【推荐1】The world climbs in population every year, meaning new parents enter the workforce daily. A wide variety of ideas change and adapt over time as people try to figure out what the “best” take on parenting is. Sadly, some parenting techniques have disastrous effects.

A common technique that leads to a difficult adult life by lowering confidence in children is negative parenting. Negative parenting tactics, such as lecturing, complaining, and yes, insulting can have a serious effect on your child’s behavior and activities later on in life. Clearly, being insulted and lectured multiple times a day by an authority figure can greatly affect a child’s confidence going into adulthood. It’s not surprising he’s hardly apt to actively seek out the companionship of others. Instead, his negative feelings toward himself cultivate a feeling of unworthiness around other children.

While negative parenting can affect a child’s mental state, helicopter parenting results in ill-prepared children in an ever growing competitive world. A helicopter parent is overly involved in the life of his or her child. Children who cannot regulate their emotions and behavior effectively are more likely to have a harder time making friends and to struggle in school. Another problem children with helicopter parents may have in the future is managing their health. Taking all of this information into account, helicopter parenting doesn’t allow the child to be independent, so once the child has grown up he or she will not be able to make a decision by himself or herself.

On the other side of the spectrum, permissive parenting leaves a child undisciplined for life. This style of parenting has a very loose structure and few rules; the parents usually show a lot of affection and love for their children. Therefore, permissive parenting is a type of parenting style characterized by low demands with high responsiveness. Because parents have low expectations of their children, and want to be friends rather than parents, kids suffer because of a lack of achievement and motivation to do well in what they do. Therefore, children have worse self-control and cannot follow rules. These are fundamental concepts that should be taught at a young age to prepare for adulthood. If done a certain way, the effects left from parenting can hurt an adolescent into adult years.

Overall, parenting really does affect how children grow and adapt to their world. Some parenting techniques lead to major problems that show in adulthood. The new parents of the world ought to be careful with how they raise their children.

【推荐2】How to Raise Kids with Good Spending Habits

Now more than ever, it’s important to teach good spending habits to our kids early on, and teach them the value of money throughout childhood. By modeling good behavior and making the most of teachable moments, you are more likely to raise kids who will have good spending habits now and into adulthood.

Any lesson on good money habits begins with the example you set for your children. That means making sure you have a household budget in place and having a savings plan.    1    Modeling good spending habits is a natural springboard for other important financial lessons you may want to teach:

1. Where money comes from

Some parents have done away with using the word “allowance” in favour being more direct. Their children can earn a “commission” or a “salary” based on completing age-appropriate tasks around the house. Whatever you call it, establishing the fundamental relationship between work and money is key to establishing smart spending habits.

2. The value of saving

Once they’re earning money, it’s time to help them understand the importance of saving. One approach might be to encourage your child to allocate at least 10% of his or her allowance to savings.     2    

3. How to use money to make more money

Some parents reinforce their children’s saving habits by setting up a house fund and offering to match their children’s savings contributions.

From there, you can easily begin to incorporate other good spending habits lessons, such as how to compare shop when at the grocery store or the mall.     3    These reputable, safe and engaging websites can help you teach your children good financial habits.

    4    Explore the benefits of opening an Online Savings Account from Ally Bank. Your money will earn interest at a variable rate that is among the most competitive available in the country, and you won’t have to worry about monthly maintenance fees chipping away at your hard-earned money. Even better, you can open and fund your account with any amount. Visit our website or call live, 24/7 customer care at 877-247-2559.