We all know your student loan will only go so far. So what can you do to save those pennies (便士) and eventually a pretty substantial amount in the long run? Here is some advice from L&S Editor Marianne Lampon.
FOOD
—Buy the supermarket’s Own Brand products: When it comes to items such as cheese, milk, and more, the Own Brand products can be bought much cheaper but without lowering the quality.
—Coupons (优惠券), coupons, coupons: It’s really worth hitting the Internet for some extra coupons, especially for meals out with a big group. Keep an eye on restaurants that offer a cheaper Set Menu or that do 2 for 1 deals on main courses.
STUDENT-ONLY OFFERS
—Fresher’s Fair: Say hello to free pens, bottle openers and a bunch of things you never knew you needed. Freshers get involved!
—Student discount in stores and online: Showing your University ID card will save you at least 10% with a lot of online or offline businesses. As a result, you’ll feel slightly less guilty about buying those new pair of Nike’s.
FASHION
The shift from summer to autumn can be a sad time, but it needn’t hurt your wallet!
—Accessories (配饰): Basically, wear your summer clothes with warm and comfortable accessories. How about those shorts? Just team them with a pair of tights and you’re good to go.
—Charity shops: The perfect way to stay on-trend and at a super affordable price.
So there it is! Sticking to some of these ideas will really help save some money in the long run, proving a little really does go a long way.
1. What can you do to save money when eating out with classmates?A.Order Own Brand products. | B.Use online coupons. |
C.Search for the Set Menu. | D.Choose student-only restaurants. |
A.The supermarket. | B.Fresher’s Fair. | C.Online stores. | D.Charity shops. |
A.Taste. | B.Security. | C.Fashion. | D.Price. |
相似题推荐
【推荐1】Have you ever had the experience of talking to someone and you think they are lying? Well, you are not alone. We’ve all had that feeling. But did you know that there are several things you can look for to see if you are being lied to?
Sometimes you can tell if a person is lying by observing what they do with their body. When people are lying they tend not to move their arms, hands or legs very far form their body. They don’t want to take up very much space because they don’t want to be noticed. Sometimes a person who is lying will not look you in the eyes. Other times people who lie try to look at you in a strong way because they want to convince you they are telling the truth.
Liars also use deflection. For example, if you ask a liar the question“did you steal Fatima’s bag?”,they may answer with something like“Fatima is my friend, why would I do that?”in this situation the person is telling the truth, but they are also not answering the question. They are trying to deflect your attention. Liars may also give too many details. They may try to over-explain things. They do this because they want to convince you of what they are saying.
Often when a person is lying, they do not want to continue talking about their lie. If you think someone is lying, quickly change the subject. If the person is lying, they will appear more comfortable because they are not talking about their lie any longer. A little later, change the subject back to what you were talking about before. If the person seems uncomfortable again, they may be lying.
It’s very hard for a liar to avoid filling silence created by you. He or she wants you to believe the lies being woven; silence gives no feedback on whether or not you’ve bought the story. If you’re a good listener, you’ll already be avoiding interruptions, which in itself is a great technique to let the story unfold.
Just because a person is showing these behaviors, it doesn’t mean they are lying. They might be shy or nervous. But if you think someone is lying, you might want to use some of these techniques. Hopefully, you won’t need to very often.
1. By saying“Liars also use deflection.”,the writer means that liars may ______.A.tell great stories | B.change tone of voice |
C.ask a question in reply | D.avoid direct answers |
A.offers more information than necessary |
B.appears to be shy or nervous |
C.changes the subject of the conversation |
D.speaks very fast and vaguely |
A.liars always try to avoid direct eye contact when they tell lies |
B.we can make people lie by changing the subject in a conversation |
C.liars are often expansive in hand and arm movements while talking |
D.we make liars uncomfortable by giving no feedback in a conversation |
A.who deceives us | B.why people tell lies |
C.how to detect lies | D.what to do with liars |
The good news is that in 2007, Congress recognized that there were so many students in Wheeler’s position that it passed the College Cost Reduction and Access Act. There were two programs established by this act that Wheeler should look into.
