1 . LegalShield is the alternative way of working with a lawyer/law firm. We have been offering prepaid legal plans to consumers for over 47 years. One low monthly price with no long-term commitments provides legal coverage for you and your entire family.
The truth is that most lawyers charge hundreds per hour for their services. It takes time and effort to find the right one, and when you do, they’re always busy, hard to access and charging for every second of your time (even on email). You can stop watching the clock and start speaking to a lawyer with a prepaid legal plan from LegalShield for only $24.95 per month.
With a LegalShield protection plan, you only have to pay a small monthly fee in exchange for round-the-clock legal protection. When you have a legal issue, need help with a contract, or just want advice, our lawyers are just a call or click away.
Step 1: Enroll & Download
Enroll in your LegalShield plan. Once a member, you’ll be instantly matched with a premier local law firm that meets your unique legal needs. Then, download our app, and access all our legal resources anytime, right from your phone.
Step 2: Use the App for All Your Legal Needs
Open up the App anytime a legal need or question arises. Whether it’s an emergency or just a proactive plan for the future, the App is your place to address it.
●Download free legal forms and contracts
●Ask a legal question
●Complete your will or estate plan
●Access prenuptial agreements, divorce papers and more
●Upload a speeding ticket
●Contact your law firm
You can also view your exclusive member perks and discounts on the App, so be sure to check this area regularly.
Step 3: Get Legal Help When You Need It
If you ever need emergency help, your App can connect you with legal assistance anytime, day or night. With the App, you always have legal counsel ready and waiting — right in your back pocket.
1. What do we know about LegalShield?| A．It serves people over 47 years old. |
| B．It offers 24-hour legal protection. |
| C．It protects you from having trouble. |
| D．It provides better post-paid service. |
| A．It’s more money-saving and convenient. |
| B．It’s more professional and time efficient. |
| C．It’s more accessible in all conditions. |
| D．It can answer more questions over the phone. |
| A．get extra service for free |
| B．pay for their service by hour |
| C．pay less than $24.95 per month for service |
| D．get the help from the best lawyers nationwide |
2 . The signs appeared practically overnight. They’d been planted everywhere—in front of homes, along sidewalks, around the local high school. Each featured just a few uplifting words in simple black type: “Don’t Give Up,” “You Are Worthy of Love,” “Your Mistakes Do Not Define You.” The high school in Newberg, Oregon, had lost four students and three former graduates to kill themselves that year, so the town of 25, 000 instantly understood the messages.
Amy Wolff had done so, in part, because she’d lost her own teenage brother in an accident about 20 years earlier. It was compassion (同情) for compassion’s sake.
Yet as Wolff saw the deep emotion her sign inspired in her neighbors, she decided to step forward to share her message publicly. Instantly, her inbox was flooded with requests for more signs. Since then, the Don’t Give Up Movement has spread from Newberg to the hearts and yards of people in every state. Wolff charges only the cost of materials and shipping. “It’s a terrible business decision if we wanted to function like a business,” she says.
Chrisanne Moger commented on one of the movement’s posts about the need for one particular sign, “We’re All in This Together.” She thought it would really speak to a world huddling together under the cloud of COVID-19. Wolff agreed, and she received 750 orders within a week of its creation. A mother in Colorado, unable to travel during the quarantine (隔离), contacted the organization after her stepson’s sudden death. “I saw one of your signs recently and it was a touching message from above to hang on.” she wrote.
Aware of the added emotional challenges isolation brings, the Don’t Give Up Movement has since offered to send handwritten letters of support to anyone in quarantine who needs it.
1. Why did the signs suddenly appear everywhere in Newberg?| A．They featured some inspiring words. |
| B．The high school had lost several students. |
| C．They conveyed simple messages. |
| D．The outbreak of COVID-19 scared people. |
| A．It is a non-profit organization. |
| B．It met all requests of neighbors. |
| C．It gradually won the hearts of people. |
| D．It was started in honor of Amy’s brother. |
| A．They bring emotional challenges. |
| B．They offer great encouragement. |
| C．They provide information for COVID-19. |
| D．They improve interpersonal relationships. |
| A．She’s active and open-minded. | B．She’s talkative and sociable. |
| C．She’s decisive and ambitious. | D．She’s selfless and devoted. |
3 . One of the key tasks for leaders at GE (General Electric) is to look after the company’s resources. We watch how money is spent and protect the company’s assets(资产) .We make efficiencies(效率) and fight to find funding for new ideas. We care about the health and welfare of our employees,and work to keep them safe all over the world.
