【推荐1】A 28－year－old accountant is debt free in less than four years.

Logan Marston _______ten loans that totaled $ 73,372.In May 2012，he _______a bachelor's degree and completed his master's degree in _______ a year later.He was surprised at the _______ amount of debt when it was time to pay off his student loans.He had an idea in his head it was going to be five _______，but he didn't know it was going to be that much.He accrued(积累) at least$ 6,000 in new interest from the time he started paying them off in December 2013 to when he _______finished in May 2017.It was the interest he was paying that_______him to minimize the total amount as quickly as possible.After landing a job as an accountant，he began _______ the debt.

“There wasn't any kind of _______，” Marston said.“I was just living as _______as possible—doing everything I could to save money like_______rent with roommates.I kept a very low_______reserve.I didn't have any emergency cash.Whatever I_______，I paid the loans with it without any _______spending.”

He took_______of a 0.25 percent interest rate reduction by signing up for an_______repayment plan.On average，he was able to pay from $1,000 to $1,500 a month_______toward his loans，in addition to the $796 standard payment that he was charged each month.

_______advice to other graduates expecting to _______themselves of debt，Marston said to deal with the loans with the highest interest rate first.“Don't think there's some secret.It's just_______and anyone can achieve what I achieved.”

【推荐2】Did you ever have a dream? I’m not talking about a dream you have when you sleep. I’m talking about a conscious______where you would like to see a new future, a different choice of employment, and a_____of you own. How many times have you wished that you could be living in a different______than the one you are_______experiencing?

Several years ago, I had a dream about inventing a board game that would________my life's fortunes. After many revisions, a board game was developed. It was a(n)______time. Our dream seemed to come true with sales starting to accumulate, and our company was also_________

____,another new board game________the market and made great progress in sales. Eventually, our company was dissolved.

Perhaps for a game developer, the______emotions that it never was meant to be will discourage his future dreams of a different life. But to me, maybe I didn't succeed to the level I________,at the very least I turned my dream________a reality.________I had never transferred my dream into goal and then to action, there wouldn't have been_________lessons to be learned from the failure. It may take many________but success is only achieved. Once dreams are_______action, failure becomes a______action plans in future. The important__________here is that success only comes by turning dreams into reality and realizing that________are only stepping-stones to final success. After many attempts, many failures, many lessons and many false starts, learn valuable lessons from failure, turn dreams into________,and don't let a dream only be a dream, success will arrive at last.

20.

A．heart

B．existence

C．action

D．ambition

【推荐3】Are you fond of laughing and smiling? Do you like laugh and smile? How much do you laugh and smile during the day? Do you take your life and your illness____ injury so seriously that there is no room for joy to fill you? Want a totally free, simple way to lift your ____ and improve your health with no medicine needed? Then laughing and smiling is ____ to you.

So laugh your way to happiness. ____ it takes to put a smile on your face is what you should be doing. Research shows that laughing can increase the immune system, ____ the body to stay disease free and fight colds and the flu.

If you are facing an illness, having a positive life opinion and a ____ of humor will keep your body open to healing. If you are healthy, laughing will help to make sure you stay that way, and can ____ enjoyment to your work and home life and ____ your daily stress.

Certainly, it can be ____ to keep a positive opinion of life all the time. Simply taking the time to ____ on the positive and treat for the good things ____ in your life can help remarkably, but if you are struggling with ____ emotions that you just can' t seem to ____ , there are tools that can help.

There are so many things out there to     smile about and ____ you have to do is find ____ . Practice looking for the bright __ of every situation. Avoid the negative: don't ____ yourself with your own problems ——or ____ others for their “shortcomings”. And don't pay no attention to the joy in everyday things. Create your own “Laugh for Health” ____ anything to add to your collection and to give you fresh materials that ____ to you.

【推荐3】The Secret to Teen Power

The year 2019 was a year of teen power. Young people spoke up about big problems and adults began to listen.

Greta Thunberg, the seventeen-year-old Swedish schoolgirl, was perhaps the most powerful example of this teen power. At the UN Climate Action Summit in September 2019, she told world leaders, “You are ________ us(young people)” by not taking enough action against climate change. Greta gained worldwide attention for her ________ speech and outspokenness and was ________ Time magazine’s 2019 Person of the Year.

