1 . 假定你是李华，你的美国朋友Tom听说在中国通过扫描二维码(scan QR codes)就可以轻松实现移动支付(mobile payment)，感到不可思议。请你写封邮件告知移动支付在中国的相关情况。内容包括：
1.在中国最流行，提供了便利；
2.快捷且强大的功能：如买早餐，买地铁票；
3.改变我们的生活，引领世界。
注意： 1.词数100左右；2.可以适当增加细节，以使行文连贯。
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2 . 听下面一段对话，回答以下小题。
1. What does the woman buy as a gift?

A．A shirt.

B．A tie.

C．Pants.

2. How much should the woman pay?

A．$200.

B．$140.

C．$60.

5 . As the pandemic continues to influence consumer behavior, the use of non-plastic payment methods is rising. But does this spell the end of the plastic credit card era?

Since the first Diners Club credit card was unveiled in 1950 much has changed. Recent technological developments and in-store consumer preferences could suggest times are changing. For some years now, various founders of financial institutions, as well as industry experts, have foreseen plastic credit cards or any other means of physical payment methods including cash will not be around much longer. They based their predictions on the light-speed growth of digital payment.

At the beginning of the global pandemic, governments took measures to protect their citizens, leading to lockdowns of varying degrees. The fear of contracting the virus through high-traffic ATMs and the refusal of merchants to accept cash can only be seen as a great addition to an already declared war on cash. Meanwhile, the urgency to spend a minimum time period in stores in order to avoid interactions led consumers towards digital solutions.

Furthermore, options like QR codes (二维码), NFC, and PINs have been around for a while but a true market breakthrough seems to only have happened since the beginning of the pandemic. According to Worldpay, without these telecommunication innovations, the shift in people’s payment behavior is out of the question. 86% of contactless adapters built into smart devices have seen themselves proceed with contactless payment. This trend will help to wipe out cash and plastic credit cards.

From a different perspective, countries like France, Italy, and Germany had almost 150 million smartphone users in 2019 alone. And it’s been reported that 80% of the transactions (交易) will be done via Internet-backed devices by 2025. And this figure will keep rising as more and more cheap smartphones are pouring into the global market. It is expected that e-wallets are going to be the most preferred payment method by then.

So, will there be a comeback for our beloved plastic spending power? I would put away my cash and plastic cards, switch on my phone instead of inserting cards, and present QR codes at a self-checkout instead of queuing behind a mass of people. I believe that many people think the same way.

1. What are the predictions in the financial circle about?

A．The Diners Club credit card will make a comeback.

B．Consumers’ preferences will be varied around the world.

C．The era of traditional payment will come to an end soon.

D．New technologies will cause the decline of physical stores.

2. What does Paragraph 3 mainly talk about?

A．The worldwide efforts to fight against the pandemic.

B．The economic slowdown caused by the pandemic.

C．The impact of the health crisis on ways of payment.

D．The public’s tendency to shop online during lockdowns.

3. What set the stage for the trend in payment methods according to Worldpay?

A．The fast update rate of smart devices.

B．The existing digital payment technologies.

C．Many physical stores’ excellent online service.

D．The acceptance of digital payment among customers.

4. What can be inferred from Paragraph 5?

A．E-wallets will achieve increasing global popularity.

B．Smartphones will become cheaper and cheaper in the future.

C．Developed countries have high rates of Internet popularization.

D．The number of global smartphone users will rise by 80% by 2025.

6 . Money Matters

Parents should help their children understand money.     1    . So you may start talking about money when your child shows an interest in buying things, candy or toys, for example.

● The basic function of money

Begin explaining the basic function of money by showing how people trade money for goods or services. It is important to show your child how money is traded for the things he wants to have.If he wants to have a toy, give him the money and let him hand the money to the cashier(收银员).    2    . When your child grows a bit older and understands the basic function of money, you can start explaining more complex ways of using money.

● Money lessons

Approach money lessons with openness and honesty.     3    . If you must say no to a child’s request to spend money, explain, “You have enough toy trucks for now.” Or, if the request is for many different things, say, “You have to make a choice between this toy and that toy.”

●     4    

Begin at the grocery store. Pick out two similar brands of a product—a kind of name-brand butter and a generic (无商标消费品),for example. You can show your child how to make choices between different brands of a product so that you can save money.     5    . If he chooses the cheaper brand, allow him to make another purchase with the money saved. Later, you may explain how the more expensive choice leaves less money for other purchases.

A．Wise decisions

B．The value of money

C．Permit the child to choose between them

D．Tell your child why he can—or cannot—have certain things

E．Ask yourself what things that cost money are most important to you

F．Talk about how the money bought the thing after you leave the toy store

G．The best time to teach a child something about money is when he shows an interest

7 . According to a study done by University of Michigan, shopping to reduce stress was 40 times more effective at giving people a sense of control and shoppers were three times less sad than those only looking at items.

More than half of the 1,000 consumers surveyed by Credit Karma, head researcher of the study, said they have shopped to deal with feelings of stress or depression. About 48 percent of men and 31 percent of women who have stress shopping said they had purchased alcohol when stressed. About 82 percent of women spend on clothing compared to 52 percent of men. Women also lead shopping for jewellery, 42 percent, compared to 22 percent for men.

In some sense, stress shopping can actually help you live a healthier life by making sure that your blood pressure is lowered. The survey found 82 percent had only positive feelings about their purchases and that the positive mood was long-lasting. However, stress shopping, for many, could grow into a drive that uses up money, causes conflict, and therefore adds great stress to life.

Despite the in-time joy from purchases, stress shopping never proves a long-lasting cure to stress or depression. Actually it needs to be avoided anyhow. Whether you’re purchasing Christmas presents or buying groceries, having the items you need written down will provide you with brightness while shopping. Reward yourself for sticking to your list and you’ll be more likely to commit to it.

In addition, always think about what you struggle with most financially. Do you spend too much money at the mall? Eating out? Vacations? Make a list of where your money is going and take necessary steps to resist your desire. For example, if you spend too much money on dining out on weekends, stuff your cupboard with food on Friday. So you’ll be more likely to stay in and cook. And you need to give up the need to keep up with others. Everyone’s financial situation is different and comparison may lead to debt and dissatisfaction with what you already have.

1. Why does the author mention those numbers in paragraph 2?

A．To explain the text.	B．To attract readers.
C．To support an idea.	D．To introduce a topic.

2. Which of the following may help deal with stress shopping?

A．Adjusting mood.	B．Recording expenses.
C．Turning to medicines.	D．Comparing with others.

3. What is the author’s attitude to stress shopping?

A．Positive.

B．Doubtful.

C．Negative.

D．Indifferent.

4. What is a suitable title for the text?

A．Does shopping benefit us?	B．More stressed, women or men?
C．Should we compare with others?	D．Can stress shopping reduce stress?