Few places are developing towards a cashless future as quickly as Sweden, which is now enjoying the     1     (convenient) of electronic payment. This year, only about 20% of all consumer payment in Sweden is made in cash,     2     (compare) with an average of 75% in     3     rest of the world. And many of the country’s banks no longer accept or offer cash.

Not everyone is joyful. Some people say Sweden’s electronic payment might result     4     more Internet crimes. Also, elderly people in Sweden who use cash may be     5     (easy) ignored. And young people using apps to pay for everything or taking out loans via mobile phones risk     6     (fall) into debt.

However, advocates like Mr. Tim refer to personal safety as a reason that countries should go cash-free. His son’s apartment was broken into twice several years ago. “ If this     7     (be) a cashless society, the robbers couldn’t sell     8     they steal,” said Mr. Tim.

Certainly，cash isn’t dead. The Swedish central bank predicts it’ll decline fast     9     still be working in 20 years. Anyway, for more and more consumers, cash is no longer     10     (they) habit.

As a    1    (three) generation native of Brownsville, Texas, Mildred Garza never planned to move away. Even    2    her daughter and son asked her to move to San Antonio to help with their children, she    3    (polite) refused. Only    4    a year of friendly discussion did Ms Garza finally say yes. That was four years ago. Today all three generations regard the move as a success, giving them a closer relationship than they would have had in separate cities.

No statistics show the number of grandparents like Garza who are moving closer to adult children and grandchildren.    5    there is evidence    6    (suggest) that the trend is growing. Even the former President Obama's mother­in­law, Marian Robinson,     7    (agree) to leave Chicago and move into the White House to help care for her granddaughters. According to    8    study by grandparents.com, 83 percent of the people said Mrs.Robinson's    9    (decide) will influence grandparents in the American family. Two­thirds believe    10    (many)families will follow the example of Obama's family.

Air travel makes both people and service dogs very nervous. There are classes     1    people get help to defeat their fear of flying. And there is similar training for service dogs     2     (suffer) the same problem. You will     3     (frequent) see them working on buses, trains and other public transport systems. But the busy environment found at an airport can trouble even the     4     (good) trained service dogs. People with disabilities depend on     5     (they) dogs. They should be reliable, and they can safely guide the people through security areas. It is especially when the flying is not smooth     6    they need the dogs to remain calm on duty on the airplane. It takes special training.

The Air Hollywood K9 Flight Center is a school where such help     7    guiding the disabled can be found. Dog trainers say successful training     8     (base) on a simple rule: preparation. Being exposed(暴露) repeatedly to the environment, to loud noises, to sounds, makes dogs used to acting and they don't get    9     ( excite), when they are trained on a daily basis.

Dog     10     (own) who have attended the training at Air Hollywood K9 Flight School — it was opened say they now feel much more at ease about future flights. Their dogs also seem ready for takeoff.

Recently researchers have   found that singing in groups could have a positive impact on reducing anxiety and     1     (depress). The research is from the University of East Anglia in the UK, in cooperation with a community singing group     2     (call) Sing Your Heart Out. A research team conducted the study     3    (examine) how singing with other people affects mental health. Researchers followed a group of people     4     attended free     5    (week) singing workshops for six months. They discovered that singing in groups was     6     essential part in helping people recover from mental illness. In addition, it helped people feel     7    (little) stressed, enhanced their mood and increased their confidence, social skills and feeling of well-being.

Lead researcher, professor Tom Shakespeare, said: “We found that singing as part of a group contributes     8     people's recovery from mental health problems.” He added that: “All of the participants we spoke to reported positive     9     (effect) as a direct result of taking part in the singing workshops. For some, it represented one component of a wider programme of support. For others, it     10    (stand) out as key to their maintenance of health.”

Will cash disappear from our neighborhoods? Cash will likely become less popular, thanks to the high cost of using cash and the     1    (grow) number of alternatives. The future will be ＂less cash＂rather than cashless.

Cash is unique among payment instruments in that anyone can transact(交易), any time, any place, with no third parties     2     (involve). With this freedom     3    (come) strong privacy protection. Currency neither knows nor cares who holds it or when and where a transaction occurred. People have     4     sense of security when they have cash with them. These entries will, of course, evolve(进化) as our societies become more     5    (digital) native. However, old habits and viewpoints take a long time     6     (turn)over. Some     7    (merchant)will resist the costs of new equipment or fees that accompany cash alternatives. Cash     8    (consider) more convenient and universal, while with digital transactions there’s always concerns about hacking and fraud(诈骗).

So, no matter where we are in the world, let us celebrate the ATM’s half-century of service. Though cash may become less popular, rest assured that there will always be someone     9     will stop you in the street asking for directions     10     the nearest ATM.

Culture shock isn’t a clinical term or medical condition. It’s     1    (simple) a common way to describe the confusing and nervous feelings     2     a person have after leaving a familiar culture to live in a new and different culture.

To understand culture shock, it is vital to understand what culture is. You may know that genes determine a big part of     3     you look like. What you might not know is that your environment has a big effect on your     4    (appear) and behavior as well.

Your environment isn’t just the air you breathe and the food you eat, though; a big part of your environment is culture. Culture     5    (include) the common things that members of a community learn from family，friends，media，literature，and even strangers. Often，you don’t even know you are learning these things because they become second-nature to you－for instance，the way you follow     6    (shake) hands with someone，the kind of things you find     7    (interest)，or how you view religions.

The differences between cultures can make     8     very difficult to adjust to the new surroundings. When you go to a new place，such as a new country or even a new city，you often enter a culture that is different     9     where you used to live. Sometimes your culture and the new culture are similar. Sometimes，they can be very different. What might be perfectly normal in one culture－for example，spending hours eating a meal with your family－might be unusual in a culture     10    (value) a more fastpaced lifestyle.