In the United States, teen groups have formed organizations to ________ politicians into changing gun laws to stop school shootings. “The adults know that we’re cleaning up their mess,” says Cameron Kasky, an 11th-grader who started the “Never Again“ movement after ________ the deadliest high school shooting in American history in 2018. ”It’s like they’re saying, ‘I’m sorry I made this ________,’ while continuing to spill soda on the floor,“ adds another survivor Emma Gonzalez.

These problems are not new and politicians have been dealing with them for years. However, as with most big problems, there are no easy solutions, and each solution may create more problems. Fighting climate change by ________ fossil fuels(化石燃料)-no more cars, airplanes or big industries-can have a ________ effect on people’s lives and even increase poverty. And prisons would fill up quickly if we locked up every person who was ________ to be a potential criminal.

Teen power is a good thing. I think adults, especially those in ________ positions, are glad that young people are getting involved and thinking of ways to improve the world. ________, it will take more than youthful passion to solve the world’s problems. At the UN Climate Change Conference in December 2019, there were a number of young Chinese ________ who, instead of just complaining about adults ”failing“ them, offered practical solutions to environmental problems. Nine-year-old Li Zilin talked about ways to protect the giant pandas in her native Sichuan Province; another young Chinese representative ________ examples of how to help farmers adapt to drought conditions in Yunnan Province.

If you are also ambitious to make the world a better place, it is imperative that you speak up when ________. But just as important is the need to grow in our learning-to study and to always remain ________. Apart from enthusiasm for bringing about change, you still need the maturity, wisdom, knowledge and skills to make good decisions.

【推荐2】Visitors to the dry, hot Sonoran Desert of the southern Arizona and northern Mexico are amazed at the many­armed giants. They are the saguaro cacti (树形仙人掌), a giant which gives the landscape its _____ appearance. In the dry desert the saguaro cacti can live for more than 200 years, grow to a _____ of 60 feet, and have as many as 50 arms.

More _____， the saguaro cacti still persist despite the unbearable desert climate. Those that have grown to old age have _____ droughts, freezes, flash floods, and bush fires as well as the _____ caused by groups of rats that eat their seedlings (秧苗). Like all other desert _____， these leafless giants can store water for use during the desert's long dry seasons by _____ water through their long roots.

Naturally, the great saguaro cacti are a(n) _____ part of the desert life. Actually the giants may be _____ to many animals, including woodpeckers, owls, doves, bats and insects. In addition, after a saguaro ______ the age of 50 or so, cold­resistant flowers ______ at the top of the plants once a year. These flowers ______ birds, bats and bees, which come for the honey and for the tasty flowers with their black seeds.

______ the splendid saguaros are plentiful in the Southwest, they are unfortunately ______. These giant cacti have great value in landscape gardening, and the thieves can earn thousands of dollars by uprooting and ______ them to nurseries (苗圃). To protect these southwestern ______， agents for the Arizona Department of Agriculture go around and ______ the desert. It's a most important job though a hard one. But without the saguaro cacti, many desert animals would suffer a lack of ______ and loss of nesting sites. The Southwest, too, would ______ something of unique importance, since these desert giants have become a ______ of the dry region.

【推荐3】My family moved into our home nine years ago. We live on a corner, and the entire side of the yard is enclosed (围住) by a _________ built rock wall. The front of the house,_________, is another story, because instead of a rock wall along the sidewalk, the rocks appear to be just randomly_________ up onto the dirt (泥土).

We did the best we could and called this area our “rock garden”. Whenever we had leftover flowers or plants, I would _________ them out front, just to bring some _________ to the area.

Last summer I reached the end of the rock garden and found a tiny little plant that I could not immediately _________ , we didn’t plant it. We decided to let it _________ growing until we could _________ what it was.

Weeks passed and as I made my way back to the _________ plant, it appeared to be a sunflower. It was skinny. I decided to __________ it along and weed (除草) around it. As I pulled rocks to get to the weeds, I noticed something __________ . The sunflower had not started where I saw it __________ . It actually had begun under a big rock and grown under and around it to __________ the sun.

That’s when I realized that we should stand tall like the sunflower and the environment will begin to __________ us. We will find a way to go under or around our big __________ in order to reach our desires.