Where we sometimes fall short-I am sure this is true of most organizations-is with time.I don’t think we manage time as well as we could. We have meetings that include too many participants,some of whom don’t need (or want) to be there. Too much time is spent at the start of meetings passing around information that could be shared in advance. Some meetings go on longer than they need to, and don’t always result in real actions, or decisions.
Leaders make personal decisions about how to distribute their own time,and this affects how others and particularly their teams have to spend their time. I’ve asked people in my organization to think ahead-what can be done individually or beforehand. We need to think about the impact every time we occupy time, or create work, for others.
Wasting time contributes to a competitive disadvantage. It keeps us from doing things that matter and meeting deadlines. One solution we’re working on at GE is adopting a “FastWorks” mindset. This is a lean start-up concept we developed to better understand pain points, quickly test product or service hypotheses(假设) and to understand if a proposed solution is right. We used this approach to develop our GuardEon circuit breaker in less than half the time it would previously have taken and went to market 3 years sooner.
If you are like me, you have your best days when you accomplish things. The worst days are when we spend time doing things without results, and you come away feeling you have wasted time. We don’t mind working hard, but we want to get things done. The old saying went something like “time is money,”In today’s world, it’s more like “time is speed and focus, and speed and focus is money.”We are more successful if we are focused and spend our time doing the things that matter.
1. What is the purpose of the first paragraph?| A．To stress the importance of finding funds. |
| B．To show the company’s care for employees. |
| C．To call for the employees to treasure their career. |
| D．To lay the base for the viewpoint being presented. |
| A．By inviting more participants to a meeting. |
| B．By sharing more information at the meeting. |
| C．By attaching importance to individual tasks. |
| D．By focusing more on what requires teamwork. |
| A．It can greatly increase efficiency. |
| B．It can lead to advances in technology. |
| C．It can help workers find more solutions. |
| D．It can persuade people to work harder. |
| A．GE leaders manage time well |
| B．There is no point in wasting time |
| C．Meeting the deadline makes sense |
| D．Applying technology to life matters |
4 . Fredric Roi Marquez joined a program to serve food to people at Greenspring Retirement Community, a center operated by the company Erickson Living. By doing so, the high school student hoped to earn a scholarship for college. But the program gave him more than he expected, he learned to pay attention, be patient and move fast.
Roy and Lynn O'Connor moved to the Greenspring center 12 years ago. Many students keep residents updated about their lives. They talk about school projects, exams and even family issues, share their hopes and seek advice from the residents. “It's a great atmosphere to have your dinner being served at night by those enthusiastic polite and considerate young people.” he said.
Lynn O'Connor said the students truly care about the people in the community. She recalled a day when one of the young people spent much extra time explaining the menu to one of the residents. “We're like grandparents to them，” she said.
Marquez also began building special relationships with the residents. “I get to call so many residents I got close to ‘grandma’ and ‘grandpa’. ”
“Greenspring is one of many senior living communities in America that are getting residents to socialize more with young people. About 4,500 students have taken part in the program at three Erickson Living Centers in the Washington, 
area.” Courtney Benhoff, a spokesperson for the company, said the program starting 20 years ago offers students the chance to gain scholarships.
Thirtyone students will receive scholarships this year. Each one will receive $10,000 in scholarship money during the four years of college. Residents help raise the money for the program. The residents also choose the students who receive scholarships. In return, the students learn valuable lessons in life.
