1 . Lazer loves running, and although he experiences a series of potentially fatal heart problems, he always cherishes a new finish line to inspire his _______.

By 2008, Lazer had undergone six heart _______, and the last one left him _______. In an attempt to feel_______, he decided to_______ his diet and, at the suggestion of a friend, started drinking more nutrient-packed juices._______, he began to feel good enough to _______ his sneakers and hit the_______again.

“After _______ the hospital, my goal was not to ________. I wanted to live my life as I desired, and that meant to ________ running and be in the best shape that I can,” he says. “I wasn’t going to be sedentary and sit on a sofa and ________ the remote. The big thing for me was that I wanted my own life. I was going to do everything I could to get my life back.”

To Lazer, that meant running, since it was such a big part of that life. ________, just months after that sixth surgery in 2008, he was back________ the starting line of the Las Vegas 26.2. And this past November, he crossed the finish line of his 18^th ________ race.

Lazer ________ running as one of the main reasons he’s lived well beyond that one-year prognosis he got back in 2004. “I believe I started running ________ knowing that if I didn’t, I wouldn’t be living too ________,” he says. “Running is a part of who I am—I am ________ to be the best that I possibly can be. It’s such a huge part of my life that my life seems out of order if I’m injured or I can’t run. It’s kind of my ________.”

2 . Since 1960, considerable scientific researches have been done on chimps in their natural habitats. Astonishingly, scientists have found out that the social______of Chimps are very similar to humans. Chimps will______in certain ways, like gathering in war parties to protect their territory. But beyond the minimum requirements as social beings, they have little instinct to______one another. Chimps in the wild seek food for themselves. Even chimp mothers regularly______to share food with their children. who are able from a young age to gather their own food?

In the laboratory, chimps don't______share food either. If a chimp is put in a cage where he can pull in one plate of food for himself or, with no greater effort, a plate that also provides food for a neighbor to the next cage, he will pull   ____—he just doesn't care whether his neighbor gets fed or not. Chimps are truly selfish.

Human children,______, are extremely cooperative From the earliest ages, they decide to help others, to share information and to participate in achieving common goals. The psychologist Michael Tomasello has studied this____   in a series of experiments with very young children. He finds that if babies aged 18 months see a worried adult with hands full trying to open a door, almost all will immediately try to help.

There are several reasons to believe that the urges to help, inform and share are not taught, but naturally______in young children. One is that these______appear at a very young age before most parents have started to train their children to behave______. Another is that the helping behaviors are not improved if the children are rewarded. A third reason is that social intelligence______in children before their general cognitive skills, at least when compared with chimps In tests conducted by Tomasello, the human children did no better than the chimps on the______world tests but were considerably better at understanding the social world.

The core of what children's minds have and chimps' don't is what Tomasello calls shared intentionality. Part of this ability is that they can______what others know or are thinking. But beyond that, even very young children want to be part of a shared purpose. They actively seek to be part of a "we", a group that intends to work toward a(n)______goal.

3 . A true reality of retirement planning is that your future is riding on the quality of your assumptions. Humble ______ can be dangerous.

For example, eight years into this bull market, expecting stocks to deliver as strong returns over the next decade is an uncertain proposition many are nonetheless ______.

Another potential ______ assumption is that you will be able to keep working past 65. Yet the recently released 2017 Retirement Confidence Survey by the nonpartisan Employee Benefit Research Institute finds that more than half of workers say they expect to still be on the clock past age 65. ______, less than 15 percent of today's retirees kept working that long.

"If you plan on working longer as a way to get by in retirement, you are going to be in trouble," says Craig Copeland, senior research associate at EBRI. "It should be a ______ to a solid savings and spending plan, not the foundation."

It's simply too ______ to assume you will indeed be able to work longer. A survey by the Transamerica Center for Retirement Studies found that nearly two-thirds of retirees left the workforce earlier than expected because they were laid off, reorganized out of a position, or due to general unhappiness with a job. Only 16 percent of retirees who ______ the work force earlier than they expected did so because they felt they could ______ afford to.

______, a new report from Prudential puts a dollar value on why your current employer may not be inclined (倾向于) to do back flips to keep an older you happy and engaged. The estimated one-year cost to a firm when an employee ______ retirement: $50,000.

Prudential estimates that on a company-wide level, delayed retirement can ______   overall workforce costs by 1 percent to 1.5 percent. That's not nothing. And it goes a long way in explaining why employers may be more inclined to focus on "financial wellness" strategies to get workers ready to retire ______ than programs to help workers delay retirement.

Fewer than one-third of employees surveyed by TCRS report their employer has some sort of "transition" program such as flexible work schedules, reduced hours or ______ to a different role.

"Workers' vision of retirement is changing faster than employers' business ______," said Catherine Collinson, president of TCRS. That makes it ever more crucial for pre-retirees to take the steps today that will increase the ______ they can continue to work longer, if that's part of the plan.