1 . The disposable culture

The disposable (一次性的) culture started small. In1892 William Painter, founder of the Baltimore Bottle Seal Company, patented the bottle cap. The bottles were returned and refilled, but the bottle caps were ________. They only worked once. Painter’s chief salesman at the time was called Mr Gillette, who went on to apply the same principle to his own invention, the disposable version-cameras, contact lenses, barbecues- but the ________ has been taken a step further. For ________ reasons, most of the electrical equipment that we buy for the home is effectively disposable. This is because it is usually cheaper to ________ them than to mend them. This applies not just to radios and toasters, but also to fridges, televisions and dishwashers. We now live in a disposable culture.

Most people feel ________ this new trend. We know we should be reducing the amount of waste we produce and recycling as much as possible although despite all our efforts, landfill continues to increase. It’s hard to slip a CD player into the bottom of the rubbish these days without feeling ________ especially if you suspect that all it needs is a simple repair. But who ________ that sort of thing these days? And how much would they charge you?

With persistence, one may still ________ someone out there willing to make the necessary repairs to your broken bread-making machine, but even they will feel obliged to inform you that, given the likely price of the ________, you’ d probably be better off throwing away the old one and buying the latest model. To ________ that something should be mended even though that will cost more than a brand-new replacement is weird, to say the least.

This dilemma (困境) occasionally ________ the possibility of fixing the damaged goods yourself. If something is next to ________ anyway, why not take it apart and see if you can figure out what’s wrong? I have had particular luck with cheap, plastic, battery-operated children’s toys, where bad manufacture is usually the cause of the ________ and some strong glue or tape is usually all it needs to put it right. Small children tend to be impressed by this sort of thing, which is probably the only reason I bother. I wouldn’t suggest you attempt to repair your own microwave, although I managed it once. It was one of the most ________ experiences of my life a difficult success to mention in casual conversation, perhaps, but I’m still trying.

While some repairs are certainly beyond the ability of the ordinary consumer, many are unbelievably simple. Finding willing ________ may be almost impossible, but tracking down spare parts has never been easier now that you can look on the Internet. There are also hundreds of sites offering step-by-step instructions for making repairs.

I offer to pay you $200 in one year if you give me $190 today. Good deal or bad deal? It’s the kind of math problem you might encounter in real life, _________, say, whether the cosecant (余割) of a 30-degree angle is 1 or 2. You can imagine students _________ their spirits and paying attention when they realize that they need to know algebra (代数) to avoid being cheated on a loan. Math and personal finance make a _________ fit. Students grasp concepts in math much better when they see how those subjects _________ their daily financial lives.

A survey in 2022 funded by the Bill and Melinda Gates Foundation found that 61 percent of parents of students said math education should be “relevant to the real world” _________ that only 21 percent said it was. The drive for relevance goes beyond K-12 education. Some of America’s top universities are _________ personal finance into their curriculums.

Harvard has a personal finance course in the _________ department that’s taught by John Campbell, a past president of the American Finance Association. “_________, personal finance was regarded as a very sort of hands-on skill that you might teach to people who were going to a technical high school,” he told me. “There is, I would say, a modern movement to _________ of personal finance as a subject with actually a lot more intellectual content.”

In most high schools, personal finance classes are light on math, and math classes are __________ in personal finance. The FiCycle curriculum has plenty of each. “The personal finance component is incredibly __________ for our high school students,” Philip Dituri, the director of education at Financial Life Cycle Education, who has a doctorate in math education, told me. He believed that quite a lot of students would be stimulated by the __________.

There is a __________ standard for personal finance education that was put together by the Council for Economic Education and the JumpStart Coalition for Personal Financial Literacy. It emphasizes how to __________ one’s finances. FiCycle focuses more on the underlying concepts. It’s about “how and why individuals and households transfer consumption over time,” Financial Life Cycle Education says.

In conclusion, the integration of math and personal finance in education is not just an academic pursuit, but a __________ necessity for students to guide their real life. It is time for educational institutions to take note and adapt their curricula to better prepare students for the financial challenges of adulthood.

5 . We all wish we had our very own libraries at home. They’re a great way to keep what you love reading best organized in one place. Technology has taken over our lives and everything seems to be accessible _______. The sad part about online books is that the realness of holding one in your hands is lost. It may be _______ to those who often travel, but there’s nothing like printed books in libraries that you can leaf through, as opposed to clicking through.

Unlike the Internet, printed books are much more _______ than any other sources. Rarely will you find a list of references mentioned at the end of the article section on the web. Printed books are _______ carefully before they’re published so that the facts mentioned in non-fiction books are all true and necessary. Reference pages at the end of these books are also mentioned in some works that require such a section.

