1 . Children may not be putting coins in piggy banks for much longer. With the move towards a cashless society, pocket money is moving digital.

To reflect this trend, many mobile budgeting(预算) apps for children have sprung up worldwide：GoHenry, Osper, and Gimi, to name but a few. These apps offer a simple money management service for children, often for a monthly fee paid by the parents. Parents can add money to children’s accounts, set limits and monitor transactions(交易). Children can choose to save their money or spend it using a prepaid card.

These apps aim to teach young children financial concepts(概念), such as budgeting, interest rates and income. For instance, the Swedish app Gimi—with 1.2 million users globally—has virtual savings jars where children can deposit money. Parents can pay children interest as they save. There is also a chores feature, where parents can pay children for completing household tasks. The account is attached to a prepaid card that is currently available in Sweden only, but is expected to be launched elsewhere in Europe in 2020.

Haglund, CEO of Gimi, believes the app can teach children responsible spending habits. “You don’t become better at money management just because you have a degree in economics. It’s more about the attitude and the relationship you have with parents’ money when you’re 6 to 12 years old,” he says.

But Catherine Winter, managing director of financial capability at The London Institute of Banking and Finance, warns that while digital tools can help there needs to be a more structured approach to financial education. The area should “have regular, dedicated, classroom time and ideally should be taught as a standalone subject,” she said. “Children would then have the right context and foundation to get the most out of both the apps and their money.”

3 . Some people say that city living in the 21st century is stressful and offers no advantages, but I don’t agree with them completely.

With the development of high-tech and the improvement of living qualities, more and more people crowded into the city, which leads to the uncontrollable urbanization(城市化). Because of this, some of the largest cities must be fairly oppressive(压抑的) places in which to live if you are short of money or unemployed. However, for those with much income, a city provides colourful environment which enables people to enjoy their modern life. In that case, I believe the advantages of urban living far outweigh its shortcomings.

Regarding shopping, as for me, rather than click on the Internet to get what I want, I prefer to window-shop. All kinds of shopping malls and supermarkets located in the city centre really content me. What’s more, a large city’s service even covers numbers of the surrounding towns and benefits many people.

In terms of entertainment, city residents are usually spoiled for choice, from amusement park to sport stadium, whoever you are will find exactly what you need. Maybe going to a concert tonight and visiting museums tomorrow. The city always contains various activities and full of energy.

The city also provides better opportunities with so many choices and challenges. Cities with universities offer high-standard education so that graduates from these places always get ideal jobs with considerable salary. Every day in the business district, you can see a fierce competition among those large companies, while there are exactly places that may give birth to talents.

Many people may complain about the traffic jam or pollution in the city, but I think with some useful measures to take, our city will be more habitable rather than stressful.

6 . South Korea has the biggest rate of Internet addiction in the world and it is increasingly the country’s children who are spending every waking moment immersing themselves in fantasy role plays or gaming In the remote mountains of South Korea, teenage Internet addicts are turning up for a 12-day boot camp.

Kyle Won’s addiction is out of control. He spends 10 hours a day on the Internet. Now Kyle’s smartphone is taken away. The teachers here do what they can to get them socializing again; for many, the only friends they have had are online. “I have relationships on the Internet and a real distance has gown with my real-life friends and I know it’s not good,” Kyle said. The teachers show them other possibilities and bring back dreams and hopes that have been buried by their addictions. “We teach them methods of managing their desire to use the Internet so that they can continue to use it when they go back home,” Shim Yong-school, a teacher here, said. After just two days Kyle said It was helpful. He’s set a good example to others though he hasn’t reached the goal completely.

Sout Korean psychiatrists (精神病专家) are urging more/action as they are finding evidence that too much screen time is a barrier to the developing minds. Professor Kang Seak Young from Dankook, University said the addiction was damaging critical thinking. “It affects the frontal lobes (额叶) which are important to critical analysis” Professor Kang said. “Reading a book and guessing what happens in the story next show activity in frontal lobes but playing popular computer games for a long time shows no activity.”

