| A．Wechat or Skype. | B．Letter. | C．The telephone. |
（1）非现金支付的好处；
（2）非现金支付的弊端；
（3）你的观点。
注意：
（1）字数100左右；
（2）可适当增加细节，以使行文连贯；
（3）开头与结尾已给出，不计入字数。
With fewer and fewer people using cash, Non-cash payments are becoming increasingly popular, especially in China.
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Posted by Li Jin
People in China
Annabelle Huang recently won a government lottery to try China’s latest economics experiment: a national digital currency.
After
“The journey of how you pay is similar
The development of a national digital currency began in 2014, when the People’s Bank of China set up an internal group
If the eCNY is successful, it will give the Central Bank new powers to help the economy grow. With new tools
As science technology develops, mobile phones have become necessary for Chinese.
Over the past few years, the Chinese market of mobile payment
To boost
| A．S 18. | B．$ 20. | C．S 28. |
7 . AI, 5G, cloud computing and other digital technologies are not only changing our lives but shaping the economy as well.
China’s six major commercial banks are stepping up digital wallet efforts to provide new drive for the e-CNY (数字人民币) trials in the country, as reported by Shanghai Securities News on March 23.
“The functions and properties of the-CNY are exactly the same as those of the paper currency, except that the form is digital,” said Mu Changchun, head of the People’s Bank of China’s Digital Currency Research Institute.
Many people are puzzled by e-CNY and electronic payments. “Digital currency has the characteristics of both paper money and electronic payment,” said Wu Qianhong, a professor at the School Electronic and Information Engineering, Beihang University. “In theory, digital currency can replace paper money, Alipay and WeChat payments.”
Compared with Alipay and WeChat payments, e-CNY features anonymity (匿名性) and security. E-commerce platforms that accept payments via e-CNY will not have access to user’s personal information. E-CNY users can open an anonymous digital wallet by registering a mobile phone number, and telecom operators cannot disclose (泄露) customer information to the central bank or any third-party institutions. Mu noted that e-CNY user’s privacy protection is at the highest level among all the existing payment tools.
Similar to Alipay and WeChat payments, using e-CNY requires an account. After obtaining the other party’s account number, users can enter the amount of digital money to transfer (转钱) and then enter the payment password to complete the transaction (交易). However, the process behind these transfers are different. For electronic payments, the transfer has to go through a third party, and the receivers will get the transferred money only when they withdraw money from banks. But e-CNY transfers only need a payer and a receiver to complete a transaction. Therefore, it guarantees risk-free payments, according to Wu.
In simple terms, e-CNY can be considered “money”, while electronic payments are like “wallets”.
1. What can we know about e-CNY?| A．It is issued by six major commercial banks. |
| B．It combines paper money and electronic payment. |
| C．It is designed to replace Alipay and WeChat payments. |
| D．It has exactly the same function as other payment tools. |
| A．By limiting access to personal information. |
| B．By storing personal data in the central bank. |
| C．By opening a unique digital wallet for each user. |
| D．By linking telecom operators to a mobile phone number. |
| A．E-NCY transfers require to go through a third party. |
| B．E-NCY is more convenient than other electronic payments. |
| C．E-NCY can be transferred without the receiver’s information. |
| D．E-NCY and electronic payments ensure security in the same way. |
| A．To promote the use of e-NCY. |
| B．To inform readers of digital RMB. |
| C．To compare different types of payments. |
| D．To describe the impact of digital technologies. |
注意：1.词数80左右；
2.可以适当增加细节，以使行文连贯。
Dear Tom,
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Yours,
Li Hua
9 . I had spent an hour in the bank with my dad, as he had to transfer some money. I couldn’t
“Why would I do that?” he asked. “Well, then you won’t have to
He asked, “If I do that, I won’t have to step out of the
He said, “Since I
“Two years back I got sick; the store owner from whom I buy fruits came to see me and sat by my bedside and
“Would I have that human touch if everything I did was on line? Why would I want everything delivered to me and to
| A．enjoy | B．behave | C．teach | D．resist |
| A．investment | B．retail | C．Internet | D．business |
| A．gain | B．miss | C．spend | D．delay |
| A．reading | B．shopping | C．learning | D．working |
| A．serious | B．certain | C．curious | D．excited |
| A．house | B．shop | C．bank | D．company |
| A．heart-broken | B．tongue-tied | C．absent-minded | D．cold-blooded |
| A．entered | B．left | C．owned | D．lost |
| A．found | B．met | C．made | D．interviewed |
| A．chatted | B．played | C．discussed | D．quarreled |
| A．patient | B．alone | C．careful | D．generous |
| A．limited | B．precise | C．enough | D．reasonable |
| A．long for | B．devote to | C．apply for | D．stick to |
| A．laughed | B．froze | C．puzzled | D．cried |
| A．surprisingly | B．eventually | C．immediately | D．frequently |
| A．led | B．rush | C．welcome | D．show |
| A．arm | B．cope | C．interact | D．end |
| A．looking for | B．worried about | C．arguing with | D．dealing with |
| A．creates | B．handles | C．removes | D．weakens |
| A．charge | B．deserve | C．waste | D．deliver |
10 . You may have recently heard of NFT technology, which permits digital works of art to be collected and sold for millions of dollars.
But why would people pay so much money for something they cannot even touch? And what is driving the current rise in NFTs?
What is an NFT?
NFT stands for non-fungible token(非同质化代币).
What kinds of things are NFTs?
What do critics say about NFTs?
Critics note that traditional art, like a painting, can be placed on a wall and looked at.
What are some prices for NFTs?
In February, a 10-second video showing an image of former U. S. President Donald Trump sold on an NFT marketplace for over $6 million. The first-ever published tweet from Twitter founder Jack Dorsey recently sold for nearly $3 million.
It is too early to say if NFTs are good investments. But so far, many people have items that are worth more than what they paid for them. This is no guarantee, however, that such buyers will be able to sell their digital objects for a profit.
| A．But digital art is different. |
| B．Why do people like NFTs? |
| C．Are NFTs good investments? |
| D．It is something that only exists in the digital world. |
| E．NFTs can exist in the form of images, video, music and text. |
| F．Here are some basics to help you understand the technology. |
| G．An NFT can be attached to other things existing in the digital form. |
