As we live longer and technology continues its rapid development, we can imagine a future where machines will enlarge our human abilities and help us make better life choices, from health to wealth. Through our dialogue and digital pieces, AI will understand our life goals and wishes, our duties and limitations. It will help us plan different life events, so we can spend more time enjoying life’s moments.
The ability for artificial intelligence to understand the complexities and slight differences of human conversation is, however, one hurdle. There are several thousand known living languages in the world today. Adding to the difficulties are the varied ways words are shared and used across different cultures, including grammar, levels of education and styles of the speakers. Google Duplex, the technology supporting Google Assistant, which places phone calls using a natural-sounding human voice instead of a robotic one, is an early attempt to address such challenges in human communications. But these are just initial whispers in voice of AI’s long journey.
Beyond making reservations and conducting simple dialogues, virtual assistants will need to become far more useful and further fit into the parts of our everyday lives. Not only will they need to foresee what we need before we ask, they also need to understand the context of our conversations and react accordingly. Imagine a snow day when school is canceled for the kids. Knowing that you must now stay at home with your children, your phone would remind you, asking if you’d like your meetings moved to the following day. Alternatively, imagine how much more pleasant your journey home from a business trip would be if your phone could automatically arrange for a ride waiting to pick you up at the airport, based on your travel plan, location, and habits. The possibilities are endless.
1. What do we know about AI?A.They narrow our abilities. | B.They limit our better choice. |
C.They don’t know our limitations. | D.They help us enjoy life better. |
A.Low level of speakers. | B.Imperfection of AI. |
C.Varieties of languages and cultures. | D.Similarities between languages. |
A.Doubtful. | B.Approving. |
C.Negative. | D.Critical. |
A.AI Will Replace Humans |
B.AI Will Set Goals for Us. |
C.AI Will Be Part of Our Daily Lives. |
D.AI Will Meet Challenges. |
相似题推荐
【推荐1】A research was carried out by the Associated Press-NORC Center for Public Affairs Research. It comes after a Chinese scientist claimed in November to have created the world’s first gene-edited human babies. More than 1,000 people were questioned in the study. The researchers said Americans value the medical promise of technology that could change the genetic qualities human parents pass on to their children. But they worry whether it will be used in a moral way.
Gene editing takes out a part of DNA to remove, replace or repair a gene. Changes to adult cells only affect the person being treated. But editing genes in eggs, sperm or embryos (胚胎) can change the resulting child in ways that can be passed to future generations. Because of its important effects, international science guidelines say gene-editing should not yet be tested in human pregnancies. Scientists say more laboratory research is needed to prove whether or not it is safe.
The AP-NORC study suggests that 71 percent of Americans approve of using gene editing to prevent deadly diseases, such as cystic fibrosis and Huntington’s disease. The study found that 65 percent of Americans would approve of using gene editing to prevent conditions such as blindness. There also was support for using the technology to reduce the risk of diseases that might develop later in life, such as cancer.
However, 66 percent of Americans oppose using gene editing to change qualities such as intelligence or athletic ability. They also oppose changing physical qualities such as eye color or height, the study found.
Dr. Robert Klitzman studies biological research rules. He noted that, if fertility clinics start to edit the genes of embryos, there will be hard choices to make about what conditions can be changed.
What if scientists could identify genes involved with depression or autism or high body weight? Would they be acceptable to edit? “It’s one thing to look at the extremes of fatal diseases versus cosmetic things, but in the middle are going to be these very different issues,” Klitzman said.
