A true reality of retirement planning is that your future is riding on the quality of your assumptions. Humble
For example, eight years into this bull market, expecting stocks to deliver as strong returns over the next decade is an uncertain proposition many are nonetheless
Another potential
"If you plan on working longer as a way to get by in retirement, you are going to be in trouble," says Craig Copeland, senior research associate at EBRI. "It should be a
It's simply too
Prudential estimates that on a company-wide level, delayed retirement can
Fewer than one-third of employees surveyed by TCRS report their employer has some sort of "transition" program such as flexible work schedules, reduced hours or
"Workers' vision of retirement is changing faster than employers' business
A.pessimism | B.optimism | C.concern | D.consideration |
A.relying on | B.holding back | C.accounting for | D.turning down |
A.reliable | B.possible | C.flawed | D.firm |
A.As a result | B.In addition | C.Needless to say | D.By comparison |
A.complement | B.composition | C.compliment | D.comprehension |
A.ridiculous | B.sensible | C.risky | D.logical |
A.extended | B.exited | C.existed | D.remained |
A.economically | B.mentally | C.financially | D.physically |
A.However | B.Therefore | C.Instead | D.Moreover |
A.delays | B.expects | C.gets | D.decides |
A.influence | B.decrease | C.increase | D.transform |
A.later | B.sooner | C.faster | D.slower |
A.shifting | B.altering | C.ranging | D.functioning |
A.deals | B.practices | C.customs | D.operations |
A.prospect | B.capabilities | C.odds | D.outputs |
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A.nervous | B.pleased | C.calm | D.angry |
A.spirit | B.strength | C.courage | D.money |
A.fear | B.delight | C.sorrow | D.disappointment |
A.week | B.morning | C.afternoon | D.evening |
A.meal | B.gift | C.party | D.list |
A.shop | B.home | C.office | D.restaurant |
A.kept out | B.turned down | C.set aside | D.put off |
A.position | B.income | C.news | D.job |
A.found | B.wrote | C.designed | D.read |
A.note | B.salary | C.present | D.raise |
A.eat | B.sweep | C.clean | D.cut |
A.hung | B.left | C.climbed | D.fallen |
A.worry about | B.get through | C.end up | D.take up |
A.somewhere | B.anyway | C.however | D.instead |
A.price | B.measure | C.method | D.means |
A.expression | B.operation | C.acceptance | D.reaction |
A.suffers | B.fails | C.falls | D.loses |
A.disease | B.problem | C.habit | D.pain |
A.life | B.family | C.duty | D.work |
A.protect | B.defend | C.challenge | D.help |
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Fifty years ago, an employee could stay at the same company for decades, said Tammy Erickson, an author and work-force consultant. Many were
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For some baby boomers, this
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If loyalty is seen as a
A.tightening | B.lengthening | C.shortening | D.loosening |
A.complicated | B.confused | C.difficult | D.conservative |
A.confine | B.convince | C.identify | D.define |
A.guaranteed | B.provided | C.supplemented | D.rewarded |
A.belief | B.trust | C.confidence | D.tolerance |
A.occupy | B.engage | C.sacrifice | D.involve |
A.rightly | B.immediately | C.exactly | D.fairly |
A.difference | B.exchange | C.shift | D.modification |
A.assuming | B.ensuring | C.assuring | D.approving |
A.focus | B.mind | C.faith | D.importance |
A.laid off | B.employed | C.valued | D.supported |
A.Salary | B.Money | C.Loyalty | D.Credit |
A.However | B.Rather | C.Therefore | D.Otherwise |
A.promise | B.compliment | C.commitment | D.command |
A.interest | B.sake | C.disadvantage | D.benefit |
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1.A.rewarding | B.depressing | C.exhausting | D.challenging |
A.stand out | B.turn up | C.give off | D.put forward |
A.negotiation | B.construction | C.investigation | D.examination |
A.divided | B.entitled | C.imposed | D.cataloged |
A.figured out | B.made up | C.look over | D.added to |
A.worthless | B.essential | C.boring | D.ridiculous |
A.occupy | B.satisfy | C.brighten | D.spoil |
A.emotions | B.heart | C.customers | D.surroundings |
A.purposefully | B.briefly | C.continuously | D.generally |
A.responsibility | B.security | C.belonging | D.achievement |
A.Consequently | B.Oppositely | C.Unexpectedly | D.Similarly |
A.approached | B.attached | C.addressed | D.attended |
A.breaking | B.pausing | C.rolling | D.stopping |
A.evolving | B.substituting | C.adapting | D.transforming |
A.interaction | B.standard | C.impact | D.involvement |
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A.reflecting on | B.working for | C.getting along | D.serving with |
A.regarded as | B.defined as | C.related to | D.involved in |
A.insane | B.innocent | C.insecure | D.inventive |
A.legal | B.progressive | C.ambitious | D.miserable |
