Everybody in this world is different from one another. But do you know that understanding differences can help you better manage your money?
As we grow up, we gradually develop a set of our own values or beliefs. These are influenced by society, our family, the education we receive and so on. Once this value system is set up, it’s not easy to change later in life.
Financial experts say that everyone also has their own belief of how to manage their finances. This is the part of our value system and it has a great effect on the way we look after our money. According to our different values, experts put us in three categories. They are: the ant, the cricket and the snail.
The ant --work first
Just like ants who work heart and soul in summer in order to store food for winter, these people don’t care about enjoying the moment. They work very hard and save money they earn so that they can enjoy life when they get old and retire. The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk.
The cricket(蟋蟀)--fun first
The cricket wants to enjoy everything now and doesn’t think too much about the future. They even borrow money when they really want something. Many young people now belong to this group. These people have little savings(存款). When they get old, they might have problems. They should learn to save and buy insurance.
The snail (蜗牛)--living under pressure
The snail refers to people who make life difficult for themselves. They take big long-term loans(贷款) from the bank in order to buy things such as luxury houses. They are happy to take big loans even though they are not sure if they can afford it. This can cause problems in the future. They should plan more carefully.
1. The ant refers to people who ________.A.Work very hard in winter in order to store food for summer. |
B.Could make more money if they worked harder |
C.Save money they earn for their later life when they get old and retire |
D.Only care about enjoying the moment by working very hard |
A.They would like to enjoy everything now |
B.They are young |
C.They think they have no future |
D.They get old and have problems. |
A.The snails enjoy life because they have luxury houses. |
B.The snails live under pressure and they may have problems in the future. |
C.The snails will take more loans if they realize that they can afford it. |
D.The snails take big long-term loans because the interest for the long-term loans is low. |
A.To make fun of the three kinds of foolish people. |
B.To make us understand the differences and manage our money better. |
C.To make us understand we should spend our own money. |
D.To state that we are the same as animals. |
相似题推荐
It’s really good to know you are covering for me while I’m away on the training course. Thanks so much. Knowing that you’ll be teaching the kids has made me relaxed. I’m sure you’ll get on fine with them. I thought I should leave you some notes on a couple of things that are planned for this week, and other advice that will hopefully see you through to next Friday!
●Tuesday: The class is going to visit the Dinosaur Museum. Make sure they take their notebooks and remind them on Monday to bring a packed lunch and the entrance money.
●Thursday: I’ve promised them they can watch a Disney DVD as a special treat. It’s in my locker. There are some worksheets (活页练习题) to go with it. By the way, don’t worry about marking them — I’ ll do it when I’m back.
●You know, the head teacher is on the warpath about being late, so be warned! If you get to school even a minute past 8: 15, she’s likely to give you a real tellingoff.
Seriously, though, you’ll have a great week — the kids are wonderful. Don’t let Mark and Jack sit together and you shouldn’t have any disciplinary (纪律的) problems! Which reminds me, if you do have any problems, just tell the head. She’s very supportive when it comes to discipline. One last thing — could you leave notes on what you do, please?
Best wishes,
Stef
1. Why did Stef write the letter to Kate?A.To talk about the training course. |
B.To invite her to the Dinosaur Museum. |
C.To tell her what to do when she’s away. |
D.To ask if she’s ready to teach her students. |
A.a notebook | B.a worksheet |
C.a packed lunch | D.the entrance money |
A.angry | B.easy |
C.doubtful | D.happy |
A.always sit together |
B.might not get along well |
C.are very good students |
D.don’t like Disney movies |
【推荐2】Faced with setbacks large and small, you feel like your life is always taking a turn for the worse. You aren’t superstitious(迷信), but you begin to wonder—
What is luck?
On the other hand, considering yourself lucky or unlucky is a way of seeing yourself which then has impact on how you behave and how you think and becomes a self-fulfilling prediction.
How to think about luck?
The first thing to understand is that a person’s position in society contributes to their concept of luck. For example, The circumstances you’re born into, the society you’re born into, the genetic makeup you’re handed.
After studying people who consider themselves lucky or unlucky, experts have found that the “lucky” ones maximize chance opportunities and dare to follow their intuition to grasp those moments. If you are relaxed and happy, your world view becomes bigger and you see more opportunities.
A.People define luck in three ways. |
B.So, in a sense, it absolutely does exist. |
C.Could you just be an unlucky person? |
D.Are you the luckiest person in the world? |
E.All these things are outside of your control. |
F.Good things happen to you because of your own efforts or abilities. |
G.If you’re a flexible person, you’ll make the most of those opportunities. |
【推荐3】From honoring yourself to doing small acts of kindness, there’s something you can do each day to better yourself and grow as an individual.
Be patient. Rather than getting upset when things don’t go your way, take a deep breath and remember to have patience.
Be yourself. The best way to be a better person is to simply be 100% you!
Go outside your comfort zone. Comfort zones are great, but they can also discourage your self-improvement.
Take care of yourself. Sleep, food, and exercise can give you the energy you need to be better.
A.You are unique and special. |
B.It’s all right if life is slower. |
C.Accept that change happens. |
D.Focus on the present moment. |
E.Stick to a regular routine that’s healthy for you. |
F.Whether you’re in school or not, self-educating can help you grow as an individual. |
G.Trying new things that make you a little uncomfortable benefits your self-improvement. |