1 . Credit cards
However you view credit card, it’s hard to live in the modern world without one. And if you have one, you owe it to yourself to use it properly.
Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with suspicion by many as being a major part of the “live now pay later” syndrome(综合症).
Advertising campaigns have, however, promoted a growing realization of the advantages of these small pieces f plastics. They avoid the need to carry large amounts of cash and are always useful in emergencies. All the credit card organizations charge interest on a monthly basis.
Using a credit card wisely takes discipline and a little self-control. Once you realize your debt is someone else’s profit margin, your approach to your plastic will change. With a bit of discipline and some practical knowledge, you can make your cards work for you, rather than the other way round.
| A．The cardholder must pay a defined minimum position of the amount owed by a due date, or may choose to pay a higher amount. |
| B．It is worthwhile shopping around before deciding on a particular credit card. |
| C．They provide encouragement to spend more money. |
| D．In other words, they combine payment services with extensions of credit. |
| E．As a matter of fact, a credit card can cost noting or at least help you through a period of financial difficulty. |
| F．Yet wise purchasing using a card can mean you obtain up to seven weeks’ interest-free credit. |
| A．Secretary and manager. | B．Shop assistant and customer. |
| C．Salesperson and bank clerk. | D．Cashier and boss. |
3 . WeChat, one of the world’s most popular mobile apps and social networks, brought home iF Gold Award for its smart retail innovation, Scan & Go. It is the first ever Chinese product to win4 gold in the iF Service Design category.
Established in 1953, the German-based iF Design Award has always been known for its “Independent, Rigorous(细致的) and Reliable” standards.
Scan & Go enables shoppers at retail stores to turn their mobile phone into a virtual checkout counter. When shopping, customers use their mobile phones to scan product barcodes(条形码), view product information, get discounts, complete self-checkout, and pay directly within the app via WeChat Pay. There is no queuing up at the cash register.
According to statistics, sales during peak hours in traditional supermarkets account for 60% of total turnover, and on average customers spend three to five minutes on queueing and payment during peak hours. With Scan & Go, customers no longer have to queue, and the payment time is shortened to one minute.
In order to realize queue-less purchasing, the WeChat team greatly optimizes retailers’ in-store customer handling efficiency during peak hours, and enables overall management of the consumer traffic flow. By introducing dedicated lanes for Scan & Go, supermarkets have achieved over a five-fold increase in converting(转变) digital members within two months.
In addition to improving retailers’ checkout efficiency and providing customers with a better shopping experience, Scan & Go also combines promotion and marketing modes through Mini Programs, to help increase sales. It helps retailers(零售商) to link the online and offline aspects of their business, and has become the standard tool in China for merchants to realize digital transformation. Scan & Go is now widely used by retailers in China.
1. What does the third paragraph mainly tell us?| A．The convenience of Scan & Go. |
| B．The use of a virtual checkout counter. |
| C．Ways to get discounts from retailers. |
| D．Methods of scanning product barcodes. |
| A．can buy more items |
| B．can save a lot of money |
| C．don’t have to pay for what they buy |
| D．spend less time to pay for what they buy |
| A．They can sell more goods. |
| B．They can reduce the discounts. |
| C．They can create more Mini Programs. |
| D．They can make their goods more standard. |
| A．Doubtful. | B．Positive. |
| C．Subjective. | D．Negative. |
1.
| A．To bring employment to remote areas. |
| B．To bring shops to remote towns. |
| C．To create a new business model. |
| D．To compete with convenience stores. |
| A．Identification is required. |
| B．Only BankID is accepted. |
| C．All purchases must be scanned. |
| D．Payment is made offline. |
| A．Personal space. | B．Remote control. |
| C．Limited contact. | D．Peaceful surroundings. |
As science technology develops, mobile phones have become necessary for Chinese.
Over the past few years, the Chinese market of mobile payment
To boost
| A．Wechat or Skype. | B．Letter. | C．The telephone. |
（1）非现金支付的好处；
（2）非现金支付的弊端；
（3）你的观点。
注意：
（1）字数100左右；
（2）可适当增加细节，以使行文连贯；
（3）开头与结尾已给出，不计入字数。
With fewer and fewer people using cash, Non-cash payments are becoming increasingly popular, especially in China.
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Posted by Li Jin
People in China
Annabelle Huang recently won a government lottery to try China’s latest economics experiment: a national digital currency.
After
“The journey of how you pay is similar
The development of a national digital currency began in 2014, when the People’s Bank of China set up an internal group
If the eCNY is successful, it will give the Central Bank new powers to help the economy grow. With new tools
As science technology develops, mobile phones have become necessary for Chinese.
Over the past few years, the Chinese market of mobile payment
To boost
