注意：1. 词数80-100左右；
2. 可以适当增加细节，以使行文连贯；
3. 文章开头己给出，不计入总词数。
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| A．It is easy. | B．It is secure. | C．It is comfortable. |
| A．In a bank. | B．In a shop. | C．In a hotel. |
4 . Generally speaking, convenience and safety affect how we choose to pay for things. Environmental concerns do, too.
Each time you pull out a credit, use a phone’s wallet app or hand over cash, you take part in a system. Some parts of that system make things, like coins, bills or cards. Other parts move money between buyers, sellers, banks and others. Used cash, cards and equipment will be eventually disposed of (处理), as well. Each part of this system uses materials and energy. And all parts produce waste.
Now researchers are looking more closely at how “green” these payment systems are. They’re finding buyers can help cut some of the environmental costs, no matter how they pay.
To understand the full “cost” to society of money or any other system, researchers can perform what’s called a life-cycle assessment. It looks at all the environmental impacts of a product or process. It starts with mining, growing or making the raw materials. It includes what happens while something is in use. And it considers the final disposal or reuse of things.
Even though raw materials are the first step, in fact there are raw materials added in at every single step along the journey. For money, raw materials go into each step of something that is “made”. Fuels are the raw materials for energy to make products and transport them. More energy goes into using products. Recycling or disposal also requires energy, plus water, soil or other materials.
People don’t realize most of those steps, so they can’t judge if one form of payment is dirtier or more costly. And that’s a problem, researchers say. It’s also what has got some of them to show more about the costs of how we pay for our lifestyles.
A life-cycle assessment doesn’t tell you what to do. However, it gives you an informed basis for making a decision.
1. What is Paragraph 2 mainly about?| A．The ways of paying. | B．The process of payment. |
| C．The waste produced by payment. | D．The introduction of payment systems. |
| A．The real value of money. | B．The history of the currency. |
| C．The effect on the environment. | D．The importance of raw material. |
| A．Steps. | B．Products. | C．Materials. | D．Fuels. |
| A．The Payment Patterns are Changing | B．How We Choose to Pay Affects the Environment |
| C．New Payment Patterns Have Come into Being | D．How We Make Payment Systems “Green” |
5 . When you place an order on Taobao, you know the money you pay doesn't go directly to the seller.Instead, it goes through Alipay, which keeps your money for a while.Then Alipay gives the money to the seller.
Most online sellers and shoppers like the third party online payment, but banks are not happy.
Whether Alipay or WeChat payment, they are both trying to attract more users and make online shopping easier. They have made the best of QR code technology.
| A．But WeChat payment is not the same |
| B．This is called the “third party online payment” |
| C．Among them, Alipay is the biggest in China |
| D．The reason is that these companies compete with them for money |
| E．Also, they promote sales through face recognitionpayment |
| F．Payment is one of the functions WeChat has |
| G．The bank doesn't allow the companies to do so |
6 . I had spent an hour in the bank with my dad, as he had to transfer some money. I couldn’t
“Why would I do that?” he asked. “Well, then you won’t have to
He asked, “If I do that, I won’t have to step out of the
He said, “Since I
“Two years back I got sick; the store owner from whom I buy fruits came to see me and sat by my bedside and
“Would I have that human touch if everything I did was on line? Why would I want everything delivered to me and to
| A．enjoy | B．behave | C．teach | D．resist |
| A．investment | B．retail | C．Internet | D．business |
| A．gain | B．miss | C．spend | D．delay |
| A．reading | B．shopping | C．learning | D．working |
| A．serious | B．certain | C．curious | D．excited |
| A．house | B．shop | C．bank | D．company |
| A．heart-broken | B．tongue-tied | C．absent-minded | D．cold-blooded |
| A．entered | B．left | C．owned | D．lost |
| A．found | B．met | C．made | D．interviewed |
| A．chatted | B．played | C．discussed | D．quarreled |
| A．patient | B．alone | C．careful | D．generous |
| A．limited | B．precise | C．enough | D．reasonable |
| A．long for | B．devote to | C．apply for | D．stick to |
| A．laughed | B．froze | C．puzzled | D．cried |
| A．surprisingly | B．eventually | C．immediately | D．frequently |
| A．led | B．rush | C．welcome | D．show |
| A．arm | B．cope | C．interact | D．end |
| A．looking for | B．worried about | C．arguing with | D．dealing with |
| A．creates | B．handles | C．removes | D．weakens |
| A．charge | B．deserve | C．waste | D．deliver |
7 . Just wanting a hamburger, Hembert Figueroa was surprised to learn the dollar bills in his pocket were no good at Dos Toros Taqueria in Manhanttan.
Figueroa, an ironworker, had to stand to the side, holding his hamburger, until a cashier helped him find another customer willing to pay for his meal with a card in exchange for cash. “I had money but I couldn’t pay,” he said.
Cash-free stores are causing a backlash among some activists who say the practice looks down upon people like Figueroa, who either lack bank accounts or rely on cash for many transactions(交易).
Supporters for banning cashless stores worry technology is moving too fast for the 6.5% of American households—8.4 million—that do not have a bank account.
Business owners who go cashless say they are following the lead of majority of customers who are abandoning cash payments. Retailers(零售商)are under pressure to satisfy customers with higher expectations for fast and convenient service, driven by companies like Amazon and Uber.
Leo Kremer, co-worker of Dos Toros, said the amount of cash transactions at his stores fell from about 50% a decade ago to 15% last year. Cash transactions made handling cash especially troublesome. Before going cashless, Dos Toros locations were robbed twice.
Financial experts who work with low-income people caution against making assumptions about the shopping preferences or buying power of those who rely on cash. Justine Zinkin, CEO of Neighborhood Trust Financial Partners, said the greater urgency in the digital time is finding ways to better include low-income people in the banking system, such as urging banks to offer no-fee starter accounts and encouraging banks to open branches in underserved areas.
1. What trouble was Hembert Figueroa faced with at Dos Toros Taqueria?| A．He couldn’t make a deal with cash. |
| B．He failed to find a cashier for help. |
| C．He took no money or a card with him. |
| D．He was caught carrying false bank notes. |
| A．Heated debate. | B．Warm welcome. |
| C．Strong disagreement. | D．High expectation. |
| A．Making regulations to ban cashless stores. |
| B．Raising the buying power of low-income people. |
| C．Finding ways for banks to adapt with the digital time. |
| D．Making banks more accessible to low-income people. |
| A．Cashless stores—a production of new technology |
| B．Should cashless stores be banned? |
| C．Cashless stores, a new form of transaction |
| D．Are cashless stores preferred by low-income people? |
