1 . Where are the speakers probably talking?

A．At a post office.

B．At a bank.

C．At a bookstore.

2 . What is the tax rate?

A．2%.

B．4%.

C．10%.

3 . 听下面一段较长对话，回答以下小题。
1. What kind of flowers does the man order?

A．A dozen of red carnations only.

B．A dozen of red lotus and some yellow carnations.

C．A dozen of red carnations and some yellow lotus.

2. What does the man require the woman to do at last?

A．Help him write a letter.

B．Take down the information about his address.

C．Call his mother before delivering the flowers.

3. What can we learn from the conversation?

A．The man will pay in cash.

B．The flowers are for the man’s mom.

C．The flowers will be delivered to the man’s home.

4 . How much does the woman save?

A．$11.30.

B．$99.26.

C．$110.56.

5 . How much change should the man get?

A．$3.

B．$7.

C．$9.

6 . 阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。

With the rapid development of third-party mobile payment tools,     1     increasing number of consumers across China are using cashless payment methods.

Transactions (交易)     2     (involve) third-party mobile payments rose by 39.1 percent in the first quarter of 2021 compared with the previous quarter to 74 trillion yuan. Although China has the most third-party payment accounts in the world, it is not the     3     (one) country to seek a cashless society. Developed states like Sweden, Denmark and Singapore are also witnessing that increase.

    4    , the rapid development of cashless payments does not mean there are no challenges and criticisms. Alibaba’s Hema Fresh Store,     5     people can shop, dine and order goods for delivery from their mobile phones via Alipay,     6     (come) into the spotlight recently. Media reports say that consumers can’t purchase goods with cash there, which would be considered     7     (legal).

Alipay and WeChat Pay, the nation’s two major third-party mobile payment tools, have also launched campaigns to encourage more merchants and customers     8     (use) cashless payment methods, which has caused concerns over whether cash will soon disappear.

However, experts believe that a cashless society does not mean that cash will     9     (complete) disappear. As the economy grows, the circulation of cash is still very huge. In the long term, various payment     10     (method) will be used by consumers, and merchants should respect consumers’ payment habits.

7 . What is the man’s problem?

A．He’s out of cash.

B．He has lost his credit card.

C．He can’t find a gas station.

8 . Credit cards

However you view credit card, it’s hard to live in the modern world without one. And if you have one, you owe it to yourself to use it properly.

Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with suspicion by many as being a major part of the “live now pay later” syndrome(综合症).     1     They can allow you to pile up debts that you have difficulty paying off; they can also let you spend next month’s salary today. Of course, it is only the foolish who give in to the temptation to live temporarily at least beyond their means, and such people would no doubt manage to do so even without credit cards.

Advertising campaigns have, however, promoted a growing realization of the advantages of these small pieces f plastics. They avoid the need to carry large amounts of cash and are always useful in emergencies. All the credit card organizations charge interest on a monthly basis.     2     Using a card abroad where items frequently take a long time to be included on your account can extend this period even further.

    3     It is necessary to consider the amount of credit granted and interest rates, which may vary slightly. And of course, what happens if your card is lost or stolen? A credit card chief may be sitting on a potential gold mine particularly if there is delay in reporting the loss of the card.

Using a credit card wisely takes discipline and a little self-control. Once you realize your debt is someone else’s profit margin, your approach to your plastic will change. With a bit of discipline and some practical knowledge, you can make your cards work for you, rather than the other way round.     4    

A．The cardholder must pay a defined minimum position of the amount owed by a due date, or may choose to pay a higher amount.

B．It is worthwhile shopping around before deciding on a particular credit card.

C．They provide encouragement to spend more money.

D．In other words, they combine payment services with extensions of credit.

E．As a matter of fact, a credit card can cost noting or at least help you through a period of financial difficulty.

F．Yet wise purchasing using a card can mean you obtain up to seven weeks’ interest-free credit.

9 . 阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。

With the rapid development of third-party mobile payment tools,     1    increasing number of consumers across China are using cashless payment methods.

Transactions(交易)    2    (involve) third-party mobile payments rose by 39. 1 percent in the first quarter of 2021 compared     3     the previous quarter to 74 trillion yuan. Although China has the most third-party payment accounts in the world, it is not the first country     4    (seek) a cashless society. Developed states like Sweden, Denmark and Singapore are also witnessing that increase.

However, the rapid development of cashless payments does not mean there are no challenges and criticisms. Alibaba’s Hema Fresh Store,     5     customers can shop, dine and order goods for delivery from their mobile phones via Alipay,     6    (come) into the spotlight recently. Media reports say that consumers can’t purchase goods with cash there, which would be considered     7    (legal).

Alipay and WeChat Pay, the nation’s two major third-party mobile payment tools, have also launched     8    (campaign) to encourage more merchants and customers to use cashless payment methods, which has caused concerns over     9     cash will soon disappear.

However, experts believe that a cashless society does not mean that cash will     10    (complete) disappear. As the economy grows, the circulation of cash is still very huge. In the long term, various payment methods will be used by consumers, and merchants should respect consumers’ payment habits.

10 . 假定英语课上老师要求同桌之间交换修改作文，请你修改你同桌写的以下作文。文中共有10处语言错误，每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。
增加：在缺词处加一个漏字符号（∧），并在其下面写出该加的词。
删除：把多余的词用斜线（\）划掉。
修改：在错的词下划一横线，并在该词下面写出修改后的词。
注意：1. 每处错误及其修改均仅限一词；
2. 只允许修改10处，多者（从第11处起）不计分。

After my graduation in 2015, I joined in another university in Shanghai for further studies. I saw that people are more modern in this city. Whenever I went out with his Chinese classmates, I always saw them paying with their phone. With the help of my classmates, I final got my own account with Alipay, an online payment service launching by Jack Ma. It was very convenient and easy to use. However the amount, it can be done on Alipay. From thousands to only few cents, all can be easily transferred with a touch and two. Now, with the start of a new era, I always went out without my wallet.