The first is the income-based repayment plan, which allows lower-income graduates with a lot of debt to reduce their monthly payments. Depending on a graduate’s income and level of debt, the program, which goes into effect on July 1, could limit his or her annual educational loan debt repayment to 15 percent of discretionary income(可随意支配的收入),said Peter Mazareas, vice chairman of the College Saving Foundation.
The second is the public service loan forgiveness plan, in which the federal government will forgive the remaining debt of borrowers who make 10-year loan payment while working full time in public-service jobs. But the graduate must have a certain loan which is listed in the plan. Depending on the level of debt Wheeler ends up with and how much she repays over 10 years, Mazareas said she could end up with about $75,000 of her debt forgiven. “ Typically, it is projected that a borrower who performs public service under this program will repay only about one-fourth to one-half as much money as a borrower who does not”, he said. He also pointed out that public service is broadly defined and includes any government and nonprofit organization job.
1. How much debt will Erin Wheeler be probably in when she graduate?
A.$ 8,000 | B.$92,000 |
C.$75,000 | D.$ 50,000 |
A.The programs in the act take effect in 2008. |
B.The act only aims to help college students who are in debt. |
C.There are two helpful programs in the act. |
D.The graduates who work in public service benefit the most. |
A.The interest of the debt will be lowered. |
B.The total amount of debt could be reduced. |
C.The income tax will be cut down. |
D.People will have more time to pay back the debt. |
A.Because she plans to work in public service. |
B.Because she will have a master degree. |
C.Because she will be heavily in debt upon graduation. |
D.Because she has borrowed money from the federal government. |
A.The total expense in American universities is too high. |
B.The federal government is trying to relieve graduates from heavy debt. |
C.The US government encourages students to choose public service jobs. |
D.There are a lot of different programs to help students pay their tuition. |
【推荐3】Meeting deadlines (最后期限) is a lot like playing a good game of chess. Good chess players plan five to ten moves ahead.
File documents neatly in your computer or cloud-based storage. People often waste time finding digital bits and pieces of their projects when they aren’t organized, using “search” to desperately find the document they “swear was saved to the desktop”. Good self-discipline is reflected in good organizational skills.
Last but not the least, always be ready to meet short-notice deadlines (紧急交付通知).
A.People simply aren’t organized. |
B.Break one large task into several small ones. |
C.Don’t just focus on today—focus on the long run. |
D.Bad chess players only concentrate on the current move. |
E.They usually get worried as the last deadline approaches. |
F.These occur at every workplace, upsetting employees and managers alike. |
G.Cloud-based calendars and documents can also be shared and edited by teammates. |
Now let me introduce to you some of the new film books in our store.
Are you Chinese film fans? OK, here comes the latest 25 New Takes about Chinese films. It is a collection of 25 fresh readings of different Chinese films from the 1930s to the present. In recent years, Chinese films are very popular in the States, such as Crouching Tiger and Hidden Dragon, Hero, and Flowers of Shanghai.
Do you like French films? Well, here is The French Cinema Book. It covers French films from the 1890s to the beginning of the 21st century. It is written for all lovers of French cinema: students and teachers, specialists and fans, and so on.
Maybe you are Indian film fans and star-chasers. Then here is Encyclopedia (百科全书) of Indian Cinema. The book is a complete introduction to all the best Indian films. It also offers a full list of names of the famous and successful film stars in the past ten years. You know, the Indian film industry is the largest in the world after our Hollywood.
If you like British films, we have The British Cinema Book. It is a good review of British cinema. This book contains a good many nice pictures.
In our bookstore, you can also find books about Mexican, Japanese, Australian, German and Italian films.
Well, please help yourselves to some coffee or tea, and have a good time here!