1. What can be learned about editing genes in embryos?A.It can only affect the embryos being treated. |
B.It will be completely safe to the embryos. |
C.The effect can be passed to future generations. |
D.It can be done without any laboratory research. |
A.It’s difficult to decide what to change when editing genes. |
B.It’ s hard for scientist to identify genes. |
C.Gene editing will be used to prevent fatal diseases. |
D.Gene editing is not supported by the government. |
A.71% of Americans agree to use gene editing to prevent blindness. |
B.Gene editing is a promising technology that should be widely used. |
C.Americans approve of gene editing only for health purposes. |
D.Most Americans are indifferent to the new technology. |
A.A kind of disease. | B.An unhealthy baby. |
C.A disabled person. | D.A mood of happiness. |
【推荐2】While ChatGPT answered a variety of questions raised by testers successfully, some responses were noticeably off. In fact, Stack Overflow—a website for programmers—didn’t allow users to share information from ChatGPT, saying that it’s “harmful to the site and to users who are asking or looking for correct answers.”
Beyond the issue of spreading incorrect information, the tool could also be used to explain problematic thoughts, and as with all AI tools, spread biases (偏见) based on the pool of data on which it’s trained. Typing something involving a CEO, for example, could arouse a response assuming that the individual is white and male, for example.
“While we’ve made efforts to make the model refuse unsuitable requests, it will sometimes respond to harmful instructions or exhibit biased behavior,” OpenAI, the company that created ChatGPT, said on its website.“We’re using the Moderation API to warn or stop certain types of unsafe content, but it still has some false negatives and positives for now. We’re eager to collect user feedback (反馈) to aid our ongoing work to improve this system.”
Still, Lian Jye Su, a research director at market research company ABI Research, warns the chatbot is operating “without understanding the context of the language.”
“It is very easy for ChatGPT to give plausible-sounding (听起来合理) but incorrect or senseless answers,” he said.“It guessed when it was supposed to explain and sometimes responded to harmful instructions or exhibited biased behavior. It also lacks regional and country-specific understanding.”
While ChatGPT is free, it does put a limit on the number of questions a user can raise before having to pay. When Elon Musk, a co-founder of OpenAI, recently asked Altman on Twitter about the average cost per ChatGPT chat, Altman said:“We will have to monetize (货币化) it somehow at some point; the compute costs are eye-watering.”
1. Why does the author mention Stack Overflow?A.To tell how narrow-minded it is. |
B.To reveal (揭露) the competition it has with ChatGPT. |
C.To show the negative influence of ChatGPT. |
D.To indicate ChatGPT’s strong ability. |
A.The problem OpenAl is now facing. |
B.The reason for the use of Moderation API. |
C.The efforts OpenAI make for improvement. |
D.The success in solving OpenAI’s problem. |
A.It does not do market research. | B.It only works through guessing. |
C.It cannot respond properly based on contexts. | D.It holds bias on all underdeveloped regions. |
A.Is ChatGPT good enough? |
B.How to make full use of ChatGPT? |
C.ChatGPT: More Money-saving. |
D.ChatGPT: Wave of the Future. |
【推荐3】The world’s elderly population is increasing. The number of older people ---those age 60 years or older ---is expected to double by 2050 and is growing faster than all younger age groups across the globe. That comes with an increasing need for caregivers which can provide 24-hour care, not only at hospitals or nursing homes, but also at private homes.
Already, caregiving robots are programmed to ask questions a nurse would ask and can keep an eye on patients for falls. These robotic assistants are expected to become increasingly marketable and reach 450,000 by 2045 because of the expected caregiver shortage in the USA.
“Unluckily, the hard structure of present caregiving robots prevents them from a safe human-robot interaction(互动), limiting their assistance to only social interaction and not physical interaction,” said Ramses Martinez, an assistant professor in Purdue’s College of Engineering . “After all, would you leave babies or old people in the hands of a robot?”
Recent advances in material science have enabled the production of soft robots with deformable (可变形的) bodies or the ability to reshape when touched , but today the complex design prevents the use of this technology at home .
However, Martinez and other researchers have developed a new design method which shows promise in enabling the production of soft robots using a 3D printer.
“The soft machines move like humans. Their ability to change their body structure and movement to adapt ( 适应 ) to a wide variety of environments will improve caregiving greatly,” says Martinez .
The researchers are looking for partners to test and bring their technology to market.
