1 . Credit cards
However you view credit card, it’s hard to live in the modern world without one. And if you have one, you owe it to yourself to use it properly.
Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with suspicion by many as being a major part of the “live now pay later” syndrome(综合症).
Advertising campaigns have, however, promoted a growing realization of the advantages of these small pieces f plastics. They avoid the need to carry large amounts of cash and are always useful in emergencies. All the credit card organizations charge interest on a monthly basis.
Using a credit card wisely takes discipline and a little self-control. Once you realize your debt is someone else’s profit margin, your approach to your plastic will change. With a bit of discipline and some practical knowledge, you can make your cards work for you, rather than the other way round.
A.The cardholder must pay a defined minimum position of the amount owed by a due date, or may choose to pay a higher amount. |
B.It is worthwhile shopping around before deciding on a particular credit card. |
C.They provide encouragement to spend more money. |
D.In other words, they combine payment services with extensions of credit. |
E.As a matter of fact, a credit card can cost noting or at least help you through a period of financial difficulty. |
F.Yet wise purchasing using a card can mean you obtain up to seven weeks’ interest-free credit. |
We had several monkeys on board, but Jack was the prince of them all. As he grew tame, he got more liberty, till he got the whole range of the ship, except the captain’s and the passengers’ cabins. I
He sometimes burned his fingers by these tricks, and this kept him quiet for a few days. But no sooner had the pain been gone, to no one’s surprise,
Besides Jack, we had on board three little monkeys with red skins and blue faces. Once, Jack attracted
Jack was afraid to come down, and only after three days passed
A.opportunity B. set C. devoted D. widely E. fortune F. gained G. lack H. benefit I. rapidly J. put K. impressed |
One of the greatest stories of rags to riches success is that of Andrew Carnegie, who started life in poverty but became the richest man in the world.
Carnegie was born in Scotland in 1837, the son of a weaver. In 1848, the family moved to the United States and at 13 Carnegie began work in a cotton mill, earning $1.5 per week. About three years later, he found a better job as a telegraph messenger boy. At work, his superiors (上级) were
Carnegie now began to save a little money and, with the help of his employer, began to make some successful investments. He invested in the iron industry and eventually
Carnegie had always believed that the pursuit of wealth was never an end in itself. In his view, successful, wealthy people should re-distribute their wealth for the
Carnegie’s
The lost art of listening
Do you think you’re a good listener? Chances are that you do. But studies show that most people seriously overestimate their ability to listen. The truth is we are generally not good at listening, and our listening comprehension declines as we age.
This was proven by Dr. Ralph Nichols, who conducted a simple experiment to test students’ listening skills. He had some Minnesota teachers stop what they were doing mid-class, and then asked students to describe what their teachers had been talking about. While older kids with more developed brains, are usually assumed to be better listeners, the results, however, showed otherwise: While 90 percent of first-and second-graders gave correct responses, this percentage dropped rapidly as the students got older.
One reason for our poor listening concerns the speed at which we think. The adult brain can process up to around 400 words per minute, more than three times faster than the speed an average person speaks. This means we can easily think about something else while someone is talking to us, allowing our mind to wander or get sidetracked. The younger students in Dr. Nichols’s experiment were better listeners partly because their brains were less developed — they lacked the extra brain power to be distracted.
Another factor that contributes to our poor listening is our ever-decreasing attention span. According to a Mircrosoft study, the age of smartphones has had a negative impact here. In 2000 — around the time the mobile revolution began — the average human attention span was 12 seconds; by 2013, it had fallen to 8 seconds. Even a goldfish — with an average attention span of 9 seconds — can hold a thought for longer!
More and more people now realize that listening is a skill that can be developed through practice. Learning to observe a speaker’s body language and emotions, for example, can improve our active listening. Even the simple act of note-taking or making eye contact can help us stay focused while listening.
5 . There are often many assumptions made about young people aged 15 to 21, but only a few can be proved with hard evidence. Now, new research has been published to help people get a better idea of these
According to an international survey in 2016, young people in emerging (新兴的) economies like China and India have a
The survey was
It was found that 53 percent of those questioned in China thought the world was becoming a better place – the highest percentage among the countries surveyed. Some 93 percent of them also felt
Indian youth were the second most
“At a time of nationalist and populist (民粹主义的) movements (such as Brexit (脱欧) or US President Donald Trump’s plans to build a wall along the US border) that focus on the
“They are a generation that is deeply
As for young people in China, what they
Pota said it was
“This is surely a hopeful development. The young population of China is more aware than anyone of the seriousness of the climate crisis – and will be
The overall survey showed a sense of optimism in the
“They are more likely to travel, to migrate across borders and to forge (建立) friendships in other countries than any
A.undereducated | B.misunderstood | C.overestimated | D.well-disciplined |
A.greater | B.fainter | C.simpler | D.safer |
A.enforced | B.operated | C.demonstrated | D.conducted |
A.hopeful | B.fearful | C.concerned | D.eager |
A.fantastic | B.realistic | C.optimistic | D.enthusiastic |
A.As a result | B.Without doubt | C.Beyond that | D.In contrast |
A.exchanges | B.agreements | C.differences | D.similarities |
A.routinely | B.traditionally | C.surprisingly | D.slightly |
A.pessimistic | B.optimistic | C.excited | D.passionate |
A.fear | B.suffer | C.consider | D.expect |
A.question | B.survey | C.attitude | D.movement |
A.amazing | B.encouraging | C.depressing | D.puzzling |
A.preparing | B.looking | C.pressing | D.waiting |
A.attitudes | B.emotions | C.dreams | D.interests |
A.original | B.present | C.next | D.previous |
简要描述图片内容,结合生活实例,谈谈你的感想。
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7 . When I was four, I lost my sight by falling off a box car and landing on my head. Now I’m thirty-two. I can vaguely remember the brightness of sunshine and what color red is. It’d be wonderful to see again, but a disaster can do strange things to people.