A.counts | B.numbers | C.predicts | D.forecasts |
A.problems | B.workers | C.studies | D.needs |
A.thread | B.clue | C.role | D.link |
A.situation | B.rates | C.case | D.position |
A.display | B.sense | C.awareness | D.expression |
A.mate | B.boss | C.worker | D.supervisor |
A.permanent | B.momentary | C.casual | D.temporary |
A.flu | B.diabete | C.stroke | D.depression |
A.As | B.Because | C.Therefore | D.While |
A.initiative | B.drive | C.inspiration | D.ambition |
A.tricky | B.enjoyable | C.shared | D.lovable |
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Then, what can a fishmonger see that a computer can’t? DeGregorio showed me his part of the
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A.maintain | B.remedy | C.substitute | D.recognize |
A.free | B.overseas | C.separate | D.fresh |
A.therefore | B.otherwise | C.however | D.thus |
A.ensure | B.propose | C.concede | D.remind |
A.overpriced | B.misidentified | C.displaced | D.modified |
A.computer | B.cuisine | C.fish | D.marketing |
A.Rather than | B.Thanks to | C.Except for | D.Prior to |
A.fund-raising | B.online-grocery | C.fish-selling | D.non-profit |
A.significant | B.worthy | C.responsible | D.ridiculous |
A.sales | B.orders | C.alternatives | D.statistics |
A.analyze | B.supply | C.prioritize | D.feed |
A.require | B.process | C.predict | D.value |
A.calculation | B.decoding | C.correction | D.selection |
A.smash | B.touch | C.wipe | D.roll |
A.concerned about | B.eager for | C.delighted with | D.capable of |
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A.slightly | B.actively | C.legally | D.definitely |
A.observable | B.capable | C.approachable | D.adaptable |
A.immediately | B.fortunately | C.respectively | D.originally |
A.intended | B.pushed | C.frozen | D.arranged |
A.resulting | B.leading | C.tempting | D.boiling |
A.global | B.occasional | C.regular | D.historical |
A.Literally | B.Specifically | C.Apparently | D.Seriously |
A.rationing | B.estate | C.distribution | D.adaptation |
A.country | B.world | C.humanity | D.economy |
A.lack | B.persistence | C.improvement | D.independence |
A.tendencies | B.techniques | C.regulations | D.factors |
A.enjoys | B.lasts | C.survives | D.covers |
A.precious | B.fancy | C.durable | D.reliable |
A.developed | B.inhabited | C.spacious | D.independent |
A.novel | B.labor-saving | C.equal | D.stylish |
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1.A.attraction | B.reservation | C.connection | D.decoration |
A.strengthening | B.damaging | C.maintaining | D.assessing |
A.block | B.reduce | C.disturb | D.control |
A.remain | B.drop | C.shift | D.increase |
A.However | B.Moreover | C.Instead | D.Therefore |
A.additions | B.responses | C.oppositions | D.contrasts |
A.For example | B.On the contrary | C.As a result | D.On the other hand |
A.conceal | B.executive | C.improve | D.delete |
A.vital | B.likely | C.ideal | D.difficult |
A.attracted | B.contributed | C.responded | D.withdrawn |
A.responsible | B.illegal | C.natural | D.impossible |
A.confusion | B.ambition | C.addiction | D.exhaustion |
A.lower | B.monitor | C.function | D.caution |
A.sacrifice | B.privacy | C.appreciation | D.license |
A.priorities | B.extremes | C.bottom | D.Affection |
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A.kept | B.rose | C.fed | D.caught |
A.moving | B.removed | C.discovered | D.covered |
A.happily | B.anxiously | C.hurriedly | D.instantly |
A.suddenly | B.accidentally | C.occasionally | D.quickly |
A.as | B.that | C.what | D.until |
A.But | B.When | C.Therefore | D.Thus |
A.directions | B.explanations | C.performances | D.instructions |
A.effort | B.strength | C.power | D.force |
A.expecting | B.interesting | C.satisfying | D.desired |
A.what | B.how | C.why | D.which |
A.Probably | B.Likely | C.Simply | D.Nearly |
A.put | B.send | C.pay | D.shift |
A.gesture | B.mouth | C.hand | D.eye |
A.taken away | B.taken off | C.taken over | D.taken on |
A.that | B.the | C.those | D.this |
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A.assist | B.expand | C.operate | D.tailor |
A.As a result | B.By contrast | C.For example | D.In addition |
A.criticism | B.negotiation | C.struggle | D.resolution |
A.interact | B.withdraw | C.split | D.survive |
A.associate | B.combine | C.exchange | D.supply |
A.time - consuming | B.long - suffering | C.ever - lasting | D.consumer - facing |
A.talks | B.businesses | C.competitions | D.instructions |
A.related | B.accustomed | C.exposed | D.committed |
A.automatically | B.directly | C.regularly | D.secretly |
A.breakdown | B.improvement | C.purchase | D.participation |
A.refund | B.payment | C.sponsorship | D.trade |
A.complicated | B.critical | C.original | D.insignificant |
A.share | B.budget | C.volume | D.maximum |
A.foreign | B.luxurious | C.domestic | D.fashionable |
A.dealt with | B.forgot about | C.got through | D.came across |