1. What does the underlined word “That” in Paragraph 1 refer to?A.The younger age group |
B.The group of older people |
C.The population across the globe |
D.The growth of the elderly population |
A.They can’t provide safe physical interaction |
B.They can’t communicate with patients |
C.They can’t watch patients for falls |
D.They can’t provide 24-hour care. |
A.It requires a special kind of 3D printer. |
B.It makes the production of soft robots simpler. |
C.It has been put onto the market. |
D.It is hard for users to master. |
A.The robot industry in the future |
B.Effects of population ageing |
C.Robots for the elderly created with 3D printers |
D.The development of caregiving robots |
【推荐1】“May 17, 2157
Dear diary,
Today, Tommy found a real book!...”
“What’s it about?” Margie asked.
“School. ” replied Tommy, turning the yellow pages.
“Why would anyone write about school? I hope they can take my geography teacher away.”
“It’s not our school. This is the old sort that they had centuries ago.”
“Anyway, they had a teacher.” Margie said, reading the book over his shoulder.
“Sure, they had a teacher, but it wasn’t a regular teacher. It was a man.”
“A man? How could a man be a teacher?”
“Well, he just told the boys and girls things and gave them assignments and asked them questions.”
“A man isn’t smart enough.”
“Sure, he is. My father knows as much as my teacher.”
Margie wasn’t prepared to argue about that. She said, “I wouldn’t want a strange man in my house to teach me.”
Tommy laughed. “The teachers didn’t live in the house. They had a special building and all the kids went there.”
“And all the kids learned the same thing?”
“Sure, if they were the same age.”
“But my mother says a teacher has to be adjusted to fit the mind of each boy and girl it teaches and that each kid has to be taught differently.”
“If you don’t like it, you don’t have to read the book.”
“I didn’t say I didn’t like it,” Margie said quickly.
They weren’t even half-finished when Margie’s mother called, “Margie! School!”
“Not yet, Mamma.”
“Now!” said Mrs. Jones.
Margie said to Tommy, “Can I read the book some more with you after school?”
“Maybe,” Tommy said.
Margie went into the schoolroom, right next to her bedroom, and the mechanical teacher was on waiting for her.
The screen was lit up, and it said, “Please insert yesterday’s assignments in the proper slot.”
Margie was still thinking about the old schools they had when her grandfather’s grandfather was a little boy. All the kids from the whole neighborhood came, laughing and shouting in the schoolyard, sitting together in the schoolroom, going home together at the end of the day. They learned the same things, so they could help one another on the assignments and discussed them.
And the teachers were people…
1. Which of the following can be inferred from the passage?A.It’s common to read paper books in 2157. | B.Margie doesn’t like her school. |
C.Online learning is what Margie wants. | D.Tommy feels his father is smarter than his teacher. |
A.There are only female teachers at school. | B.Teachers give no assignments to students. |
C.A special building is constructed for teachers. | D.Students are taught differently at school. |
A.window | B.Envelope | C.Screen | D.Schoolroom |
A.Longing | B.Objection | C.Doubt | D.Tolerance |
【推荐2】Futurologists(未来学家)predict that life will probably be very different in 2050 in all the fields of activity,from entertainment to technology.First of all,it seems that TV channels will have disappeared by 2050.Instead,people will choose a programme from a “menu”(菜单)and a computer will send the programme directly to the television.Today,we can use the World Wide Web to read newspaper stories and see pictures on a computer thousands of kilometres away.By 2050,music,films,programmes,newspapers and books will come to us by computer.We will also be able to see,smell and touch the things that we see on television.
In transport,cars will run on new,clean “gas” and they will go very fast.Cars will have computers to control the speed of the car and there won't be any accidents.Today,many cars have computers that tell drivers exactly where they are.By 2050,the computer will control the car and drive it to where you want to go.Space planes will fly all over the world and people will fly from Los Angeles to Tokyo in just two hours.
In technology,robots will have replaced people in factories.Many factories already use robots.Big companies prefer robots — they do not ask for pay rises or go on strike,and they work 24 hours a day.By 2050,we will see robots everywhere — in factories,schools,offices,hospitals,shops and homes.
