Imagine a world where everyone knows how to manage money wisely from a young age. Financial education (财商教育) is like a guide to help people understand money better and make smart decisions.
Letting children manage their money as they grow, even with a little pocket money, can teach them valuable lessons. It’s important to teach kids to tell good advice from bad and when to ask for help.
Learning about money should be long-lasting, where families explore books, educational activities, and information together. Children should learn how to make a plan, start saving, and make smart money choices. Financial education is more than theories (理论).
Kids can take control of their own financial education too.
Because of financial education, young adults can leave school with well-preparation for their money management.
| A．Patience and the idea of how to save money should also be taught. |
| B．It’s about learning real-life skills. |
| C．They can start learning about money themselves by finding books, online classes, and advisers. |
| D．Learning how to ask for discounts (折扣) can help you spend less. |
| E．Parents and teachers are important in this journey. |
| F．They’re less likely to fall into financial problems and prepare to build a safe future. |
相似题推荐
【推荐1】D
Confucius Institute (孔子学院) is hosted by Chinese and foreign partners. It aims to help understand the Chinese language and culture, and help exchanges between China and other countries.
Learning Chinese has become a fashion around the world. So far, over 70 countries have put the Chinese language into their national education systems.
27-year-old Mirza is a part-time Chinese language teacher at the institute. She said studying Chinese was the right decision she had made. “My major has helped me get a job at the University of Bahrain.
There are over 500 Confucius Institutes around the world. Like students in Mirza’s university, many people in other countries are learning Chinese in Confucius Institute now.
根据材料内容，从下面五个选项中选出能填入文中空缺处的最佳选项，使文章意思通顺、内容完整。
| A．It is a very famous public university in Bahrain. |
| B．The Confucius Institute in Bahrain was founded in 2014. |
| C．Besides language teaching, the institute also provides other activities. |
| D．She added that many students at her university took the institute courses. |
| E．For example, students in Britain, Russia and the United States learn Chinese. |
【推荐2】If a person wants to be a gentleman (君子), he should pay attention to what he does and says. Then what are the rules for a gentleman on words and actions? Let’s find out the answers from Confucius, one of the greatest teachers in ancient China.
In the West, some people believe that how someone says something is more important than what he says. However, Confucius didn’t think so. He believed that gentlemen should choose their words carefully, even if that may make people feel bored.
Confucius believed that words are important so they should follow etiquette (规矩). But he also put forward his idea of what gentlemen should do: work hard. He said that gentlemen should not be lazy and need to focus (集中注意力) on their work to improve themselves.
These rules for gentlemen’s words and actions have influenced Chinese people for a long time. Today, many Chinese people still prefer to have a practical (务实的) spirit rather than saying pleasant words.
Of course, as culture has developed over time, we should also view (看待) his words critically (批判性地). Choosing our words and actions according to the situation is also a form of wisdom (智慧).
1. Which of the following picture is the photo of Confucius?A． | B． | C． | D． |
| A．What to say. | B．How to say. | C．When to say. | D．Where to say. |
| A．Words are more important than actions. |
| B．We shouldn’t say anything that may make others feel bored. |
| C．Gentlemen should work hard to improve themselves. |
| D．Actions are more important than words. |
| A．Gentlemen pay more attention to actions than words. |
| B．The ideas of Confucius haven’t influenced Chinese. |
| C．We should believe Confucius’ ideas all the time. |
| D．Chinese prefer to have a practical spirit. |
| A．Health. | B．Sports. | C．Nature. | D．Culture. |
【推荐3】More and more people agree that technologies are useful for learning. Nowadays, such teaching tools as iPads are used in a lot of courses, including language, history and science.
A lot of teachers agree to use iPads in language learning. They say students now have much more time to discuss with each other in the classroom. Students can use iPads to prepare for discussion. The teachers also say that iPads allow students to learn at their own pace. Some students might listen to a dialogue only once and understand it, so they can save time for doing other things. However, other students might need to listen to the same dialogue again and again to understand it. Using iPads is especially helpful to students who are learning a language at different paces. There are other advantages for students. By using iPads, they can pay more attention to the material and learn more. Teaching notes are kept in their iPads and are easy to find. Some students spend more time studying now.