1. The speaker of the passage is most probably _______.
A.the author of 25 New Takes |
B.the manager of the cinema bookstore |
C.a tourist in the cinema bookstore |
D.a reader of Encyclopedia of Indian Cinema |
A.Two. | B.Four. | C.Three. | D.Nine. |
A.Indian cinema is second only to Hollywood. |
B.The French Cinema Book covers over a century's French films. |
C.Crouching Tiger and Hidden Dragon is well received in the States. |
D.The British Cinema Book includes a complete list of names of stars. |
【推荐2】Krabi, which is a province in southern Thailand, is the perfect holiday destination for those looking for a relaxing area. One of the main attractions of Krabi is that it still is relatively untouched. From tropical islands to natural parks, there’s a lot for you to see in Krabi.
Railay Beaches & Caves
Railay is one of Thailand’s most sought-after beach areas. Located just south of Krabi and accessible only by boat, Railay presents a timeless peaceful world. Tour highlights include four gorgeous white sand beaches, limestone cliffs, viewpoints and caves. No wonder it’s one of the most visited places in Krabi.
Phi Phi Islands
The Phi Phi islands are some of the loveliest in Thailand. Located just a 90-minute boat ride from Krabi Town, you’ll find here all that’s required to spend the tropical holiday. The main things to do go from snorkeling to rock climbing, and from diving to hiking. Phi Phi Don is also famous for its festive atmosphere, and it hosts an excellent dining scene.
Klong Thom Hot Springs
Klong Thom Hot Springs are located in the jungle. They are believed to ease a number of illness such as rheumatism (风湿) and other skin problems. They offer a pleasant time, bathing in the warm water surrounded by an original peaceful environment.
Krabi Town
Krabi Town is charming. Tourism has arrived, but Krabi Town doesn’t jump through hoops to bring in foreigners. For those interested in genuine Thai culture and custom, sticking around Krabi Town for a bit is a rewarding experience.
1. Which of the following highlights the Railay Beaches & Caves?A.Tropical parks. | B.Attractive beaches. |
C.Underground caves. | D.Comfortable springs. |
A.Cure skin disease. | B.Explore peaceful jungle. |
C.Enjoy warm springs. | D.Attend a famous festival. |
A.Railay Beaches & Caves. | B.Phi Phi Islands. |
C.Klong Thom Hot Springs. | D.Krabi Town. |
【推荐3】These Children’s Books Written by Celebrities(名人) Are Perfect for Your Little Kids
Kelly Clarkson Wrote a Book Inspired by Her Daughter
When Kelly Clarkson wrote River Rose and the Magical Lullaby, she named the main character after her young daughter. The story follows Rose, who finds herself in a magical dream world, guided by the voice of her mother. Writing the book offered the American Idol winner a new challenge. She said, “It’s so helpful with learning.”
Jim Carrey Is on a Roll with This Book
Jim Carrey’s 2013 book, How Roland Rolls, however, is very much for the little ones. The winner of the 2013 Gelett Burgess Children’s Book Award, How Roland Rolls is about a wave who worries about what will happen when he finally hits the beach. His fear disappears when he realizes he’s more than just a wave, but he’s the entire ocean! Coming up, this horror film star isn’t trying to scare(使害怕) any kids with her book.
Jamie Lee Curtis Has Been Writing Since the 1990s
You might know her best from the Halloween series movie. This Is Me is a story about immigration(外来移民). Curtis says she has no political intentions with her book, saying, “Every person has an immigrant story about their ancestors, and we’re losing that. I thought it was important to connect that thread back to who we are.”
Steve Martin’s Books Prove He’s a Comedian for All Ages
You may have ever read one of his books, like Shopgirl. If you’re a fan of his and you have kids, you’ll be happy to know that now your kids can read his books, too. Since getting into children’ literature, Martin has written and published several books, including Late for School and The Alphabet From A to Y with Bonus Letter Z. Each letter of the alphabet is paired with a poem by Marin.
1. Which book describes a character that is not a human being?A.This Is Me. | B.Late for School. |
C.How Roland Rolls. | D.River Rose and the Magical Lullaby. |
A.Their roots. | B.Their dreams. | C.Their children. | D.Their school life. |
A.Jim Carrey. | B.Steve Martin. | C.Kelly Clarkson. | D.Jamie Lee Curtis. |