Last but not least,medicine technology will have conquered many diseases.By 2050,we will be able to help blind and deaf people see again and hear again.Scientists will be able to produce clones of people and decide how they look,how they behave and how much intelligence they have.
1. What is NOT true about television by 2050 according to this passage?A.One will be able to smell the food on television. |
B.One can have a try of the food he or she sees on television. |
C.There will be no channels for us to choose programmes. |
D.Televisions will be completely controlled by computers. |
A.Cars will go at a very high speed on their own. |
B.Space planes will fly all over the world in a short time. |
C.There will be less pollution and no car accidents. |
D.Computers will tell people where they are going. |
A.people will live more healthily and longer |
B.computers will control the speed of cars |
C.people can read newspapers through a computer |
D.there will be no people working in factories |
A.Doubtful. | B.Sad. |
C.Happy. | D.Worried. |
【推荐3】Welcome to your future life.
You get up in the morning and look into the mirror. Your face is firm and young-looking. In 2035, medical technology is better than ever. Many people of your age could live to 150, so, at 40, you aren't old at all. And your parents just had an anti-aging(抗衰老)treatment.Now,all three of you look the same age.
You say to your shirt, “Turn red.” It changes from blue to red. In 2035,“smart clothes” contain particles(粒子) much smaller than the cells(细胞)in your body. They can be programmed to change your clothes' color or pattern.
You walk into the kitchen. You pick up the milk from the fridge, but a voice says, “You shouldn't drink that!” Your fridge has read the smart chip(芯片)that contains information about the milk, and it knows the milk is old. In 2035,every article of food in the grocery store has such a chip.
It's time to go to work. In 2035, cars drive themselves. Just tell your “smart car" where to go. On the way, you can call a friend using your jacket sleeves. Such"smart technology" is all around you.
So will all these things come true?"For new technology to come early,"says scientist Andrew Zolli,“much has to be done so that new things will replace what we have today."The Internet is an example-what will be the next?
1. What is the theme of the text?A.The Internet. | B.The future life. |
C.The anti-aging technology. | D.The ways of transportation. |
A.Clothes. | B.Cells. | C.Colors. | D.Particles. |
A.It can change its color. | B.It can tell you where to go. |
C.You can, just tell it where to go. | D.You can call your friend to drive it for you. |
A.Nothing is impossible. |
B.Every coin has two·sides. |
C.Where there is a will, there is a way. |
D.Never count the chicken before they are hatched(孵化)。 |
A.Science. | B.Health. | C.Fashion. | D.Advertisement. |
【推荐1】Vampire bats live in the warmer areas of Central and South America. They are the only warm-blooded animals with a blood-only diet. They live in groups that can number from the tens to thousands of individuals.
Most people would not think of friendship and cooperation(合作)when considering vampire bats. But experts say maybe we should. New research shows that vampire bats have deeper social relationship with one another than scientists had thought. The study shows that vampire bats form friendships and meet at feeding time to hunt together.
Researchers attached small devices to 50 vampire bats in Panama to follow their path as they feed at night. The bats drink blood from wounds they cause on cows in open fields. Female bats were chosen in the study, as researchers believe they have stronger social relationships than males.
Twenty-three bats born in the wild had been caught and studied for about two years for related research into bat social behavior. Social connections had already been observed among some of them. They live together in trees, clean each other and share meals. The scientists used tiny sensor devices on the flying bats to learn whether their hunting behavior was also social. The sensor data showed that the bats would often join a “friend” while searching for food.
Gerald Carter is a scientist with the Ohio State University and the Smithsonian Tropical Research Institute. He led the research published in the journal PLOS Biology. “This study opens up an exciting new window into the social lives of these animals.” he said, “Each bat maintains its own network of close cooperative social connections.”
The researchers guess that the bats join their friends during the hunt to help each other. They think the bats might exchange information about prey(猎物)position or access to an open wound for feeding.
