1 . 听下面一段较长对话，回答以下小题。
1. What advantage does cash payment have according to the man?

A．It makes people feel safer.

B．It prevents people from overspending.

C．It offers rewards like store discounts or points.

2. Why does the woman prefer a credit card?

A．It can be canceled easily.

B．It can be used in an emergency.

C．It often charges a low rate of interest.

3. Where does the conversation probably take place?

A．In a bank.

B．In a company.

C．In a supermarket.

2 . When you place an order on Taobao, you know the money you pay doesn't go directly to the seller.Instead, it goes through Alipay, which keeps your money for a while.Then Alipay gives the money to the seller.    1    .It is a transfer (财产转让)station between sellers and buyers to make online shopping safe. Buyers needn't worry about paying for products and then receiving nothing.Sellers also don't worry about receiving no money after sending products.These transfer stations are usually set up by payment service companies such as Alipay, Tenpay and YeePay.    2    .It has more than 270 million active users. 

Most online sellers and shoppers like the third party online payment, but banks are not happy.    3    .Users can benefit from financial products through Alipay and make money.So lots of people choose to put money in Alipay rather than in banks. 

    4    .WeChat doesn't have its own account.When paying through WeChat, the buyers' money goes directly to the sellers.That's why so many people are excited about receiving and handing out “red envelopes” or “gift money” to their friends on WeChat. 

Whether Alipay or WeChat payment, they are both trying to attract more users and make online shopping easier. They have made the best of QR code technology.    5    .Maybe in the future, your face is the key to everything.

A．But WeChat payment is not the same

B．This is called the “third party online payment”

C．Among them, Alipay is the biggest in China

D．The reason is that these companies compete with them for money

E．Also, they promote sales through face recognitionpayment

F．Payment is one of the functions WeChat has

G．The bank doesn't allow the companies to do so

3 . How much change should the man get?

A．$3.

B．$7.

C．$9.

4 . 阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。

With the rapid development of third-party mobile payment tools,     1     increasing number of consumers across China are using cashless payment methods.

Transactions (交易)     2     (involve) third-party mobile payments rose by 39.1 percent in the first quarter of 2021 compared with the previous quarter to 74 trillion yuan. Although China has the most third-party payment accounts in the world, it is not the     3     (one) country to seek a cashless society. Developed states like Sweden, Denmark and Singapore are also witnessing that increase.

    4    , the rapid development of cashless payments does not mean there are no challenges and criticisms. Alibaba’s Hema Fresh Store,     5     people can shop, dine and order goods for delivery from their mobile phones via Alipay,     6     (come) into the spotlight recently. Media reports say that consumers can’t purchase goods with cash there, which would be considered     7     (legal).

Alipay and WeChat Pay, the nation’s two major third-party mobile payment tools, have also launched campaigns to encourage more merchants and customers     8     (use) cashless payment methods, which has caused concerns over whether cash will soon disappear.

However, experts believe that a cashless society does not mean that cash will     9     (complete) disappear. As the economy grows, the circulation of cash is still very huge. In the long term, various payment     10     (method) will be used by consumers, and merchants should respect consumers’ payment habits.

5 . What is the man’s problem?

A．He’s out of cash.

B．He has lost his credit card.

C．He can’t find a gas station.

6 . How much will the speakers spend in all?

A．200 pounds.

B．350 pounds.

C．550 pounds.

7 . 听下面一段较长对话，回答以下小题。
1. How much is the service charge?

A．$25.

B．$50.

C．$75.

2. How does the man pay the bill?

A．In cash.

B．By cheque.

C．By credit card.

8 . Credit cards

However you view credit card, it’s hard to live in the modern world without one. And if you have one, you owe it to yourself to use it properly.

Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with suspicion by many as being a major part of the “live now pay later” syndrome(综合症).     1     They can allow you to pile up debts that you have difficulty paying off; they can also let you spend next month’s salary today. Of course, it is only the foolish who give in to the temptation to live temporarily at least beyond their means, and such people would no doubt manage to do so even without credit cards.

Advertising campaigns have, however, promoted a growing realization of the advantages of these small pieces f plastics. They avoid the need to carry large amounts of cash and are always useful in emergencies. All the credit card organizations charge interest on a monthly basis.     2     Using a card abroad where items frequently take a long time to be included on your account can extend this period even further.

    3     It is necessary to consider the amount of credit granted and interest rates, which may vary slightly. And of course, what happens if your card is lost or stolen? A credit card chief may be sitting on a potential gold mine particularly if there is delay in reporting the loss of the card.

Using a credit card wisely takes discipline and a little self-control. Once you realize your debt is someone else’s profit margin, your approach to your plastic will change. With a bit of discipline and some practical knowledge, you can make your cards work for you, rather than the other way round.     4    

A．The cardholder must pay a defined minimum position of the amount owed by a due date, or may choose to pay a higher amount.

B．It is worthwhile shopping around before deciding on a particular credit card.

C．They provide encouragement to spend more money.

D．In other words, they combine payment services with extensions of credit.

E．As a matter of fact, a credit card can cost noting or at least help you through a period of financial difficulty.

F．Yet wise purchasing using a card can mean you obtain up to seven weeks’ interest-free credit.

9 . 听下面一段较长对话，回答以下小题。
1. What does the woman want to do?

A．Pay her bill.

B．Have a meal.

C．Cook a dish.

2. How much money will the waiter get?

A．$ 23.

B．$27.

C．$50.

10 . 听下面一段较长对话，回答以下小题。
1. What does the woman want to do?

A．Pay her bill.

B．Have a meal.

C．Cook a dish.

2. How much money will the waiter get?

A．$ 23.

B．$27.

C．$50.