South Korea is one of the most wired nations on Earth, but it does have a cost. One in every ten kids is an addict so the country is now learning how to manage its high-tech future to avoid more serious consequences.

7 . The artificial intelligence tool ChatGPT can offer everything from answers to basic general knowledge questions, to writing essays and poems. Ask ChatGPT to write about the history of the French Revolution or Battles of Hastings, and it will provide a perfect essay in less than a second. It's such a powerful tool openly accessible to any student for free. However, AI-based plagiarism (抄 袭) or so called “AIgiarism” is fast taking off across student populations internationally, ringing alarm bells in schools and universities around the world

The developers OpenAI have since decided to prevent the misuse of its technology. The company is developing a system, water marks, for identifying those who cheat by submitting essays written by ChatGPT. By using the system which changes certain works into a recognizable pattern, the machine written text could be identified by anyone looking for the signs. These changes would not be noticeable to the reader. The researchers say that by setting up this kind of security system, it could prevent the technology from being misused for whatever reason. Such measures will also prevent an overdependence on the tool, which still has a long way to go before improving its accuracy, due to the fact that it collects the information from all over the internet. The CEO of OpenAI, Sam Altman, said in a statement that it would be a mistake to depend on it for anything important at this stage.

Schools also in turn have tried to take matters into their own hands, with many across Europe and the US updating their policies to warn of punishments for those who are caught using the program improperly.

Other schools have limited internet network access to ChatGPT on campus. Examiners have the sense to identify essays written by ChatGPT by a lack of emotion or personal experiences in them. This ability is a human advantage—AI will struggle to copy.

9 . Kindness and kids just seem to go hand in hand. But 62% of more than 2, 600 participants in the NBC News State of Kindness Poll believe that today’s kids are less kind than those in the past. Women (66%) feel about this kindness fall more strongly than men (58%). Most of the participants who feel that way (77%) thank parents caused the seeming lack of kindness among today’s children, with a few thinking that society, schools, or friends caused it.

At the same time, Americans say they don’t put kindness first when it comes to teaching kids values. Among all participants, honesty is taught more than kindness as well as other things like courage, leadership and storing work ethic (道德). But the younger generation—those aged 18～24—think highly of kindness rules. They choose kindness by 10% over honesty as the most important quality to teach kids.

The question of whether kindness is learned or taught—or somewhere in between—causes different opinions. According to the study, Americans have different opinions on whether kindness in something one is born with or needs to be learned and nurtured over time. Slightly more than half (52%) of the participants believe that all of us are born with the ability to show kindness, while 48% believe kindness must be developed.

Parenthood (父母身份) makes a difference to your thoughts on the causes of kindness. Those without kids (56%) are more likely to think that people are born to be kind, while 50% of the participants with kids think kindness is developed.

Also, 51% of dads and 54% of men with no kids believe kindness is something time is born with. Slightly more than half of the moms say kindness must be learned, while 48% believe it is what one is born with.

Economic development is necessary if we want     1     (improve) society but finding and keeping the right balance between progress and the protection of cultural sites can be a big challenge, which can sometimes lead to great solutions. Perhaps the     2     (good) example is shown by UNESCO,     3     runs a programme that prevents world cultural heritage sites around the world from     4     (disappear).

In the 1950s, the Egyptian government     5     (want) to build a new dam across the Nile, but the proposal led to protests because water from the dam would likely damage some temples and destroy cultural relics. Finally, the government turned     6     the United Nations for help.

A committee     7     (establish) to limit damage to the Egyptian buildings and prevent the     8     (lose) of cultural relics. The group asked for contributions from different departments and raised funds within the international community. Fifty countries donated nearly $80 million to the project.

When the project ended in 1980, it was considered     9     great success. As is shown, if a problem seems too difficult for a single nation, the     10     (globe) community can sometimes provide a solution.