Most teens can’t wait to become adults, free to make their own decisions. But with freedom comes responsibility, and this applies especially to your finances. The earlier you begin developing good financial habits, the more secure your future will be.
Educate Yourself
To take charge of your financial future, read a few basic books on personal finance.
Plan Your Spending
Postpone Satisfaction
Start an Emergency Fund
To get ready for independence, you’d better save money for emergencies. So why not stick to a wise spending plan and put some money into this fund every month?
Managing money is a skill that takes time to develop. If you can form the habits of self-educating, planning and saving, you’ll be on your way to a solid financial future.
| A．There are two golden rules for you to follow. |
| B．Waiting to get what you want is called postponed satisfaction. |
| C．The best way to monitor your spending is to open a bank account. |
| D．Here are some habits that can help set you up for financial success. |
| E．This simple action will help you get out of unexpected financial problems. |
| F．Many teens rush to buy their favorite items as soon as they get some money. |
| G．Once you have learned enough knowledge, you won’t be easily misled by others. |
相似题推荐
【推荐1】Misfortune is a part of life. Dealing with challenges and overcoming difficulties are something we all encounter, from childhood until old age. People who remain calm in the face of misfortune have what psychologists call resilience. Resilient people experience the same amount of stress as others.
Resilience is like a muscle. Even if you consider yourself resilient, you may need to develop and strengthen it. To build resilience, experts suggest the following list:
●Nurture ( 培 育 ) relationships
Set up and maintain a support network before you need it.
●
When somebody needs you, you just cope with stress that much better. Your sense of purpose doesn’t have to come from school or work. It can also come from hobbies or volunteer projects, like cleaning up litter in a neighborhood park.
●Don’t try to remove misfortune completely
Resilience usually refers to how we handle serious misfortune, but our reactions to big problems may be informed partly by the many smaller setbacks we face in daily life.
| A．This list is endless |
| B．Find meaning in stress |
| C．Find a sense of purpose |
| D．When misfortune strikes |
| E．When conflicts between friends exist |
| F．The only difference is that they are not overcome by it |
| G．Everyday stress may gradually improve our adaptive systems |
【推荐2】Adopting a pet is rapidly becoming the preferred option for many people wanting to add an animal companion. It’s true that many people are happy to part with thousands of dollars for purebred(纯种的)dogs and cats.
Homeless animals can make wonderful pets. People often assume that dogs and cats end up in shelters because they’re unwanted or badly behaved. There are many reasons owners may need to re-home their pet-divorce, hospitalization, or the time and money needed to care for a dog.
Adult animals have benefits. Shelters have a wide range of potential pets and there are many benefits from adopting a more mature dog or cat. Not starting from scratch helps avoid much of the craziness and mess associated with puppies. They will already be vaccinated, so you will have fewer start-up costs.
There’s something else to keep in mind. It’s important for you to only select a pet that will suit your lifestyle, not a pet you feel sorry for.
| A．Pets not only provide but call for company. |
| B．Animal experts discuss how to adopt a pet. |
| C．Most importantly what you see is what you get. |
| D．Choose an appropriate animal from a reliable source. |
| E．Consider the pet’s suitability for your family and lifestyle. |
| F．You need to think carefully about how you will care for it. |
| G．Some dogs and cats become lost, are not identified and are never claimed. |
【推荐3】Do you completely understand your teenagers who are between 13 to 19? They may live a happy and meaningful life on condition that you know what changes they are undergoing.
The teenage life is full of happiness, sadness enjoyment and it can he interesting too. This is because in the teenage life a teenager is subjected to physical growth, and hormonal changes. They may be in a stage of conflict like undergoing puppy love. This is only a normal part of life.
Teenagers should enjoy life by making friends with peers in healthy activities such as camping, picnic, swimming and so on. Through friends, a teenager learns to joke, laugh and play to release stress and tension. By making friends, the teenager learns to sweeten his or her joys and even eases the bitterness of life's downtime.
Many teenagers are very conscious of their physical outlook. It is at this part of their life that beauty strikes as the main self-image. They love to follow up with the latest trends for dressing and hairstyle. Some girls ang Boys. go on a crash diet to slim down in order to look attractive. However, making up is not a must for their good image.
Parents tend to play a role in a teenager's life. They like to control their freedom and have a say on what the teenagers do. Therefore, teenagers have cases of disagreements, disputes, quarrels and even runaways from homes among some teenage girls. To avoid this, parents should be more in their teenager's shoes.
There are also negative problems that may pop out during a teenage life. Some teenagers are easily affected by the mass media and the people around them. They may be involved in violent behavior, drags taking, smoking, drinking and so on. Others tend to let off their anger by destroying public property. There will be more harm than good if nothing is done.
1. Why are teenagers’ lives full of ups and downs?| A．They usually undergo puppy love. |
| B．They have a variable character. |
| C．They are too young and lack experience of life. |
| D．They are experiencing personal body changes. |
| A．They eat whatever they like. |
| B．They prefer doing making up. |
| C．They follow up fashion trends. |
| D．They learn how to- do withhairstyle. |
| A．Parents often misunderstand their teenagers. |
| B．Parents don’t know what their teenagers need. |
| C．Parents should wear their teenagers' shoes more often. |
| D．Parents should think more in their teenagers' position. |
| A．To recommend parents to show kindness to teenagers. |
| B．To tell parents to focus on the changes teenagers undergo. |
| C．To encourage parents to follow up with the latest trends. |
| D．To advise parents to offer proper guidance to teenagers. |