Simon Ripperger, a researcher at the Smithsonia Tropical Research Institute and a writer of the study said people’s first response to vampire bats is usually fear. He added, “but once you tell them about their complex social lives, they are quite surprised that we can find such behavior that is somewhat similar to what humans do-and which one would maybe expect in primates(灵长类)—in bats.”
1. What do we know about vampire bats from the passage?A.They feed in the daytime. |
B.They tend to live individually. |
C.They are good at building social connections. |
D.They are the only warm-blooded animals in Central and South America. |
A.The researchers chose the wild female vampire bats in the study. |
B.Vampire bats’ hunting styles were found with the help of sensors. |
C.Male vampire bats are thought to have weaker socializing ability than females. |
D.The information about hunting is definitely shared among vampire bats’ social circle. |
A.Vampire bats are a kind of primates. |
B.Vampire bats have something in common with humans in socializing. |
C.Vampire bats are similar to primates in feeding style. |
D.People knew the vampire bats well before the research. |
A.To introduce vampire bats’ feeding habits. |
B.To explain how vampire bats make their connections. |
C.To compare humans and vampire bats. |
D.To inform readers of the amazing socializing ability of vampire bats. |
【推荐2】For many of us, there’s nothing better than burying our head in a good book. Whether it’s a crime story or a biography of someone’s amazing life, it’s good to read a book to switch off from the distractions of everyday life and help us relax. Maybe that’s why some of them are actually described as a therapy to sickness.
It may seem obvious that reading is good for us. It can be educational, and, as some say, it can ‘broaden the mind’. A good novel can make us happy or sad, or make us cry as we sympathize with characters. The power of books was recognized a few years ago by the British charity Reading Agency, who published a list of books that doctors could offer to patients, concerning topics from depression to chronic(慢性的)pain. It called this “bibliotherapy” and it’s become so successful that it’s about to be extended to children as well.
Professor Philip Davis studies the effects of literature and is author of a book called Reading for Life. He studied people in reading groups and found that it’s reading literature — written works thought to have artistic value, that has the best effect. “When reading something for pleasure, the brain begins to work from different parts, from a different hemisphere and it gets excited, it gets pre-emotional — and you can see the brain coming to life.” he said.
Of course, it’s easy in our smartphone generation to desert a good book and play with our phones instead. But opening up a paperback could be a simple way to help boost or maintain our mental health. It’s thought they can help you set targets and find focus. And they may allow you to see that awkward situation you’ve been anxious about for weeks from someone else’s perspective.
If you’re not a keen reader it can be hard to know where to begin. If the Reading Agency book list doesn’t appeal, you could read book reviews, visit a library or bookshop or ask a friend. Once you’ve found the right text, you’ll be attracted! And if you still love your technology, you could always use an e-reader.
1. What can be learned from the first two paragraphs?A.Books are a better way to cure sickness. |
B.Reading allows one to focus on daily life. |
C.“Bibliotherapy” has proved effective for adults. |
D.Reading Agency first realized the power of books. |
A.To state functions of various books. |
B.To value medical effects of reading. |
C.To advocate people doing more reading. |
D.To recommend books listed in Reading Agency. |
A.not all literature has artistic value | B.written works have educational value |
C.literature is a main source of pleasure | D.reading literature can activate the brain |
A.They are less addictive. | B.They are more accessible. |
C.They benefit your mental health. | D.They rid you of awkward situations. |
【推荐3】Researchers from London’s Queen Mary University studied how participants were affected by pollution based on where they live. In the journal Circulation on Friday, the scientists revealed that air pollution can harm the heart to the point where it resembles (类似) the early stages of heart failure.
According to Emory Healthcare, deaths have decreased around 12 percent per decade on average over the past 50 years, but 287,000 people die frorn heart failure each year. There are more hospitalizations from heart failure each year than all cancers combined.