1. What does Fredric Roi Marquez mainly do at the center?| A．Serve food to the senior. | B．Socialize with the residents. |
| C．Explain menu to the residents. | D．Earn a scholarship for college. |
| A．They keep the senior's life updated. | B．They are considerate to the residents. |
| C．They can learn a lot from the senior. | D．They deserve to win the scholarships. |
| A．It gives students the opportunity to earn scholarships. |
| B．It was set up thirty years ago by Courtney Benhoff. |
| C．It is supported by the government. |
| D．It enables residents to communicate with more young people. |
| A．Being Treated Like Family Members | B．Building Relationship with Seniors |
| C．Grandparentstudent Relationship | D．Scholarship Program Bridges Generations |
5 . When our ancestors were peasants in the earliest days of agriculture, the daily schedule was: work in field all day, eat midday meal in field, continue working in field. Today, after centuries of human advancement, it goes something like: work in coffee shop all day, buy and eat lunch there, continue toiling away on laptop until the sun sets. Though it may seem like the tech boom and gig economy(临时工经济) led the way in this modern mobile work style, working and dining have always been intertwined. In major cities like New York, Washington D.C., Sydney and Hong Kong, restaurants are changing into official co-working spaces during off-peak hours.
Dr. Megan Elias, director of the gastronomy program at Boston University, says food and business have been linked since as far back as the ancient Sumer (who established civilization as we know it around 4000 B.C.) “What we think of as street food has always been part of human civilization,” she says. “There have always been marketplaces where humans came together to conduct some kind of business — like trading grain, trading animals or building houses. As long as there have been marketplaces, people have been eating at them while also doing business.”
The first example of a brick-and-mortar “restaurant” came during the merchant economy in the 15th and 16th centuries, according to Elias. During this stage in European, African, and East and South Asian history, inns allowed merchant businessmen to rest — and of course, eat — throughout their travels. During the colonial era of the 1600s and 1700s, concrete examples of American restaurants emerged as “Coffee Houses”. Coffee Houses were places that had newspapers, which at the time were very small and commercial," author and social historian Jan Whitaker explains.
Coffee houses remained tradesman staples throughout the early 19th century, with simple menu items like rolls and meat pies. More “grand meals,” as Elias calls them, were still taking place within homes for non-traveling folk. But, when the U.S. began industrializing in the 1840s and people stayed near workplaces during the day, eating establishments popped up around factories.
“Industrialization of the city is also restaurantization of the city,” Elias says. “Places sprung up to serve a business lunch crowd and an after-work dining crowd again, still doing business.”
1. How does the author mentioned our ancestors in paragraph1?| A．To make comparisons | B．To present figures. |
| C．To raise questions | D．To give examples |
| A．around 4000 B.C. | B．in the 15th and 16th centuries. |
| C．During the 1600s and 1700s. | D．In the early 19th century. |
| A．Newspapers were produced there first. |
| B．The food served there was limited at first. |
| C．They were especially popular around factories. |
| D．It was a perfect place for entertainment and eating. |
| A．the function of eating out. | B．The slow formation of the modern city. |
| C．the evolution of the restaurant. | D．The age of more work, less eating. |
6 . The Federal Reserve System， also simply known as the Fed， is the central banking system of the USA． It is different from the usual central banks． The Fed performs the functions of the central bank but it isn't a slave to the federal government． This unique banking system was so designed just to prevent the risk that the federal government might take advantage of the central bank to stop the normal financial activities．
The Fed was established in 1913． It is composed of the Federal Reserve Banks located around the United States． It's governed by seven executive members whose term is as long as 1﹣years． They are appointed by the president， but the president doesn't have the right to dismiss them． To alleviate the president's influence upon the Fed， the president is only allowed to appoint two of the committee members in his four﹣year term．
Federal Reserve Banks are non﹣profit private hanks． They're organizations to carry out money policies． Their responsibilities are to issue money， manage the state treasury， adjust the currency circulation， see the operation of commercial banks and settle bills． Commercial hanks must hold stock in Federal Reserve Banks and keep some amount of money as reserve in one of the Federal Reserve Banks just to prevent the sponsors run away with all the bank savings．
The Federal Open Market Committee is its core managing organization． It's made up of twelve members， including seven executive members of the Fed． Chairman of New York Federal Bank and other four chairman of the Ⅱ Federal Reserve Banks in turn． Their voting result determines the policy trend．
The Federal Open Market Committee holds 8 meetings every year． If the economy is heated the Federal Open Market Committee decides to sell national debt and get in the dollars． In this way the loan interest rate will go up． Otherwise， it chooses to buy in national debt and release more dollars onto the market．
1. Why was the Fed designed to be independent of the federal government？| A．Just to give support to the government． |
| B．Just to cooperate with the government． |
| C．Just to limit the government's power． |
| D．Just to stop financial crisis in advance． |
| A．Promote． |
| B．Reduce． |
| C．Present． |
| D．Emphasize． |
| A．Conducting monetary policies． |
| B．Keeping money for depositors． |
| C．Lending money to target users． |
| D．Monitoring the Fed's operation． |
| A．To increase interest rates． |
| B．To buy in the national debt． |
| C．To raise the rate of reserve． |
| D．To sell more national debt． |
7 . Many employees must be tempted to query on a daily basis when they see their bosses headed down the wrong track. But caution, for fear of appearing insubordinate or foolish and thus possibly at risk of losing their jobs, often leads workers to keep silent.
