Hannah Raines plans to move back in with her parents after she completes her study program at the University of Tennessee in Knoxville.

The 21-year-old would like to get a job and save money for graduate school.

Raines’ parents, Jim and Juli, already have experience with an adult child returning home. Hannah’s twin brother, Dakota, returned home last year after the building where he lived was put up for sale.

“It was very natural,” Juli Raines said. She said having their adult children back at home is good for her and her husband.

“It wasn’t anything I had to think about,” Raines said. The only problem is figuring out where all four family members should park their cars, she noted.

Experts say younger Americans are experiencing different economic problems than earlier generations. Pay is not keeping up with housing costs or the bigger loans many graduating students must pay off after leaving school.

Pavel Marceux is an economic expert with Euromonitor International, a market research company. He said moving home for young adults may be a good decision. They can live at home with no or low rental payments, he said.

This will enable them to save money or pay down loans. It can also help aging parents deal with changing technology, Marceux said.

Not everyone who has returned home to live with one or both parents is struggling with their careers.

Damon Casarez is a photographer. He took pictures of his peers for The New York Times Magazine in 2014. But even with selling his photos to the New York Times and other successes, he needed to return home to save money.

Saving is necessary so he can repay $120,000 in loans that went toward his studies at the Art Center College of Design in California.

He said, “If I didn’t have that loan, I’d easily be able to live on my own somewhere comfortably.”

If I Had Magical Powers

Ever since I was a child, I have dreamed about having magical powers. If I had magical powers, I’d first hope I didn’t have any restrictions on them. I would prefer to use my fingers for magic as opposed to having wands. Just more convenient, I think.     11    

Transport

Traffic in Sydney is a nightmare which is why I take public transport to my job at the moment.     12     I like that I can read or write but I hate that I have to leave so early and get home so late. So yes, if I had magical powers, I’d just snap my fingers and wish hard for where I need to be! No time at all!

Cooking

    13     Although I must admit my new pressure cooker is awesome for that, yet I still have to chop and prepare things. So my magical powers would certainly come in handy to make a good healthy meal quickly.

Teach Some People a Lesson

    14     Not necessarily directed at me but to a lot of the kids I see in therapy. I really would love to teach bullies, abusers and other unkind souls a lesson. I don’t know how I’d do that really but maybe use my powers to have them experience what they put others through to get an actual idea of what it’s like.

Play with Time

I wouldn’t go backwards or forwards in time.     15     Rather, I would make time at work go by quickly and slow time down when I’m enjoying life. I guess though, given I would be using my powers to get rid of a lot of chores, I’m sure I’d have more time anyway for the things I love such as reading, writing and exercising.