Many parents complain that iPads are doing harm to students. They worry that students might use iPads to download teaching notes and use them to cheat during exams. Some believe that iPads may separate students from each other.
If a student spends more time watching videos on an iPad, he will have fewer chances to talk with others. Technologies are already a part of students’ lives.
As for cheating, teachers can ask students to hand in their iPads when they take exams.
Education needs to make changes as technology is playing an important part now. We should look forward to a wonderful future when iPads and other technologies can be used a lot in the classroom.
1. According to the article, iPads are used to learn many courses except__________.| A．language | B．history | C．P.E. | D．science |
| A．according to their own timetable and plan | B．with their teachers’ help |
| C．because of their wonderful goals | D．against their parents’ hope |
| A．students with iPads have less discussion in class |
| B．iPads help students save time waiting for buses |
| C．students focus more on the materials and learn more by using iPads |
| D．some students spend less time studying now |
| A．students use iPads to get teaching notes so they can’t cheat |
| B．iPads may make students learn more from each other |
| C．students spend less time watching TV |
| D．students get fewer chances to talk with others |
| A．teachers control students’ learning |
| B．exam results depend on iPads |
| C．technology in education has a bright future |
| D．note-taking is as helpful as video-watching |
Your parents are going out of town for a week.
Working out your priorities (优先事项) is the most important part of budgeting. For example, you plan to buy a cool smart watch.
But having a budget doesn’t mean you can’t have fun. You just need to learn to spend your money wisely. You don’t have to meet your friends at the pizza shop and then going to the movies. You could invite them over to your house. You can buy some food at the supermarket and make dinner together.
As a young person, you try different ways to budget. Even adults (成年人) make mistakes at times. If you go over your budget, just try to learn from your mistakes.
| A．You only have 400 yuan. |
| B．It’s part of becoming a smart spender. |
| C．After that, you could watch a movie online. |
| D．You can ask your parents for more money. |
| E．Then you should think about saving some money. |
【推荐2】Money management skill is very important for us, but many parents don’t take time to teach their children about the value of money, and unfortunately, many of those children grow up to be adults who struggles with money management skill.
What age should parents begin educating their children about money. Financial experts agree that it’s never too early. The more children learn about money, the more they will be able to make wise financial decisions as they grow older. First, parents can begin teaching young children how to count money. It is very important for young child.
Next, you can teach the value of saving. Once they learn that saving is a good idea and that it is something they should always do, their financial future will be brighter. For example, your child wants a new bicycle. You can teach them to save part of their allowance for that bike, while still keeping money for ice cream, or for going to the movies with their friends. In this way they will begin to understand the value of both short-term saving and long-term saving.
It’s never too early, also, to teach your child different ways to make money. For example, they can sweep the floor, wash dishes and so on. Sit down with your children and talk with them in some ways they would like to earn money. You’ll be surprised and glad at the effort they will begin making.
Help your children chart their financial course in life, teach them basic money management skills, and their future will be brighter.
1. When should parents teach their children how to master some money management skills?| A．As children grow up. | B．As children are teenagers. |
| C．When they go to school. | D．As early as possible. |
| A．teaching them to save money | B．teaching them to make money |
| C．teaching them to count money | D．teaching them to go shopping with money |
| A．Keeping some money for going to the movies with friends shows the value of long-term saving. |
| B．Keeping some money for ice cream shows the value of a short-term saving. |
| C．Buying a new bike needs a long-term saving. |
| D．It shows us how we should teach children the value of saving. |
| A．Parents and Children | B．Children Should Learn to Save Money |
| C．Teaching Children About Managing Money | D．We Should Save Money |
Money may not buy happiness, but it helps. Many teenagers want to learn how to manage money before going out into the world.
Learn to make money. Ask parents or neighbors if you can do chores to make money. These could include washing a car or taking the dog for a walk.
Help your money grow. Money can grow if it’s sitting inside a bank. Put your money in the bank and you can get interest (利息).
Make a plan. If you have a big event, you might need to spend more of your money. Try making a plan for spending and saving.
| A．Spend your money wisely. |
| B．Be smart with your money. |
| C．Write down how much money you have and you are spending. |
| D．Save your money in the long run. |
| E．Agree on the value of different jobs before you start. |