It took me years to discover and strengthen this belief. It had to start with the most trivial things. Once a man gave me an indoor baseball. “I can’t use this,” I was hurt, thinking he was teasing me. “Take it with you,” he insisted, “and roll it around.” The words stuck in my head. By rolling the ball I could feel where it went.
The hardest lesson I had to learn was to believe in myself. Had I not done that, I’d have broken down and become a chair rocker for the rest of my life. And the path to the belief is never smooth.
A.I’d fail sometimes, but on average, I made progress |
B.This gave me an idea on something I had thought impossible to achieve |
C.As people always say, it takes steel and temper to make a difference |
D.It came into my mind all of a sudden |
E.It occurred to me the other day that I might not have come to love life as I do now if I hadn’t been blind |
F.Life asks a continuous series of adjustments to reality |
Barry Jenkins: ‘When you climb the ladder, you send it back down’
“So, you saw the film?” Barry Jenkins is eager to ask the minute we are introduced. He gives good eye contact through those stylish thick-rimmed glasses – not the big-time, Oscar-winning writer-director speaking, but a nervous artist, anxious
Adapted from James Baldwin’s 1974 novel, Beale Street tells the story in which the personal experiences of a young black couple
Baldwin has been dead for 30 years, but his depiction of the fight against a country’s powerful prejudice is a sad reminder
Beale Street
9 . For years, studies have found that first-generation college students — those who do not have a parent with a college degree — lag behind other students on a range of education achievement factors. Their grades are lower and their dropout rates are higher. But since such students are most likely to advance economically if they succeed in higher education, colleges and universities have pushed for decades to recruit more of them. This has created a ‘paradox’ in that recruiting first-generation students, but then watching many of them fail, means that higher education has ‘continued to reproduce and widen, rather than close’ the achievement gap based on social class, according to the depressing beginning of a paper set to be published in the journal Psychological Science.
But the article is actually quite optimistic, as it outlines a potential solution to this problem, suggesting that an approach (which involves a one-hour, next-to-no-cost program) can close 63 percent of the achievement gap (measured by such factors as grades) between first-generation and other students.
The authors of the paper are from different universities, and their findings are based on a study involving 147 students (who completed the project) at an unnamed private university. First generation was defined as not having a parent with a four-year college degree. Most of the first-generation students (59.1 percent) were recipients of Pell Grants, a federal grant for undergraduates with financial needs, while this was true only for 8.6 percent of the students with at least one parent with a four-year degree.
Their thesis — that a relatively modest intervention could have a big impact — was based on the view that first-generation students may be most lacking not in potential but in practical knowledge about how to deal with the issues that face most college students. They cite past research by several authors to show that this is the gap that must be narrowed to close the achievement gap.
Many first-generation students “struggle to navigate the middle-class culture of higher education, learn the rules of the game, and take advantage of college resources,” they write. And this becomes more of a problem when colleges don’t talk about the class advantage and disadvantages of different groups of students. Because U.S. colleges and universities seldom acknowledge how social class can affect students’ educational experience, many first-generation students lack sight about why they are struggling and do not understand how students like them can improve.
1. The authors of the research article are optimistic because _____________.A.the problem is solvable |
B.their approach is costless |
C.the recruiting rate has increased |
D.their findings appeal to students |
A.study at private universities |
B.are from single-parent families |
C.are in need of financial support |
D.have failed their college education |
A.are actually indifferent to the achievement gap |
B.are inexperienced in handling their issues at college |
C.may lack opportunities to apply for research projects |
D.can have a potential influence on other students |
A.universities often reject the culture of the middle-class |
B.students are usually to blame for their lack of resources |
C.social class greatly helps enrich one’s educational experience |
D.colleges are partly responsible for the problem in question |
10 . It was a long way up the humble zipper (拉链) to become the mechanical wonder that has kept our lives “together” in many ways. The zipper had passed through the hands of several gifted inventors, though none
The story began when Elias Howe, inventor of the sewing machine, received a patent (专利) in 1851 for an “Automatic, Continuous Clothing Closure.” However, it didn’t go much further beyond that simple
Perhaps it was the success of the sewing machine, that stopped Elias from
Forty-four years later, inventor Whitcomb Judson marketed a “Clasp Locker” device
It was an electrical engineer named Gideon Sundback who helped make the zipper the hit it is today.
In the 1930s, a sales campaign began for children’s clothing featuring zippers. The campaign advertised zippers as a way to promote
Today the zipper is everywhere and is used in clothing, luggage, leather goods and
A.convinced | B.advised | C.permitted | D.invited |
A.manufacturer | B.function | C.price | D.material |
A.imagining | B.delaying | C.pursuing | D.rewarding |
A.recognized | B.upgraded | C.interpreted | D.pretended |
A.agreeable | B.familiar | C.similar | D.inferior |
A.edition | B.credit | C.method | D.wealth |
A.commercial | B.private | C.domestic | D.potential |
A.Purposefully | B.Generally | C.Originally | D.Decidedly |
A.brand | B.assessment | C.packing | D.improvement |
A.profitable | B.scarce | C.modern | D.noticeable |
A.Moreover | B.For example | C.However | D.On the contrary |
A.self-awareness | B.self-reliance | C.self-defense | D.self-guidance |
A.avoid | B.worsen | C.balance | D.personalize |
A.mechanical | B.countless | C.reliable | D.portable |
A.in name of | B.thanks to | C.in addition to | D.in case of |