| A．Secretary and manager. | B．Shop assistant and customer. |
| C．Salesperson and bank clerk. | D．Cashier and boss. |
2 . WeChat, one of the world’s most popular mobile apps and social networks, brought home iF Gold Award for its smart retail innovation, Scan & Go. It is the first ever Chinese product to win4 gold in the iF Service Design category.
Established in 1953, the German-based iF Design Award has always been known for its “Independent, Rigorous(细致的) and Reliable” standards.
Scan & Go enables shoppers at retail stores to turn their mobile phone into a virtual checkout counter. When shopping, customers use their mobile phones to scan product barcodes(条形码), view product information, get discounts, complete self-checkout, and pay directly within the app via WeChat Pay. There is no queuing up at the cash register.
According to statistics, sales during peak hours in traditional supermarkets account for 60% of total turnover, and on average customers spend three to five minutes on queueing and payment during peak hours. With Scan & Go, customers no longer have to queue, and the payment time is shortened to one minute.
In order to realize queue-less purchasing, the WeChat team greatly optimizes retailers’ in-store customer handling efficiency during peak hours, and enables overall management of the consumer traffic flow. By introducing dedicated lanes for Scan & Go, supermarkets have achieved over a five-fold increase in converting(转变) digital members within two months.
In addition to improving retailers’ checkout efficiency and providing customers with a better shopping experience, Scan & Go also combines promotion and marketing modes through Mini Programs, to help increase sales. It helps retailers(零售商) to link the online and offline aspects of their business, and has become the standard tool in China for merchants to realize digital transformation. Scan & Go is now widely used by retailers in China.
1. What does the third paragraph mainly tell us?| A．The convenience of Scan & Go. |
| B．The use of a virtual checkout counter. |
| C．Ways to get discounts from retailers. |
| D．Methods of scanning product barcodes. |
| A．can buy more items |
| B．can save a lot of money |
| C．don’t have to pay for what they buy |
| D．spend less time to pay for what they buy |
| A．They can sell more goods. |
| B．They can reduce the discounts. |
| C．They can create more Mini Programs. |
| D．They can make their goods more standard. |
| A．Doubtful. | B．Positive. |
| C．Subjective. | D．Negative. |
Over the past few years, the Chinese market of mobile payment
The Chinese Consulate General (中国领事馆) in New York introduced mobile payments for
Besides traditional cash and credit card payments, WeChat pay and Alipay are now available for customers, which is expected to greatly
According to Huang Ping, the Chinese consul-general in New York, there are over 1.2 million overseas Chinese in the 10 states on the U.S. East Coast
“We should keep pace with the times, provide more convenience for these potential customers, and make our services
We no longer have to wait in line or carry
6 . Is a cashless society possible for everyone?
There is no escaping our evolution into a cashless society. It would give rise to a new era for financial businesses, which are all carried out digitally. The key benefits would include lower crime rates, easier foreign businesses, and reduced risks and costs. The idea of a cashless society appears so wide-spread in our society.
Economic inequality and exclusivity (排他性)are fundamental issues still present worldwide.
In China, four out of every five payments are now cashless.
| A．This problem can not be ignored. |
| B．However, this is far from reality. |
| C．We shouldn’t leave behind the poor. |
| D．Nearly everything can be bought digitally. |
| E．It isn’t just the unbanked who are at risk of being left behind. |
| F．A cashless society might actually make these problems worse. |
| G．We must ensure that people are still given freedom of choice regarding how they pay. |
| A．In cash. | B．By credit card. | C．By check. |
8 . Imagine stepping into your local supermarket, choosing your necessary things into a basket, heading to the bagging area and walking out with your weekly shopping. There is no need to make a payment, no counting coins, and no placement of a credit card in a terminal. In fact, there is no cashier at all. This is not a theft but a realistic picture of the future way to pay — when technology recognizes your presence, scans your shopping, and invisibly takes payment from your account.
Amer Sajed, the chief executive of Barclaycard, says it will result in the steady dying of the physical plastic credit card, which his company introduced to the UK over 55 years ago. Credit cards have evolved ever since 1966, but the basic procedure of payment has remained the same. A card is either handed over, or the number on it is read out or entered into a machine.
All that requires the existence of a plastic card, but Mr Sajed says this will be replaced by wearable items. At a display for Barclaycard staff, he shows off a plastic ring, a bracelet and a keychain which all contain a chip allowing the shopper to make payments on credit. This, he says, is just a bridge to technology that will recognize customers by their eye or fingerprint, so people will be able to shop without lining up at a checkout.
Although cash, cheques and indeed cards will remain a choice for shoppers, he says, these new ways of paying will take a growing share of the payments market in 10 years’ time. Such a future sounds frightening for anyone who already has concerns about the safety of payment. Mr Sajed argues that nothing will be done without permission.
As this digital market becomes more popular, and the technology advances, there will be a battle among banks, payment providers and others for their product to be used.
1. What can we infer according to the first paragraph?| A．Thefts will often happen. | B．There’s on need to make cash. |
| C．You can do some shopping for free. | D．Shopping will be more convenient. |
| A．It has already disappeared. | B．It will still exist as a payment way. |
| C．It was invented by Barclaycard 55 years ago. | D．It has been replaced by the new payment way. |
| A．The necessity of a plastic card. | B．The procedure of doing shopping. |
| C．The function of the wearable items. | D．The new kind of clothing with a clip. |
| A．The future of the credit card. | B．The convenience of the future life. |
| C．The more popular shopping market. | D．The development of the payment way. |
1.
| A．To bring employment to remote areas. |
| B．To bring shops to remote towns. |
| C．To create a new business model. |
| D．To compete with convenience stores. |
| A．Identification is required. |
| B．Only BankID is accepted. |
| C．All purchases must be scanned. |
| D．Payment is made offline. |
| A．Personal space. | B．Remote control. |
| C．Limited contact. | D．Peaceful surroundings. |
As science technology develops, mobile phones have become necessary for Chinese.
Over the past few years, the Chinese market of mobile payment
To boost