In this study, the scientists examined information from 4,000 participants that were in the UK Biobank study. Volunteers had blood tests, health scans and heart MRIs, which measured the function, size and weight of their hearts. They also recorded their lifestyle, health record and where they’ve lived.
The team found participants had larger right and left ventricles (心室) in the heart when they lived closer to busy roads and were exposed to nitrogen dioxide(NOz), which enters the air when fuel is burned. The right and left ventricles are crucial for pumping blood. They were healthy but resembled the ventricles in early-stage heart failure. The scientists found that the higher the exposure to the pollutants, the greater the changes in the heart.
“Air pollution should be seen as a modifiable risk factor,” Dr. Nay Aung, who led the data analysis of the study, said in a statemnent from Queen Mary University. “The public all need to be aware of their exposure when they think about their heart health, just like they think about their blood pressure and their weight.”
Professor Jeremy Pearson, Associate Medical Director at the British Heart Foundation said in the statement from Queen Mary University, “We can’t expect people to move home to avoid air pollution, so government and public bodies must act right now to make all areas safe and protect the population from these harm.”
1. What is the finding of the study?A.Air pollution causes many people to die. |
B.People have big problems of heart health. |
C.People’s houses have a great effect on the heart. |
D.Air pollution makes our hearts at risk of heart failure. |
A.It can be cured easily. | B.It remains a serious threat. |
C.It’s the most common illness. | D.It causes people to suffer cancers. |
A.They had many health problems. | B.Their ventricles worked better. |
C.Their hearts were out of danger. | D.The size of their hearts was bigger. |
A.Moving to safer areas. | B.Living far away from crowds. |
C.Taking notice of air pollution. | D.Taking blood pressure regularly. |
【推荐1】Boma International Hospitality College(BIHC), in partnership with the Business & Hotel Management School, Switzerland(BHMS), is a hospitality (酒店管理) college based in Nairobi, Kenya. It is focused on developing the next generation of world-class hospitality professionals. The college is devoted to offering students state of the art study programs, designed to promote access to demanding, but rewarding careers.
BIHC is currently seeking for a College Principal whose key responsibilities include, but are not limited to:
•Reporting to the BIHC Board of Directors for meeting the college’s overall objectives and plans;
•Providing leadership and carrying out academic and operational excellence across the institution;
•Developing and carrying out the college’s strategic plan;
•Establishment and improvement of standard operating policies and procedures to ensure academic and operational excellence;
•Management of budgets and financial performance;
•Encouraging continued improvement in curriculum and teaching methods;
•Promoting the reputation of the College, locally and internationally.
Our ideal candidate has the following key characteristics:
•Possesses a thorough understanding of international hospitality standards;
•Has 10+ years’ experience in an institution of higher learning;
•Passionate about the hospitality industry and developing themselves and the people within it.
If interested, please ensure to submit the following documents:
•A cover letter;
•Curriculum Vitae;
•Copies of relevant diplomas and corresponding transcripts.
Professional references, with contact details may also be submitted.
Interested candidates are welcome to submit their applications to the following e-mail address; recruitment@preferredpersonnel.co.ke no later than April 24th, 2020.
1. An ideal candidate should have some necessary qualities EXCEPT _____________.A.loving the hospitality industry |
B.having over 10 year`s experience of teaching |
C.being familiar with international hospitality standards |
D.keeping improving himself or herself |
A.BIHC aims to develop world-class hospitality principals. |
B.Applications mailed on April 25th, 2020 are also valid. |
C.College Principal should design art study programs for students. |
D.An applicant must hand in copies of his or her certificates. |
A.To advertise for a college principal in BIHC. |
B.To list responsibilities of a college principal. |
C.To briefly introduce BIHC, a hospitality college. |
D.To recommend a hotel-BIHC to visitors. |
【推荐2】On October 23, 2016, David Pologruto, a high school physics teacher, was stabbed by his smart student Jason Haffizulla. Jason got straight A’s and was determined to study medicine at Harvard, yet this was his downfall. His physics teacher gave Jason a B, a mark Jason believed would undermine his entrance to Harvard. After receiving his B, Jason took a butcher knife to school and stabbed his physics teacher.