A culture of silence can be dangerous, argues a new book, “The Fearless Organization”, by Amy Edmondson, a professor at Harvard Business School. Some of her examples are from the airline industry. One was its deadliest accident: a crash between Boeing 747s in the Canary Islands in 1977 when a co-pilot felt unable to query his captain’s decision to take off based on a misunderstanding of instructions from air-traffic control.
The risks may be lower than life or death in most organizations, but companies also suffer when people keep silent, Ms Edmondson believes. Volkswagen was caught up in a scandal(丑闻) over diesel(柴油)emissions from 2015. The engines of its diesel models did not meet American emissions standards and engineers devised a system to fool the regulators. Ms Edmondson says the company’s culture had been one based on threaten and fear; Ferdinand Piëch, its longtime boss, boasted of telling engineers they had six weeks to improve the bodywork fitting on pain of dismissal. In the circumstances, engineers were understandably unwilling to mention the bad news on emissions standards and instead worked around the problem. In a corporate culture based on fear and intimidation, it may appear that targets are being achieved in the short term. But in the long run the effect is likely to be counterproductive. Studies show that fear inhibits learning. And when confronted with a problem, scared workers find ways of covering it up or getting around it with inefficient practices.
The answer is to create an atmosphere of “psychological safety” whereby workers can speak their minds. In a sense, this is the equivalent of Toyota’s “lean manufacturing” process, which allows any worker who spots a problem to stop the production line. This does not mean that workers, or their ideas, are immune from criticism, or that they should complain incessantly.
As mundane(平凡的)tasks are automated, and workers rely on computers for data analysis, the added value of humans will stem from their creativity. But as Ms Edmondson’s book amply demonstrates, it is hard to be either constructive or creative if you are not confident about speaking out.
1. The underlined word “insubordinate” means .| A．being inferior | B．disobeying a superior |
| C．getting aggressive | D．being ignorant |
| A．Volkswagen’s engineers designed a system to meet American emissions standards |
| B．when facing problems, scared workers resolve them directly |
| C．Volkswagen’s engineers were at risk of losing jobs |
| D．the culture of fear and intimidation must be counterproductive in the long term. |
| A．A culture of being silent can be life-threatening. |
| B．The risk of keeping silent is not necessarily associated with life and death. |
| C．Volkswagen’s culture is on the basis of fear. |
| D．The value of humans lies in originality in today’s highly-automated world. |
| A．An introduction to Amy Edmondson’s new book. |
| B．The disadvantages of fear and intimidation culture. |
| C．Companies will perform better if employees are not threatened into silence. |
| D．People need to be confident when they are speaking out. |
8 . Most of London's national museums are completely free of charge. So without cost to worry about, these are the must-see museums for art lovers on their first trip to London.
