3D printing and virtual reality are cool, but when are we going to be able to clone ourselves? It'd be fantastic for    1    （we）to send our clone off to school or work and sit back and do    2    we really want to do. There have been important advances in cloning in the last several decades, leading to the    3    （success）cloning of various animals. So far, however, there    4    （be）no human clones.

In large part, cloning has been    5    victim of pop culture to the degree that the general public has grand notions of what it will be like. There is no    6    （possible）of cloning a grown version of ourselves in a matter of hours or days（like you see in the movies）.

    7    （general）, we already have the tools to make cloning happen today; we just have some moral problems     8    （overcome）before the world won't raise major alarms at scientists cloning someone. That leaves the question     9    us then, the general public, do you think cloning is okay? Would you clone a lost loved one to bring them back, or if you found yourself unable to have kids, would you clone yourself? These are the questions we must answer first before we succeed in    10    （create） human clones.

Cards and digital(数字的) technologies     1    (kill) off cash slowly, but is it a cause for concern? Not     2    (necessary). Here are some ways of making the most of digital finance.

Cash is no longer king. Over recent years fewer and fewer transactions have been made with cash. The most recent figures show coins and notes are used just 34% of     3     time, down from 63% a decade ago. And usage     4    (predict) to fall to just 10% in 15 years.

Instead we’re paying with cards and digital technologies. Some of this is down to user choice, with contactless cards and smartphones making spending     5    (fast) and more convenient.

But it’s also being forced upon us. Some retailers are refusing physical money as they can avoid the high bank charges levied(征收) at them for     6    (handle) cash. Meanwhile it’s harder to get your hands on notes as cash machines and     7    (bank) disappear from the high street. And these are trends which are likely     8    (increase) in the coming years.

This could be bad news if you still primarily use cash,     9     that’s how you pay your bills or how you budget. For some, cash is just what you know. For     10    , cash is a necessity—especially when going digital is the alternative.

As a result this move towards cashless society makes many uneasy.