1 . Each time you transmit your sensitive data into a website, you could unknowingly fall for an online fraud, or criminals may hack the computer system at your bank or store.
Fortunately, MetLife Defender provides comprehensive protection against the full range of today’s online risks—beyond your personal computer or device—to keep your personal data safe.
The Good
MetLife Defender has all of the basic services and features that an identity protection plan needs. The individual plan includes:
◇Medical data protection
◇Financial data protection
◇Personal data protection, detection and removal
◇Pre-approval offer and junk mail opt-outs
◇Credit monitoring and alerts
MetLife Defender’s family plan includes some really cool and unique online child safety features. If MetLife’s system detects any cyber-bullying involving your child, it will automatically alert the parents.
The Bad
MetLife Defender doesn’t have anything that “wows” you. Everything they have in their individual plan can be found at another identity protection company. Plus, MetLife Defender has a higher monthly price than most.
The Bottom Line
MetLife Defender is an average product, but what sets them standing out is their family plan. The Online Child Safety Features is an innovative approach to protecting both their identity and themselves emotionally and physically. We wouldn’t recommend MetLife Defender solely on their identity protection, but their child features are worth testing out with their free 30-day trial.
Family Plan
Metlife’s family identity protection plan covers two adult individuals and an unlimited number of minors—children up to age 18— living in the same household as the covered adults.
Cancellation
If Metlife subscribers cancel a paid monthly subscription mid-month, Metlife services continue until the end of that month. After that, the customer will no longer be billed. If you cancel a paid annual subscription, you will receive a refund（退款）based on the number of full months for which you are no longer enrolled.
1. What is unique of MetLife Defender?| A．Financial data protection. |
| B．Credit monitoring and alerts. |
| C．The Online Child Safety Features. |
| D．Comprehensive protection against online risks. |
| A．Metlife’s family plan covers a family of only three people. |
| B．Cyber-crime goes beyond control. |
| C．Cancellation may cause great loss to users. |
| D．MetLife Defender costs more than products of the same kind. |
2 . How do you stay ahead in a world where systems and standards appear to change overnight? Science shows us there is only one skill needed to be successful in life; delayed gratification(满足). Delayed gratification means you can put off something mildly fun or pleasurable now, in order to gain something that is more fun, pleasurable, or rewarding later. For example, you could watch TV the night before an exam, or you could practice delayed gratification and study for the exam. The latter would increase your chance of getting an A in the course at the end of a semester, which is much more satisfying in the long term than a night of watching TV.
The concept of delayed gratification is best known in association with psychologist Walter Mischel’s marshmallow(棉花糖) experiment. At Stanford University in the 1960s, Mischel and his students used marshmallows to determine how well children could embody (体现) patience and hold off for a better option in the future. Kids were given the choice to eat one marshmallow now, or wait 15-20 minutes to receive a second marshmallow. And the experiment found that the children who waited for the second marshmallow achieved better grades, enjoyed better health, maintained a healthier weight and built stronger social skills in later life.
Why is delayed gratification so powerful and essential? The ability to delay gratification reveals your emotional intelligence and can make a big difference to your life. More specifically, delaying gratification shows that you recognize a better result is available after a certain amount of work is put in.
To make better use of delayed gratification, first of all you have to be clear about the dilemma in front of you, which will help you assess whether your challenge is really worth it. To be honest with yourself and determine if a challenge is worthwhile or not is the best decision you can make.
If you have found a challenge that leads to a highly desirable result, you know it’s time to make a battle plan for the work required. Remember that the people who can always achieve their goals are those who find methods of making the work enjoyable. It’s important to see the work required as a sacrifice that produces an extremely desirable result. It’s not always about focusing on the reward; it’s about enjoying the work that is always necessary.
Delayed Gratification | |
| Definition | Delayed gratification refers to the |
| Walter Mischel’s experiment | ◇ The experiment was intended to ◇ The experiment found that the kids who delayed gratification |
| Importance of delayed gratification | ◇ Delayed gratification reveals your emotional intelligence and can play an ◇ Delayed gratification makes you realize that an amount of work will finally |
| Tips on making better use of delayed gratification | ◇ Understand the ◇ Make a battle plan for the work required and ensure that you do your work in a(n) |
1. What did the speaker decide to do after lunch that day?
| A．Stay to help her friend. | B．Drive home in the rain. | C．Wait for the rain to stop |
| A．She worked at a hotel. | B．She had bought a new car. | C．She was having a baby soon. |
| A．At a crossroads. | B．In front of a hotel. | C．Beside a car park. |
| A．An exciting lunch party. | B．A well-known short story. | C．An unforgettable experience. |
4 . Many schools across the US hold graduation ceremonies this time of year. In some schools, even 5 and 6-year-olds observe their graduation from kindergarten. And so can older people, much older. Meet 70-year-old Jerry Reid, who just graduated from the University of Virginia in Charlottesville. He earned a bachelor’s degree.
Mr. Reid might not look like the average college student; his hair is definitely grayer. But still Jerry Reid’s age is easy to forget, other UVA students know him as one of their own.
Mr. Reid sat into the “Hoo Crew,” a group that cheers loudly for the school at sports events. He also joined a men's group on campus. He sang drinking songs along with many other students. Mr. Reid’s school friends say they can talk to him just about anything.
About a half century ago, in his 20s, Mr. Reid was not in school. Instead, he was racing cars and chasing girls. But he says his friend Bill invited him to UVA parties.
“Bill told me what a terrible life I had unless I came up here and went to school with him,” said Reid.
That was in 1963. Jerry Reid says it took him 48 years to take that advice. In 2011, he entered college. UVA Professor Luke Wright says Mr. Reid influences students. He opened the minds of the young adults. The teacher says Mr. Reid showed them that life does not end at 40. Instead, the 70-year-old college graduate believes that getting older can be the beginning of a dream.
“Remember that path that you left waits for you. It’s there. It’s yours. All you must do is to get out of your own way and get back to it. And, that's exactly what I did,” said Reid.
Mr. Reid says that he and his wife Susan now would take some time off to enjoy his college degree. Then, he’ll return to UVA to begin studying for his graduate degree.
1. Which of the following is true of Mr. Reid?| A．He was laughed at by other students. |
| B．He was interested in study in his youth. |
| C．He enlarged the views of young people. |
| D．He got his graduate degree at the age of 70. |
| A．considerate | B．independent |
| C．intelligent | D．energetic |
| A．How Mr. Reid realizes his dream. |
| B．What teachers think of Mr. Reid. |
| C．When Mr. Reid entered college. |
| D．Why the students likes Mr. Reid. |
| A．It is never too late to learn. |
| B．Two heads are better than one. |
| C．Actions speak louder than words. |
| D．A friend in need is a friend indeed. |