National Portrait Gallery
PHONE +44 20 7306 0055
Where else but the National Portrait Gallery can you find oil paintings of the Bronte sisters and William Shakespeare alongside black and white photographs of the Spice Girls and a mixed media portrait of J.K. Rowling? Featuring a collection of famous British people from the Tudor period to the present day, the National Portrait Gallery is a must for those who like British culture.
Science Museum
PHONE +44 33 3241 4000
Ideal for left-brainers, London's Science Museum celebrates scientific, technological, and mathematical achievements — but that makes it sound so serious. With interactive exhibits, flight simulators, an IMAX theater, and even a milkshake bar, a trip to the Science Museum is far from the boring science lessons from back in the day.
Churchill War Rooms
PHONE +44 20 7416 5000
The Imperial War Museum is a collection of five museums and sites. One of the collection' s most fascination inclusions is the Churchill War Rooms. Walking through the underground labyrinth （迷宫）of war rooms is literally walking in the footsteps of Sir Winston Churchill and his war cabinet during WWII
Natural History Museum
PHONE +44 20 7942 5000
Once the home to African elephant specimens and surprising casts of a Triceratops and Diplodocus, the museum' s main hall now floats the real skeleton of a blue whale high above visitors’ heads. Though no longer in the entry hall, you can still find dinosaurs here, such as the first fossil ever found from a T. rex.
1. Which is the best choice for J.K. Rowling’s fans?| A．National Portrait Gallery. | B．Science Museum. |
| C．Churchill War Rooms. | D．Natural History Museum. |
| A．View the arts of the Tudor period. | B．Enjoy a film in an IMAX theater. |
| C．Learn about the war history of Britain. | D．Watch the skeleton of a blue whale. |
| A．44 20 7306 0055. | B．44 33 3241 4000. |
| C．44 20 7416 5000. | D．44 20 7942 5000. |
9 . The Ig Nobel Prize, a spoof (滑稽模仿) of the actual Nobel Prize, exists to award the 10 strangest research projects of the year that bring you fun and make you think. The following are three of them in 2019.
Medicine Prize: pizza
It’s one of the world’s most popular foods. According to the Ig Nobel Medicine Prize winner, eating more pizzas can lower the risk of cancer and heart disease—if your pizza is loaded with fruits and veggies. These provide flavonoids (类黄酮) to fight against certain diseases. So, if you’re a pizza enthusiast, you now have one more reason to love it!
Economics Prize: Dirty Money
Paper money the most frequently passed items on the planet, is known to pick up all kinds of bacteria. Which country’s currency is the dirtiest? An international team compared seven countries’ paper money. The Romanian Leu was the only one to carry all three types of bacteria tested and the US dollar was also a finalist. Perhaps this will make cashless payments more popular.
Biology Prize: Cockroach
Cockroaches (蟑螂) are well known for their survival abilities, but few folks know they can sense magnetic fields. More surprisingly, an international team found that dead cockroaches have more magnetic properties (磁性) than live ones. That’s because magnetic properties decrease when the temperature gets higher. So if you can stand cockroaches, they may be good magnetic sensors.
1. What do the three prizes have in common?| A．They are beneficial to our health. |
| B．They are entertaining and unusual. |
| C．They’ve gained the recognition of the Nobel Prize. |
| D．They are stranger than any other project in previous years. |
| A．People with heart disease should eat more pizzas. |
| B．US Dollar is relatively dirtier than Romanian Leu. |
| C．Dirty paper money leads to cashless payments. |
| D．Dead cockroaches are better magnetic sensors than live ones. |
| A．Medicine Prize. | B．Economics Prize | C．Biology Prize. | D．Literature Prize. |
1. Why does the speaker give this talk?
| A．To tell the arrangements for a visit. |
| B．To explain the student welfare in detail. |
| C．To introduce the University Helpline. |
| A．Maps. | B．His business cants. | C．Guide brochures. |
| A．9:00 am~4:00 pm on weekdays. |
| B．10:00 am~4:00pm on Saturdays. |
| C．9:30 am~4:00 pm on Saturdays. |
| A．Wait in the office patiently. |
| B．Ask the speaker to call them hack. |
| C．Add their names to the waiting list. |
