4 . 阅读下面短文，在空白处填入 1个适当的单词或括号内单词的正确形式。

A cashless society is defined as one that doesn’t use cash in monetary transactions (交易). These societies favor alternative means of payment, such     1     credit cards, or contactless payment.

Of all the companies     2     (move) closer to becoming cashless, most people agree that Sweden is the closest. 85% of the country has access to online banking and only 2% of the country’s transactions consist of cash.

There     3     (be) a number of reasons for this cashless trend. Sweden has access to a popular payment app     4     (call) Swish, which more than 50% of the country uses. But the     5     (big ) catalyst (引发变化的因素) so far is that most Swedish merchants don’t access cash payment.

China also has a vast cashless market,    6     is mostly dominated by Tencent’s WeChat Pay or Alipay, which is owned by Alibaba. But unlike many other countries, China hasn’t embraced (欣然接受) credit card payment. Instead, most Chinese consumers make payment by scanning QR codes (二维码) on     7     (they) phones.

Most merchants request payment via QR codes and it’s not uncommon     8     (see) QR codes located all throughout China. And this trend is starting to spread to other countries that have a lot of Chinese     9     (travel).

The growing cashless trend has led many people to wonder     10     the U.S. will eventually go cashless. It is possible since U.S. consumers are increasingly moving away from cash and embracing other forms of payment.

5 . 听下面一段较长对话，回答以下小题。1.

A．By using cash.	B．By entering a password.
C．By scanning the code.	D．By using a tap-and-go card.

2.

A．Because it touches the card reader.	B．Because it uses the password.
C．Because it has a built-in signal receiver.	D．Because it receives the flying data.

3.

A．The bank will cover its clients against the loss.

B．Every transaction is completed within half a second.

C．People must enter their ID card number for continual use.

D．Each payment is restricted to a certain amount of money.

4.

A．Look for his wallet.	B．Apply for a tap-and-go card.
C．Borrow cash from the woman.	D．Stick to buying things in cash.

6 . 假定你是李华，你的美国朋友Jane要来中国学习，来信向你咨询在生活中如何使用手机进行移动支付。请你给她写一封电子邮件，内容要点：
1. 搜索并安装微信app;
2. 输入电话号码，注册微信，登陆微信;
3. 添加并绑定银行卡;
4. “扫一扫”完成支付。
注意：1.词数100左右;
2.可以适当增加细节，以使行文连贯;
3.开头和结尾已经给出，不计入总次数。
参考词汇：二维码QR code;索引index
Dear Jane,

How are things going these days?

___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

Hoping to receive your reply soon.

Yours,

Li Hua

8 . Three months ago, I landed in Beijing International Airport after a very long flight from Vancouver, Canada. I thought that it would just be a normal summer, but little did I know that my understanding of how to pay for things was about to be completely changed. 

As an international student who had not been back to China for three years, I knew that it would take me some time to readjust to the life in China. However, I did not expect that I wouldn’t even be able to do things as simple as taking the subway. 

I still remember asking my cousin if I could borrow his metro card. He looked at me with such astonishment and then started laughing: “No one uses a metro card now. You have your phone!” He then explained to me which application I needed to download and how to connect it with WeChat pay. 

I was so dumbfounded by how convenient payment had become in China. When I had just come back, I still had the habit of carrying some cash with me when I went out. But soon, I realized that there was no place for me to use it. Even the smallest convenience stores support Alipay or WeChat pay. Online transactions (交易) and mobile payments have become the new norm.

Mobile payment is so common for people in China that they are used to it by now. But for me, it has been new and exciting. 

Back in Vancouver, there was no way of going to the mall or supermarket without carrying cash, a debit card (借记卡) or a credit card. Mobile payment in Canada is not as prevalent (流行的) as it is in China. Personally, I have never paid using my phone during my stay in Canada. I had to carry cash around everywhere. Contrary to that, I have not used cash to pay at all since I arrived back in China. 

Now I am getting used to the concept of mobile payment. Gradually, I stopped asking the vendors (小贩) if I could use WeChat pay and just showed them my payment code. Thinking back on my experience with this “new” method of paying over the past few months, I have to admit that our lives have indeed become much more convenient with the presence of mobile payment.

1. Why did the author mention her experience of taking the subway in China?

A．To compare the subways in China and Canada.

B．To explain how to use WeChat pay to take the subway.

C．To show she was unprepared for the change in lifestyle.

D．To describe how her cousin helped her when she returned.

2. What does the underlined word “dumbfounded” in paragraph 4 probably mean?

A．Confused.

B．Astonished.

C．Excited.

D．Bothered.

3. What is paragraph 6 mainly about?

A．The benefits of mobile payment.

B．The concept of mobile payment.

C．Why the author preferred to pay by cash in Vancouver.

D．How people pay differently in Vancouver and China.

4. What is the author’s attitude toward mobile payment in China now?

A．Supportive.

B．Doubtful.

C．Unconcerned.

D．Annoyed.