A.$400. | B.$500. | C.$520. |
With the rapid development of third-party mobile payment tools,
Transactions(交易)
However, the rapid development of cashless payments does not mean there are no challenges and criticisms. Alibaba’s Hema Fresh Store,
Alipay and WeChat Pay, the nation’s two major third-party mobile payment tools, have also launched
However, experts believe that a cashless society does not mean that cash will
3 . When diners ask for the bill in an urban Chinese restaurant, they are more likely to reach for their mobile phones than their wallets. This reflects the rapid spread of mobile payment platforms,which are pushing urban China towards becoming a cashless society.
In a survey of 1,000 urban consumers conducted by the Financial Times, 98% of respondents (受访者) said they had used mobile payment platforms over the past three months. For example, Alibaba’s Alipay was the most frequently used payment platform preferred by 79% of respondents. That is a far greater proportion than those who said they used credit cards (45%) or cash (65%).
These respondents said they most often used them for payments in supermarkets and shopping malls, but they are also popular for ordering food, buying travel tickets or eating out.
Unsurprisingly, the younger the respondents, the more likely they were to have adopted this relatively young technology. While only 56% of respondents aged 35 or older said they preferred making mobile payments to paying via PC, even though almost all owned smart phones, 88% of 18 to 24-year-olds preferred paying via their mobile device.
Mobile platforms are now taking advantage of the big data resources of their parent companies to expand business,and to challenge the traditional banks. It is not surprising that China’s big banks are refusing to co-operate with the upstarts, limiting the range of services they are able to offer. On the other hand, China’s banks, especially the big four state lenders, are known to fiercely guard their turf (领域). Both regulators and China’s well-entrenched (根基深厚) banks will need to adapt if these online lenders are to succeed.
1. How does the author introduce his topic about mobile payment platforms?A.By raising a question. | B.By giving an example. |
C.By making a comparison. | D.By listing the details of a survey. |
A.Cash. | B.Credit cards. |
C.Alibaba’s Alipay. | D.Mobile payment platforms. |
A.People chose to pay via PC because of lack of smart phones. |
B.The younger the respondents, the more smart phones they owned. |
C.The younger the respondents, the greater chance that they paid by smart phones |
D.Paying by smart phones was not popular at all among the people aged 35 or older. |
A.They feel the threat from mobile payment. |
B.They can’t share their big data resources. |
C.They are determined to ensure financial safety. |
D.They are refused to cooperate with the platforms. |
增加:在缺词处加一个漏字符号(∧),并在其下面写出该加的词。
删除:把多余的词用斜线(\)划掉。
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After my graduation in 2015, I joined in another university in Shanghai for further studies. I saw that people are more modern in this city. Whenever I went out with his Chinese classmates, I always saw them paying with their phone. With the help of my classmates, I final got my own account with Alipay, an online payment service launching by Jack Ma. It was very convenient and easy to use. However the amount, it can be done on Alipay. From thousands to only few cents, all can be easily transferred with a touch and two. Now, with the start of a new era, I always went out without my wallet.
A.At a store. | B.At a restaurant. | C.At a hotel. |
A.WeChat pay. |
B.Bank cards. |
C.Credit cards. |
1. What type of tea does the woman prefer?
A.Green tea. | B.Brown tea. | C.Flower tea. |
A.By cellphone. | B.By cash. | C.By credit card. |
1. How many days is the man going to stay in the city?
A.More than a week. | B.A week. | C.Less than a week. |
A.The taxis. | B.The subway and buses. | C.The airport express train. |
A.At a hotel. | B.At the airport. | C.At home. |
A.$11.30. | B.$99.26. | C.$110.56. |
10 . American Express Gold: Best “non-travel” travel card
Why it’s great in one sentence: The American Express Gold card earns tons of valuable Amex travel points on practically all the food-related purchases you’re making even when you are not traveling, and the credits available on the card nearly offset (抵消) its annual fee.
This card is right for: People who can use all of the card’s various credits and who spend significant money at restaurants, on food delivery services or at U.S. supermarkets while they are not on the road.
Highlights:
First, with the Amex Gold, you’ll earn 4 points for every dollar you spend on restaurants worldwide, and on up to $25,000 in annual purchases at U.S. supermarkets (1 point per dollar afterwards). Most food delivery services count as “restaurants” on this card, so that means the vast majority of your food purchases will earn 4 points, regardless of how you’re eating.
You’ll also earn 3 points per dollar when you book airfare directly with an airline, so if you’re looking to jump on any sales for flights later in the year, you can pay for them with the Amex Gold and earn extra points on those as well.
The points earned on this card are American Express Membership Rewards points, which are extremely useful. You can redeem (兑取现金) them directly for flights via Amex Travel at 1 cent each, but if you put in some extra effort and research, you can potentially get much more value from them by transferring them to any of Amex’s 21 airline and hotel partners, which include Delta Air Lines, JetBlue, Marriott and many more.
1. What can we know about the American Express Gold card?A.It requires no annual fee. | B.It has a link with food purchases. |
C.It is targeted at delivery services. | D.It.is right for restaurant managers. |
A.100,000. | B.100,800. | C.103,200. | D.400,000. |
A.Change them into money to buy food. |
B.Transfer guests from airlines to hotels. |
C.Purchase services in suggested airlines. |
D.Make some extra effort and do research. |