart cards in the UK, Similar to those for pay-as-you-go mobile telephones, they are sold in amounts such as £20 or $50 with a concealed 14-digit number that can be used to load the cash into an online account.
3 . A house is the most expensive thing most people will buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called “take a mortgage （抵押）”. The bank usually lends money or gives a mortgage for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as $ 50 000. In other words, they will have a $ 50 000 mortgage.
How can you get a mortgage？ When you find a house you like, you go to a bank. The bank will research you financial history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job. They will also want to know how much money you have. In addition，the banks will require a down payment. Depending on which state you live in， the bank may require as much as 30% of the-price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.
1. What does a house mean in the United States？| A．It is a dream which many people can hardly realize. |
| B．It is so expensive that many people cannot really buy them. |
| C．It is the most important property that many people try to buy. |
| D．It doesn‘t belong to people if they can’t borrow money from the bank. |
| A．has twenty-five years to pay back the money |
| B．has more than twenty-five years to pay back the money |
| C．has less than twenty-five years to pay back the money |
| D．has about twenty-five years to pay back the money |
| A．Money borrowed from a bank as a mortgage. |
| B．Money paid to a bank before the mortgages is given. |
| C．Interest received by a person who borrows money as the mortgages. |
| D．Interest charged by a bank on a mortgage. |
| A．How to Save Money on the House |
| B．How to Borrow Money from a Bank |
| C．How to Take a Mortgage |
| D．How to Buy a House |
注意：1.词数100左右；
2.可以适当增加细节，以使行文连贯。
Dear Sam,
____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________
Yours,
Li Hua
City Varieties
The Headrow, Leeds. Tel. 430808
Oct 10—11 only A Night at the Varieties. All the fun of an old music hall with Barry Cryer,Duggle Brown, 6 dancers, Mystina, Jon Barker, Anne Dural and the Tony Harrison Trio; Laugh again at the old jokes and listen to your favorite songs.
Performances: 8 pm nightly.
Admission: ₤5; under 16 or over 60: ₤4.
York Theatre Royal
St Leonard's Place, York. Tel. 223568
Sept. 23--Oct 17 Groping for Words - a comedy by Sue Townsend. Best known for her Adrian Mole Diaries, Townsend now writes about an evening class, which two men and a woman attend. A gentle comedy.
Admission: First night, Mon: ₤2; Tues—Fri: ₤3.25 - 5.50; Sat: ₤3.50 - 5.75.
Halifax Playhouse
King's Cross Street, Halifax. Tel. 365998
Oct 10—17 On Golden Pond by Ernest Thompson. This is a magical comedy about real people. A beautifully produced, well-acted play for everyone. Don't miss it.
Performances: 7:30 pm.
Admission: ₤2. Mon: 2 seats for the price of one
Grand Theatre
Oxford Street, Leeds. Tel. 502116
Restaurant and Caf
Oct —17 The Secret Diary of Adrian Mole, Aged 13. Sue Townsend’s musical play, based on her best-selling book.
Performances: Evenings 7:45. October 10—17,at 2:30 pm. No Monday performances.
Admission: Tues—Thurs: ₤2—5; Fri & Sat: ₤2—6.
1. Which theatre offers the cheapest seat?
| A．City Varieties | B．Halifax Playhouse |
| C．Grand Theatre | D．York Theatre Royal |
| A．430808 | B．223568 | C．365998 | D．502116 |
| A．a musician | B．an actress |
| C．a writer | D．a director |