Unlike electronic devices that can have problems such as the loss of _______ it stores, printed books have a way of lasting for years to come if _______ with care. They can be collected as valuable books that you’d like to have in their _______ form, as well as be passed on to others who’d like to read them as well. It’s great when you have something like a book to hold on to (留存) and read, while an online book _______ that close and constant companionship.

_______, you can’t expect kids to hold up an iPad under the sheets late at night. Reading ________ books ensures that kids have access to reading without being spoiled into buying a(n) ________ product that can distract (分心) them from actual reading. Kids love picture books and the images that come with them, which is great for present authors who still ________books that are intended for kids.

Libraries are a great place that dates back to a time when ________ was non-existent and was an unbelievable idea to men back in that period. Today the ________ of libraries still exists, with many people going to them for the love of books. It is important for children to start off by reading the real thing before ________ what other media can offer. Anyway, never forget what first got you started.

9 . Please stop ruining children’s summer camp

Teslie Conrad is the director of Clemson Outdoor Lab in South Carolina, which runs several different youth summer camps. Clemson _______ cell phones and other electronic devices in summer camps. And according to the American Camp Association, most sleep-away camps in the United States _______ access to cell phones.

This makes sense. We traditionally think of summer camps as a place where we get to swim in a lake, camp under the stars and make new _______ over campfires and outdoor adventures, not one where we text and play video games.

Researchers say that campers develop invaluable social skills, while facing risks and working their way through their feelings of homesickness — all _______. “It’s kind of like letting go of everything and coming to a different world,” says Alexa Sherman, an 11-year-old camper. Many of the campers there say they _______ YouTube and Snapchat, but they quickly come to appreciate the hands-on activities and in-person friendships.

The people who have the _______ time letting go, camp directors say, aren’t necessarily the campers themselves, but instead their parents.

Barry Garst studies youth development at Clemson University. He said that whether you call them “helicopter”, “snowmobile” or “lawnmower” parents, over-involved parenting is having a negative overall effect and is _______ the types of positive interpersonal experiences these camps are meant to provide for youth. Not weather, not water safety, not dangerous bears. It’s parents who call every day demanding _______ on their kids and who expect to hear from the camp director about every skinned knee.

Meg Barthel, the lead girls’ counselor at camp Echo, carries a device with access to Wi-Fi around camp. “I have to _______ the mothers who are used to having constant communication with their daughters,” she says. How many ________ a day? “Up to 100.”

Some camps address parents’ ________ for updates by posting pictures and videos online. But sometimes this can have the ________ effect. In response, they’ll often receive the following phone call: “Hello, camp director, I was on your ________ and I don’t see them. Are they OK? Were they sent to the hospital?”

Research on over-parenting, says Garst, shows that when parents behave this way, the development of a child’s sense of ________ can be slowed or can become altogether halted. The parents are sending the message that they don’t think their kids can get through tough moments on their own, and the kids pick up on this attitude. “Children are not really learning how to ________ for themselves.”

10 . In modern cities, it is now time as much as space that separates urban functions, as people’s lives are lived not only to different timetables, but also at wildly different rates. The mass timetable of the industrial city, with 9-5 office hours and silent Sundays, has gone. In its ______ is flexi-time, part-time working, Sunday shopping and the 24-hour city.

European cities are ______ these changes perhaps faster than British cities. In at least half a dozen cities in Italy, ______, you will find the Uffici Tempi--the Offices of Time. What they do is try to reorganise time more flexibly in the city, in order to meet new needs. This is particularly relevant for Italian women, an increasing number of whom have to ______ two timetables: work and home. Usually located in the Mayor’s office, the Uffici Tempi bring together transport providers, shop-owners, employers, trade unions, the police and other services to see how their efforts might be better ______. The main aim in all this is to increase the efficiency and productivity of the city. This can mean delaying the starting tunes in schools, offices and factories to avoid rush hours, or having shops opening later in the day but closing later too. One further ______ is that there can be more police about in the evening, patrolling the streets when people most need them.

In a number of German cities, people have been ______ whether the timetable of the future city should be 6x6 or 4x9--working hours, that is. Apparently male workers favour a four-day week, while women workers, on the other hand, favour ______ shorter working days. This would give employees more time in the afternoon to be with children or to get the shopping.

The ______ for public services to adapt to our changing lifestyles has been quite difficult for some of the staff involved. ______, who likes working evenings or Sundays? Nevertheless, many city centres are now open for shopping seven days a week, and a number of them now promote themselves as ‘24-hour cities’, where those with money can drink, eat, dance and even shop the whole ______.

Time is flexible, but buildings aren’t. The ______ between the structure of the city and its uses, over time, is a serious architectural and planning problem. ______ has become the key skill. We are slowly ______ the terms of dormitory suburbs and industrial districts, in favour of mixed- use areas, out-of-town retailing and working from home. There is no doubt that planning theory is being ______ by the changing nature of time in the modern city.