组卷网 > 知识点选题 > 支付方式
更多: | 只看新题 精选材料新、考法新、题型新的试题
解析
| 共计 4 道试题
阅读理解-七选五(约210词) | 适中(0.65) |
名校
文章大意:这是一篇说明文。文章介绍了支付宝和微信的主要支付功能。

1 . When you place an order on Taobao, you know the money you pay doesn't go directly to the seller.Instead, it goes through Alipay, which keeps your money for a while.Then Alipay gives the money to the seller.    1    .It is a transfer (财产转让)station between sellers and buyers to make online shopping safe. Buyers needn't worry about paying for products and then receiving nothing.Sellers also don't worry about receiving no money after sending products.These transfer stations are usually set up by payment service companies such as Alipay, Tenpay and YeePay.    2    .It has more than 270 million active users. 

Most online sellers and shoppers like the third party online payment, but banks are not happy.    3    .Users can benefit from financial products through Alipay and make money.So lots of people choose to put money in Alipay rather than in banks. 

    4    .WeChat doesn't have its own account.When paying through WeChat, the buyers' money goes directly to the sellers.That's why so many people are excited about receiving and handing out “red envelopes” or “gift money” to their friends on WeChat. 

Whether Alipay or WeChat payment, they are both trying to attract more users and make online shopping easier. They have made the best of QR code technology.    5    .Maybe in the future, your face is the key to everything.

A.But WeChat payment is not the same
B.This is called the “third party online payment”
C.Among them, Alipay is the biggest in China
D.The reason is that these companies compete with them for money
E.Also, they promote sales through face recognitionpayment
F.Payment is one of the functions WeChat has
G.The bank doesn't allow the companies to do so
听力选择题-长对话 | 较易(0.85) |
2 . 听下面一段较长对话,回答以下小题。
1. How much is the service charge?
A.$25.B.$50.C.$75.
2. How does the man pay the bill?
A.In cash.B.By cheque.C.By credit card.
2022-05-02更新 | 30次组卷 | 1卷引用:山东省临沂市沂南县第一中学2021-2022学年高二下学期第三次检测英语试题(含听力)
阅读理解-阅读单选(约340词) | 适中(0.65) |

3 . Imagine stepping into your local supermarket, choosing your necessary things into a basket, heading to the bagging area and walking out with your weekly shopping. There is no need to make a payment, no counting coins, and no placement of a credit card in a terminal. In fact, there is no cashier at all. This is not a theft but a realistic picture of the future way to pay — when technology recognizes your presence, scans your shopping, and invisibly takes payment from your account.

Amer Sajed, the chief executive of Barclaycard, says it will result in the steady dying of the physical plastic credit card, which his company introduced to the UK over 55 years ago. Credit cards have evolved ever since 1966, but the basic procedure of payment has remained the same. A card is either handed over, or the number on it is read out or entered into a machine.

All that requires the existence of a plastic card, but Mr Sajed says this will be replaced by wearable items. At a display for Barclaycard staff, he shows off a plastic ring, a bracelet and a keychain which all contain a chip allowing the shopper to make payments on credit. This, he says, is just a bridge to technology that will recognize customers by their eye or fingerprint, so people will be able to shop without lining up at a checkout.

Although cash, cheques and indeed cards will remain a choice for shoppers, he says, these new ways of paying will take a growing share of the payments market in 10 years’ time. Such a future sounds frightening for anyone who already has concerns about the safety of payment. Mr Sajed argues that nothing will be done without permission.

As this digital market becomes more popular, and the technology advances, there will be a battle among banks, payment providers and others for their product to be used.

1. What can we infer according to the first paragraph?
A.Thefts will often happen.B.There’s on need to make cash.
C.You can do some shopping for free.D.Shopping will be more convenient.
2. Which is right about the physical plastic credit card?
A.It has already disappeared.B.It will still exist as a payment way.
C.It was invented by Barclaycard 55 years ago.D.It has been replaced by the new payment way.
3. What’s the main idea of paragraph 3?
A.The necessity of a plastic card.B.The procedure of doing shopping.
C.The function of the wearable items.D.The new kind of clothing with a clip.
4. What does the text mainly talk about?
A.The future of the credit card.B.The convenience of the future life.
C.The more popular shopping market.D.The development of the payment way.
2022-01-23更新 | 76次组卷 | 1卷引用:山东省泰安市2021-2022学年高二上学期期末考试英语试题
21-22高三上·山东·开学考试
阅读理解-阅读单选(约340词) | 适中(0.65) |
名校

4 . AI, 5G, cloud computing and other digital technologies are not only changing our lives but shaping the economy as well.

China’s six major commercial banks are stepping up digital wallet efforts to provide new drive for the e-CNY (数字人民币) trials in the country, as reported by Shanghai Securities News on March 23.

“The functions and properties of the-CNY are exactly the same as those of the paper currency, except that the form is digital,” said Mu Changchun, head of the People’s Bank of China’s Digital Currency Research Institute.

Many people are puzzled by e-CNY and electronic payments. “Digital currency has the characteristics of both paper money and electronic payment,” said Wu Qianhong, a professor at the School Electronic and Information Engineering, Beihang University. “In theory, digital currency can replace paper money, Alipay and WeChat payments.”

Compared with Alipay and WeChat payments, e-CNY features anonymity (匿名性) and security. E-commerce platforms that accept payments via e-CNY will not have access to user’s personal information. E-CNY users can open an anonymous digital wallet by registering a mobile phone number, and telecom operators cannot disclose (泄露) customer information to the central bank or any third-party institutions. Mu noted that e-CNY user’s privacy protection is at the highest level among all the existing payment tools.

Similar to Alipay and WeChat payments, using e-CNY requires an account. After obtaining the other party’s account number, users can enter the amount of digital money to transfer (转钱) and then enter the payment password to complete the transaction (交易). However, the process behind these transfers are different. For electronic payments, the transfer has to go through a third party, and the receivers will get the transferred money only when they withdraw money from banks. But e-CNY transfers only need a payer and a receiver to complete a transaction. Therefore, it guarantees risk-free payments, according to Wu.

In simple terms, e-CNY can be considered “money”, while electronic payments are like “wallets”.

1. What can we know about e-CNY?
A.It is issued by six major commercial banks.
B.It combines paper money and electronic payment.
C.It is designed to replace Alipay and WeChat payments.
D.It has exactly the same function as other payment tools.
2. How does e-CNY protect user’s privacy?
A.By limiting access to personal information.
B.By storing personal data in the central bank.
C.By opening a unique digital wallet for each user.
D.By linking telecom operators to a mobile phone number.
3. What can be concluded from Paragraph 6?
A.E-NCY transfers require to go through a third party.
B.E-NCY is more convenient than other electronic payments.
C.E-NCY can be transferred without the receiver’s information.
D.E-NCY and electronic payments ensure security in the same way.
4. What’s the main purpose of the text?
A.To promote the use of e-NCY.
B.To inform readers of digital RMB.
C.To compare different types of payments.
D.To describe the impact of digital technologies.
共计 平均难度:一般