With the rapid development of third-party mobile payment tools,     1     increasing number of consumers across China are using cashless payment methods.

Transactions (交易)     2     (involve) third-party mobile payments rose by 39.1 percent in the first quarter of 2021 compared with the previous quarter to 74 trillion yuan. Although China has the most third-party payment accounts in the world, it is not the     3     (one) country to seek a cashless society. Developed states like Sweden, Denmark and Singapore are also witnessing that increase.

    4    , the rapid development of cashless payments does not mean there are no challenges and criticisms. Alibaba’s Hema Fresh Store,     5     people can shop, dine and order goods for delivery from their mobile phones via Alipay,     6     (come) into the spotlight recently. Media reports say that consumers can’t purchase goods with cash there, which would be considered     7     (legal).

Alipay and WeChat Pay, the nation’s two major third-party mobile payment tools, have also launched campaigns to encourage more merchants and customers     8     (use) cashless payment methods, which has caused concerns over whether cash will soon disappear.

However, experts believe that a cashless society does not mean that cash will     9     (complete) disappear. As the economy grows, the circulation of cash is still very huge. In the long term, various payment     10     (method) will be used by consumers, and merchants should respect consumers’ payment habits.