How can someone as smart as Jason do something so dumb? Studies show there is little or no connection between IQ and emotional intelligence.
During my early university years, I regarded myself as an intelligent guy. I got good marks in mathematics, physics, and other subjects. I thought such skills would surely give me a bright future. After one year of study with decent marks, I began to see two major classes of students. The first category of students turned up to few lectures, partied every weekend, enjoyed a great social life, and did minimal work to pass courses. The second category of students were intelligent and hard workers who got good grades and were very focused on their studies. Surely would these intelligent and hard-working students find the great jobs before the other lazier class of students?
Not so. Students are often shocked upon graduation that their qualifications are not as important as they once thought. Graduates enter the workforce only to realize that co-workers hate them and less intelligent people are the ones receiving promotions (晋升).
Educational skills are useless in some industries when interpersonal skills are absent. You can have great ideas, theories, and solve complex problems, but if you cannot effectively communicate with your colleagues, you will face difficult situations. It’s not that people dislike you because of your intelligence; it’s that people dislike you because you’re rude and not understanding. The intelligent person with poor communication skills is unaware of others’ emotions.
1. Jason Haffizulla stabbed his physics teacher because ________.A.he was not smart enough at studies | B.he was unfairly treated by his teacher |
C.he got a worse mark than usual | D.he was disappointed with his downfall |
A.limit | B.help |
C.destroy | D.benefit |
A.they are not considerate enough |
B.they are envied for their intelligence |
C.they can solve more complex problems |
D.they can’t settle the challenges they meet |
A.What kind of students can succeed in college. |
B.Smart people have poorer communication skills. |
C.Intelligent students will meet more challenges at work. |
D.Smart students should balance their IQ and emotional intelligence. |
【推荐3】If you go to any college in the United States, you will find most students carrying the same items:books, laptops, cell phones and their official school identification cards, or IDs. These small plastic cards do more than showing the names and pictures of students.
In recent years, IDs in some colleges can also buy things. The schools enter into agreements with banks so students can link their cards to private financial accounts. This way, students can use their cards to pay for things like food on campus and school supplies. In other words, their IDs become debit cards(借记卡). However, new research suggests that the way these card programs operate can harm students.
The U.S. Public Interest Research Group(U.S. PIRG) aims to use research to support and protect people's financial interests. The organization has been looking into agreements between colleges and banks for several years.This April, Kaitlyn Vitez, higher education campaign director for U.S. PIRG, released their latest findings."Students with campus debit cards paid over $ 24 million in fees during the last contract year. For example, students may be charged fees if they use another bank to withdraw money. Or, they may be charged fees if they spend more money than they have in their bank accounts , " she said . " Any large fee can create unexpected problems for students , however , banks do not make possible fees clear enough to students."
U.S.PIRG noted that some banks pay colleges for permission to advertise their debit card programs on campus. The advertising can appear to be part of official school programmes and students may feel pushed towards opening accounts.U.S.PIRG also found a connection between colleges with paid agreements and student fees. Students at colleges that received money from banks ended up paying up to 2.3 times more than students at colleges with unpaid agreements. U.S. PIRG contacted several of the colleges in their latest research, yet they seem not to give satisfying comments.
1. What is the second paragraph mainly about ?A.Potential harm of IDs. | B.Additional use of IDs. |
C.Students consuming habits. | D.Students' financial condition. |
A.All banks pay for their bank card ads on campus. |
B.Campus debit cards present high fees for students. |
C.Many students like to use debit cards at college. |
D.Colleges have signed illegal agreements with banks. |
A.Colleges benefit a lot from working with banks. |
B.Most students fall into heavy debts at college. |
C.Banks give away students' financial privacy somehow. |
D.Students lack enough information on their campus debit cards. |
A.Solutions to the phenomenon. | B.Future of school IDs. |
C.Details of debit card programs. | D.Response of some schools. |